Werba Rubin Papier Wealth Management LLC

Item 5: Fees and Compensation
  A. Adviser is compensated for its advisory services primarily by fees charged based on a client’s
     assets under management with Adviser. Fees are negotiable, and each client’s specific fee
     schedule is included as part of the investment advisory agreement signed by Adviser and the
     client.

      Adviser’s standard fee schedule is included below, subject to negotiation with a client:

            Client Assets Under Management                          Annual Fee Percentage
                                                                       (paid quarterly)
          For the first amount from $0 to ,000,000                          1.00%
          For the next amount from $2,000,001 to                            0.85%
                          $5,000,000
          For the next amount from $5,000,001 to                             0.55%
                         $10,000,000
           For any amount above $10,000,000                                  0.25%

  B. The fee schedule above is a “tiered” or “blended” fee schedule, which means that different annual
     fee percentages will apply to different ranges of client assets under Adviser’s management. Fees
     are deducted in advance on a quarterly basis from clients’ assets and based upon the market
     value of such assets managed by Adviser as of the last day of the prior calendar quarter. Cash is
     included in the assets upon which fees are assessed.

  C. In addition to the fees charged by Adviser, clients will incur brokerage and other transaction costs.
     Please refer to Item 12: Brokerage Practices, for further information on such brokerage and other
     transaction-related practices. Clients will also typically incur additional fees and expenses
     imposed by independent and unaffiliated third-parties, which can include qualified custodian fees,
     mutual fund or exchange traded fund fees and expenses, mark-ups and mark-downs, spreads
     paid to market makers, wire transfer fees, check-writing fees, early-redemption charges, certain
     deferred sales charges on previously-purchased mutual funds, margin fees, charges or interest,
     IRA and qualified retirement plan fees, and other fees and taxes on brokerage accounts and
     securities transactions. These additional charges are separate and apart from the fees charged
     by Adviser.

  D. If Adviser or client terminates the advisory agreement before the end of a quarterly billing period,
     Adviser’s fees will be prorated through the effective date of the termination. The pro rata fees for
     the remainder of the quarterly billing period after the termination will be refunded to the client.

  E. Neither Adviser nor any of its supervised persons accepts compensation for the sale of securities
     or other investment products.

Item 7: Types of Clients
Adviser generally offers its services to individuals, high-net-worth individuals, charitable organizations, and
pension and profit sharing plans. The minimum account value required to open and maintain an account
with Adviser is $1,000,000, subject to negotiation.