West End Wealth Management LLC

ITEM 5 - FEES AND COMPENSATION
Investment Management Fees and Compensation
Our maximum fee for our Portfolio Management service is 1.25% of the assets under
management. The fee is negotiable at the sole discretion of the firm. Our firm’s annualized
fees are billed on a pro-rata basis monthly in arrears based on the value of your account on
the last trading day of the month. Fees will be deducted from your managed account as we
do not offer direct billing.

In certain circumstances, our fees and the timing of the fee payments may be negotiated.
Our employees and their family related accounts are charged a reduced fee for our
services.

Unless otherwise instructed by the client, we will aggregate asset amounts in accounts
from your same household together to determine the advisory fee for all your accounts.
We would do this, for example, where we also service accounts on behalf of your minor
children, individual and joint accounts for a spouse, and/or other types of related accounts.
This consolidation practice is designed to allow you the benefit of an increased asset total,
which could cause your account(s) to be assessed a lower advisory fee.

The investment advisory Agreement may be terminated by the client within five (5)
business days of signing the Agreement without penalty or incurring any advisory
fees. After the 5 business days, either West End or you may terminate the management
agreement immediately upon written notice to the other party. The management fee will
be pro-rated to the date of termination, for the month in which the cancellation notice was
given and billed to your account. Upon termination, you are responsible for monitoring
the securities in your account, and we will have no further obligation to act or advise with
respect to those assets. In the event of client’s death or disability, West End will continue
management of the account until we are notified of client’s death or disability and given
alternative instructions by an authorized party.

            West End Wealth Management, LLC – 8055 E. Tufts Ave., Suite 830, Denver, CO 80237
                                FORM ADV 2A Brochure February 2026

Financial Planning Fees
Our Financial Planning Fees are included in the Investment Management fees outlined
above.

Administrative Services Provided by ORION Advisor Services, LLC
We have contracted with ORION Advisor Services, LLC (referred to as “ORION”) to utilize its
technology platforms to support data reconciliation, performance reporting, fee
calculation and billing, research, client database maintenance, quarterly performance
evaluations, payable reports, web site administration, models, trading platforms, and other
functions related to the administrative tasks of managing client accounts. Due to this
arrangement, ORION will have access to client accounts, but ORION will not serve as an
investment advisor to our clients. West End Wealth Management and ORION are non-
affiliated companies. ORION charges our Firm an annual fee for each account administered
by ORION. Please note that the fee charged to the client will not increase due to the annual
fee West End Wealth Management pays to ORION, the annual fee is paid from the portion
of the management fee retained by West End Wealth Management.

There may be a possibility for price or account value discrepancies due to quarter-end
transactions in an account. Dividends or trade date settlements may occur and our third
party billing software may report a slight difference in account valuation at quarter end
compared to what is reported on your Statement from the Custodian. Our firm has the
ability to produce billing summaries, which can be provided upon request.

Additional Fees and Expenses:
In addition to the advisory fees paid to West End, clients may also incur certain charges
imposed by other third parties, such as broker-dealers, custodians, trust companies, banks
and other financial institutions (collectively “Financial Institutions”). These additional
charges may include securities brokerage commissions, transaction fees, custodial fees,
fees charged by the Independent TPMs, charges imposed directly by a mutual fund or ETF
in a client’s account, as disclosed in the fund’s prospectus (e.g., fund management fees and
other fund expenses), deferred sales charges, odd-lot differentials, transfer taxes, wire
transfer and electronic fund fees, fees for trades executed away from custodian, and other
fees and taxes on brokerage accounts and securities transactions. West End’s brokerage
practices are described at length in Item 12, below. Neither our Firm nor its supervised
persons accept compensation for the sale of securities or other investment products.
Further, our firm does not share in any of these additional fees and expenses outlined
above.

OTHER ADDITIONAL FEES
Advisory Fees in General: Clients should note that similar advisory services may (or may
not) be available from other registered (or unregistered) investment advisers for similar or
lower fees.

            West End Wealth Management, LLC – 8055 E. Tufts Ave., Suite 830, Denver, CO 80237
                                FORM ADV 2A Brochure February 2026

Mutual Fund Fees: Mutual funds often offer multiple share classes with differing internal
fee and expense structures. West End endeavors to identify and utilize the share class with
the lowest internal fee and expense structure for each mutual fund. However, instances
occur in which the lowest cost share class is not used. These instances include but are not
limited to: Instances in which a certain custodian has a share class available that has a lower
internal fee and expense structure than is available for the same mutual fund at other
custodians. In such instances, West End will select the lowest cost share class available at
the custodian that holds your account even though a lower cost share class is available at
...

ITEM 7 - TYPES OF CLIENTS
We require a minimum aggregated family balance of $1,000,000. This minimum family
balance requirement would be required throughout the course of the client’s relationship
with our firm and may be negotiable depending on the client’s financial circumstance.

We have the following types of clients:
   • Individuals and High Net-Worth Individuals;
   • Trusts, Estates or Charitable Organizations;
   • Corporations, Limited Liability Companies and/or Other Business Types.