WFG Capital Advisors LLC

Item 5 - Fees and Compensation
General Fee Information
Fees paid to WFG are exclusive of all custodial and transaction costs paid to the client’s custodian,
brokers or other third- party consultants (with exception to clients enrolled in the WFG wrap fee
program). Please see Item 12 – Brokerage Practices for additional information. Fees paid to WFG are
also separate and distinct from the fees and expenses charged by mutual funds, ETFs (exchange
traded funds) or other investment pools to their shareholders (generally including a management
fee and fund expenses, as described in each fund’s prospectus or offering materials). The client
should review all fees charged by funds, brokers, WFG and others to fully understand the total
amount of fees paid by the client for investment and financial- related services.

Either WFG or the client may terminate their Investment Advisory Agreement at any time, subject
to any written notice requirements in the agreement. In the event of termination, any paid but
unearned fees will be promptly refunded to the client, and any fees due to WFG from the client will
be invoiced or deducted from the client’s account prior to termination.

Wrap Fee Programs
A wrap fee program is an investment program where the investor pays one stated fee that includes
management fees, transaction costs, fund expenses, and other administrative fees.

WFG provides much of its investment management services as the sponsor and manager of the WFG
Capital Advisors Wrap Fee Program (the "Wrap Program"), a wrap fee program (i.e., an arrangement
where brokerage commissions, platform fees, and transaction costs are absorbed by the WFG).
Accounts managed through the Wrap Program are done so in substantially the same manner as those
managed under a non-wrap arrangement. Participants in the Wrap Program may pay a higher
aggregate fee than if investment management and brokerage services are purchased separately.
Additional information about the Wrap Program is available in WFG's Wrap Brochure, which appears
as Part 2A Appendix 1 of the Firm's Form ADV.

Portfolio Management Fees
WFG charges a flat advisory fee based on the maximum annual breakpoint fee schedule below. The
fee is based on a percentage of assets under management, is as follows:

            Total Assets Under Management                       Annual Fee
             $250,000 - $500,000                                1.20%
             $500,001 - $1,000,000                              1.00%
             $1,000,001 - $2,000,000                            0.90%
             $2,000,001 - $3,000,000                            0.80%
             $3,000,001 - $4,000,000                            0.70%
             $4,000,001 - $6,000,000                            0.60%
             $6,000,001 - $12,000,000                           0.50%
             Above $12,000,000                                  Negotiable

The Management Fee of Client assets shall be calculated and billed at the stated rates monthly or
quarterly either in advance or arrears as indicated in Schedule A to the Investment Management
Agreement, based upon the total market value of the assets as to which investment advisory services
are being rendered on the Effective Date of the Investment Management Agreement and thereafter
on the beginning or last trading day of each month or quarter.

WFG may, at its discretion, make exceptions to its fee arrangements or negotiate special fee
arrangements where WFG deems it appropriate under the circumstances. The minimum fee is
$3,000/yr per household.

With client authorization and unless other arrangements are made, fees are normally debited
directly from client account(s).

Financial Planning/Consulting Services
Hourly fees range from $150-$350 per hour, and fixed fee services range from $1,500 to $50,000.
These are negotiated fees based on the scope and complexity of the services provided. Clients may be
invoiced directly, monthly in arrears for financial planning and/or consulting services charged on
an hourly or flat fee basis.

Item 7 - Types of Clients
WFG serves individuals, small businesses, trusts, and estates. The minimum portfolio size is
$250,000 under certain circumstances and in its sole discretion, WFG may negotiate such minimum.