Wealthpoint Financial LLC

ITEM 5 – FEES AND COMPENSATION
The Firm offers services on a fee basis, which may include fixed and/or hourly fees, as well as fees
based upon assets under management or advisement. Additionally, certain of the Firm’s Supervised
Persons, in their individual capacities, may offer insurance products under a separate commission-based
arrangement.

Wealth Management Fees
WealthPoint offers wealth management for an annual fee based on the amount of assets under
management. This management fee generally varies between 85 and 130 basis points (0.85% - 1.30%),
depending on the size and composition of a client’s portfolio and the type of services rendered.
  AUM Progressive Fee Schedule
   1.30%                               $0                                  $499,999
   1.20%                               $500,000                            $749,999
   1.10%                               $750,000                            $999,999
   1.00%                               $1,000,000                          $4,999,999
   0.85%                               $5,000,000+

The annual fee is prorated and charged monthly, in arrears, based upon the market value of the assets
being managed by the Firm on the last day of the previous billing period.

Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g.,
held-away assets, accommodation accounts, alternative investments, etc.), the Firm may negotiate a fee
rate that differs from the range set forth above.

Financial Planning and Consulting Fees
Financial planning services are charged on either a fixed fee or hourly arrangement as agreed upon
between you and your IAR. Fees are negotiable and will vary depending upon the complexity of the client’s
situation and services to be provided. Fixed fees range from $2,500 to $10,000 per plan. Financial planning
services billed on an hourly basis can range from $0 - $500 per hour, depending on the experience and
qualifications of the IAR. An estimate for total hours will be determined at the start of the advisory
relationship. The cost of some plans may be recovered through a reduction in WealthPoint’s investment

advisory fee in an amount equal to the cost of the financial plan should the recipient of the financial plan
choose to become a client of WealthPoint. Similar financial planning services may be available through
other registered investment advisers for a lower fee. The financial plan will be presented to the client
within 90 days of the contract date, provided that the client has promptly provided all information needed
to prepare the financial plan.

A financial planning agreement can be terminated by either party upon receipt of written notice. Upon
termination, any prepaid Planner fees will be prorated, and the unused portion shall be returned to Client.
Also, if any fees are due in arrears, they will be prorated and invoiced to the Client.
The terms and conditions of the financial planning and/or consulting engagement are set forth in the
Advisory Agreement or in a separate engagement letter. WealthPoint generally requires payment of the
entire fee upon execution of the Advisory Agreement or engagement letter.

A conflict exists between the interests of the investment adviser or associated persons and the interest
of the client. The client is under no obligation to act upon the investment adviser's or associated person's
recommendation. If the client elects to act on any of the recommendations, the client is under no
obligation to affect any of the recommendations through the investment adviser or with an associated
person when acting as an agent with a licensed broker-dealer or through any associate or affiliate of such
person.

Fee Discretion
The Firm may, in its sole discretion, negotiate to charge a lesser fee based upon certain criteria, such as
anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to
be managed, related accounts, account composition, pre-existing/legacy client relationship, account
retention and pro bono activities.

Other Fees and Expenses
In addition to the advisory fees paid to the Firm, clients may incur certain charges imposed by other third
parties, such as broker-dealers, custodians, trust companies, platform service providers, banks and other
financial institutions (collectively “Financial Institutions”). These additional charges may include securities
brokerage commissions, transaction fees, custodial fees, fees attributable to alternative assets, reporting
charges, margin costs, charges imposed directly by a mutual fund or ETF in a client’s account, as disclosed
in the fund’s prospectus (e.g., fund management fees and other fund expenses), deferred sales charges,
odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions. In addition, fees charged by the Independent
Managers/Sub-Advisors are charged to the clients separately. In these relationships with third-party
and/or Sub-Advisors, these fees would be in addition to the fees charged by the Firm, paid directly to the
third-party and/or Sub-Advisor, and the Firm will not receive any portion of those fees or share in those
fees.
Direct Fee Debit
Clients generally provide the Firm and/or the Independent Managers with the authority to directly debit
their accounts for payment of the investment advisory fees. The Financial Institutions that act as the
qualified custodian for client accounts, from which the Firm retains the authority to directly deduct fees,
have agreed to send statements to clients not less than quarterly detailing all account transactions,
including any amounts paid to the Firm.

Account Additions and Withdrawals
Clients may make additions to and withdrawals from their account at any time, subject to available liquidity
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ITEM 7 – TYPES OF CLIENTS

WealthPoint offers investment advice to individuals, high net worth individuals, trusts, estates, charitable
organizations, corporations and other business entities.