WOLD Financial Group LLC

Item 5 – Fees and Compensation

In addition to the information provided in Item 4 – Advisory Business, this section provides additional
details regarding our firm’s services along with descriptions of each service’s fees and compensation
arrangements. It should be noted that lower fees for comparable service may be available from other
sources. The exact fees and other terms will be outlined in the agreement between you and Wold
Financial Group.

Asset Management Services

Fees charged for our asset management services are charged based on a percentage of assets under
management, billed in advance on a quarterly calendar basis and calculated based on daily average
balance of your account as of the last business day of the previous billing period. Fees are prorated
(based on the number of days service is provided during the initial billing period) for your account opened
at any time other than the beginning of the billing period. If asset management services are commenced
in the middle of the billing period, then the prorated fee for that billing period will be billed in advance at
the beginning of that billing period.

The asset management services continue in effect until terminated by either party (i.e., Wold Financial
Group or you) by providing written notice of termination to the other party. When fees are billed in
advance, Wold Financial Group will prorate the final fee payment based on the number of days services
are provided during the final period. The amount of client assets on the termination date will be used to
determine the final fee payment.

Fees charged for our asset management services are negotiable based on the type of client, the
complexity of the client's situation, the composition of the client's account (i.e., equities versus mutual
funds), the potential for additional account deposits, the relationship of the client with the investment
adviser representative, and the total amount of assets under management for the client.

The annual fee for asset management services will range between 0.50% and 1.25%.

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The asset management fee to be charged will be specified in your client agreement.

Wold Financial Group believes that its annual fee is reasonable in relation to: (1) services provided and
(2) the fees charged by other investment advisers offering similar services/programs. However, our
annual investment advisory fee may be higher than that charged by other investment advisers offering
similar services/programs. In addition to our compensation, you may also incur charges imposed at the
mutual fund level (e.g., advisory fees and other fund expenses).

The investment advisory fees can be deducted from your account and paid directly to our firm by the
qualified custodian(s) of your account.

When you have the investment advisory fees deducted from your account, you must authorize the
qualified custodian(s) of your account to deduct fees from your account and pay such fees directly to
Wold Financial Group.

You should review your account statements received from the qualified custodian(s) and verify that
appropriate investment advisory fees are being deducted. The qualified custodian(s) will not verify the
accuracy of the investment advisory fees deducted.

Brokerage expenses and/or transaction fees charged by the qualified custodian are billed directly to you
by the qualified custodian. Wold Financial Group does not receive any portion of such commissions or
fees from you or the qualified custodian. In addition, you will incur certain charges imposed by third
parties other than Wold Financial Group in connection with investments made through your account
including, but not limited to, mutual fund sales loads, 12(b)-1 fees and surrender charges, variable annuity
fees and surrender charges, IRA and qualified retirement plan fees, and charges imposed by the qualified
custodian(s) of your account. Management fees charged by Wold Financial Group are separate and
distinct from the fees and expenses charged by investment company securities that may be
recommended to you. A description of these fees and expenses are available in each investment
company security’s prospectus.

Consulting Services

Consulting services are provided to asset management clients of Wold Financial Group without an
additional charge.

Item 7 – Types of Clients

Wold Financial Group generally provides investment advice to the following types of clients:

Wold Financial Group LLC                           Page 7                       Form ADV Part 2A Firm Brochure

    •    Individuals
    •    High net worth individuals
    •    Trusts, estates, or charitable organizations
    •    Corporations or business entities other than those listed above

You are required to execute a written agreement with Wold Financial Group specifying the particular
advisory services in order to establish a client arrangement with Wold Financial Group.

Minimum Investment Amounts Required

There are no minimum investment amounts or conditions required for establishing an account managed
by Wold Financial Group. However, all clients are required to execute an agreement for services in order
to establish a client arrangement with Wold Financial Group.