Westbourne Investments Inc

Item 5 Fees and Compensation

WESTBOURNE’S standard, stated fee schedule is as follows; however, fees for investment advisory services
provided are negotiated on a client-by-client basis prior to services rendered and are agreed to with each
client in writing:

        Annual Fee Rates
        Equities
        $25,000 to $100,000       2.000%              Fixed Income 0.500%
        $100,000 to $300,000      1.650%
        $301,000 to $500,000      1.400%
        $500,001 to $2,000,000    1.150%              Option Trading [Negotiable]
        Next $3,000,000           0.900%
        > $5,000,000              0.775%

Generally, the investment advisory fee is payable quarterly in advance, unless otherwise negotiated in
writing. The fee will be a percentage of the market value of all assets in the advisory account on the last
trading day of the previous calendar quarter. In any partial calendar quarter, the advisory fee will be pro-
rated based on the number of days that the account was open during the quarter. Client understands
that Account assets invested in shares of mutual funds or other investment companies (“funds”) will be
included in calculating the value of the Account for purposes of computing WESTBOURNE’s fees and the
same assets will also be subject to additional advisory and other fees and expenses, as set forth in the
prospectuses of those funds, paid by the funds but ultimately borne by the investor. Advisory fees will be
deducted directly from Client’s account(s) unless negotiated otherwise with WESTBOURNE.

The investment management agreement may be canceled at any time by either party on 30 days written
notice. The agreement is automatically extended from year to year unless written notice is received to
the contrary, sent by ordinary mail, terminating the services as indicated above. In the event of such
cancellation, the fee would be prorated to the date of termination and any unused portion of fees
collected in advance for advisory services will be refunded within 30 days.

Personal Financial Planning Fees - Financial planning is billed at a fixed rate. Estimates are provided and a
deposit requested. Since the nature of the work often involves variables or circumstances unknown at
the start of the engagement, estimates are not guaranteed.

Other Fees - Custodians may charge transaction fees on purchases or sales of certain mutual funds, stocks,
bonds, and exchange-traded funds. These transaction charges are usually relatively small and are
incidental to the purchase or sale of a security. In some cases, custodians also charge monthly, quarterly
or annual custody fees. Fees for custody are disclosed to clients when this type of arrangement is
recommended. Mutual funds and exchange traded funds generally charge a management fee for their
services as investment managers. The management fee is included in the expense ratio. Mutual fund fees
also include transaction charges for the purchase or sale of securities within the fund and may charge
other fees as disclosed in the fund prospectus. These fees are in addition to the fees paid by the client to
WESTBOURNE.

Westbourne Investments, Inc.
March 29,2026                       Form ADV Part 2A Disclosure Brochure                         Page 6 of 14

Past Due Accounts and Termination of Agreement - WESTBOURNE reserves the right to stop work on any
account that is more than 60 days overdue. In addition, WESTBOURNE reserves the right to terminate any
financial planning engagement where a client has willfully concealed or has refused to provide pertinent
information about financial situations when necessary and appropriate to providing proper financial
advice, per the judgment of WESTBOURNE.

Item 7 Types of Clients

WESTBOURNE provides investment management and financial planning to individuals, high net worth
individuals, pension plans/profit sharing plans and institutions. The minimum account size for portfolio
management is $100,000. Accounts not meeting this minimum may at times be accepted on a case-to-
case basis.