White Wing Wealth Management LLC

Item 5 Fees and Compensation

Portfolio Management Services

Our Advisory Fee for portfolio management services is based on a percentage of the assets in your account, which generally
ranges from 0.65% to 1.25% of assets under management. Our Advisory Fee is typically billed and payable quarterly, in
arrears, and is calculated based on the balance in your account at the end of the billing period (i.e., the calendar quarter).
In certain circumstances, however, we may agree to negotiate other fee payment arrangements. If the portfolio management
agreement is executed at any time other than the first day of a calendar quarter, our Advisory Fees will apply on a pro-rata
basis, which means that our Advisory Fee is payable in proportion to the number of days in the calendar quarter for which
you are a client. Our Advisory Fee is negotiable depending on individual client circumstances. All terms (Advisory Fee,
payment arrangements, etc.) will be evidenced in the advisory agreement.

                              Total Assets                            Annual Fee

                              $0 - $250,000                                1.25%

                        $250,001 - $$1,000,000                             1.00%

                        $1,000,001 - $2,000,000                            0.75%

                                                                                                                     03/02/2026

                              Total Assets                            Annual Fee

                               $2,000,000                                0.65%

Fees are withdrawn directly from client account with client written authorization daily and in advance.

At our discretion, we may combine the account values of family members living in the same household to determine the
applicable advisory fee. For example, we may combine account values for you and your minor children, joint accounts with
your spouse, and other types of related accounts. Combining account values may increase the asset total, which may result
in your paying a reduced advisory fee based on the available breakpoints in our fee schedule stated above.

Unless we agree to invoice you directly, in which case payment is due upon receipt of the invoice, we will deduct our fee
directly from your account through the qualified custodian holding your funds and securities. We will deduct our advisory
fee only when the following requirements are met:
• You provide our firm with written authorization permitting the fees to be paid directly from your account held by the
    qualified custodian.
• .
• The qualified custodian agrees to send you a monthly statement indicating all amounts dispersed from your account
    including the amount of the advisory fee paid directly to our firm. You may terminate the portfolio management agree-
    ment upon written notice to our firm. You will incur a pro rata charge for services rendered prior to the termination of the
    portfolio management agreement, which means you will incur advisory fees only in proportion to the number of days in
    the quarter for which you are a client. Upon receipt of the written notification of termination we will mail a check repre-
    senting the prorated refund to you (if applicable). We encourage you to reconcile the statement(s) you receive from our
    firm with the statements you receive from the qualified custodian. If you find any inconsistent information within these
    statement(s), please call our main office number located on the cover page of this brochure.

Financial Planning Services

We generally charge a negotiable fixed fee of $2,500 for financial planning services. However, the amount of the fixed fee
applicable to your particular engagement for financial planning services may vary depending upon the complexity and scope
of your requested financial plan, your financial situation, and your financial objectives. All financial plans are typically deliv-
ered to you within six months from the date of inception. We do not require you to pay fees 6 or more months in advance
or in excess of $1,200.

Our financial planning fee is invoiced to you and payable upon completion of the contracted services. You may terminate
our financial planning agreement upon written notice to our firm. Upon early termination you will incur a pro-rata charge for
services rendered prior to the termination of the agreement at our current hourly rate of $150 (pro-rata charges not to exceed
the agreed fixed fee amount). At our discretion, we may offset our financial planning fees to the extent you implement the
financial plan through our portfolio management service.

Retirement Planning Consulting Services

Our annualized fee for retirement planning consulting services for plan participants is based on a percentage of the partici-
pant's plan assets, which generally ranges from 0.25% to 0.75%. Our fee for this service is typically billed quarterly in
arrears, but we may negotiate other fee payment arrangements depending on individual client circumstances.

Our fees will be assessed pro rata in the event that the advisory agreement is executed at any time other than the first day
of a billing period. Our fee is negotiable depending on individual client circumstances. Where we are engaged for consulting
services on behalf of the plan, we bill a fixed fee (Start-up Enrollment Fee) ranging from $500 to $5,000. In all cases,
applicable fees, fee payment arrangements, and the terms of the engagement will be clearly set forth in the advisory agree-
ment executed between our firm and you prior to services being rendered.

You may terminate the advisory agreement upon 30-days' written notice to our firm. You will incur a pro rata charge for
services rendered prior to termination, which means you will incur advisory fees only in proportion to the number of days in
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Item 7 Types of Clients

We typically offer investment advisory services to individuals (including high net worth individuals), corporations, and other
business entities.
In general, we do not require a minimum dollar amount to open and maintain an advisory account; however, we have the
right to terminate your account if it falls below a minimum size which, in our sole opinion, is too small to manage effectively
-- this determination would be based on the particular facts and circumstances of the client account(s)