Weinstat Wealth Management Inc

Item 5 Fees and Compensation

WWM is compensated strictly on a fee only basis. The fees are 1% of assets under
management for equity and mutual fund assets. The fees are calculated on a quarterly
basis. In the vast majority of cases, the fees are not negotiable. If a client has assets

under management in excess of $ 10 million, then the fee can be negotiated. For fixed
income, the fee is ½ of 1% of assets under management. Fees can either be paid by the
clients directly or deducted from the clients’ account. The method is decided by the
client. Client fees are either paid directly by the client or deducted from the account
every three months. However, if the client withdraws funds from the account and as a
result of that, goes below the minimum, then WWM reserves the right to raise the fee for
equity accounts to 1.5% per annum. The fee will not be raised if the account goes below
the minimum as a result of market fluctuations. The minimum for new equity accounts
as of February 9, 2026 is $ 1 million. The minimum for new mutual fund accounts is $
500,000. Exceptions can be made for children or grandchildren of current clients and for
people under 50.
No other fees are paid to WWM by the client or received from any other party. Certain
other expenses are incurred by the client. Certain no load mutual funds have a
transaction fee of $ 25. These transaction fees were disclosed to the client prior to
accepting them as a client. Mutual fund expenses are incurred such as management fees
of the fund and its operating expenses. A transaction fee of $ 4.95 for certain equity
accounts. For accounts that are above $ 1 million in value or use email confirmations,
there is no fee on equity trades. This was also disclosed to the client prior to them
becoming a client.
All transaction fees are paid to Fidelity Investments. WWM does not receive any
compensation for sales of securities or any referral fees.
Please see item 12 where brokerage practices are discussed.
All fees are paid after services are provided.

Item 7 Types of clients

Generally, WWM provides advisory services to individuals. Trusts and Estates can be
done if the opportunities arise. There is now one client that is a charitable trust. Five
clients with a living Trust.
The minimum is $ 500,000 for mutual funds and fixed income. The minimum is $ 1
million for equity accounts. Exceptions to the minimum are made for family members of
current clients. The definition of family members are considered to be children or
grandchildren of the clients. Exceptions can also be made for people under 50.