Winthrop Advisory Group LLC

Item 5. Fees and Compensation
FEE SCHEDULE
Wealth Management Fees
WW offers Wealth Management Services for an annual fee based on the amount of assets under the
Firm’s management, including cash balances. The fee includes financial planning and Investment
Management Services as part of a Wealth Management engagement. This management fee varies

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                                                                                        Winthrop Wealth
                                                                                            ADV Part 2A
                                                                                              June 2026

between 30 and 200 basis points (0.30% – 2.00%), depending upon the size and composition of a
client’s portfolio and the type of services rendered.
between 30 and 200 basis points (0.30% – 2.00%), depending upon the size and composition of a
client’s portfolio and the type of services rendered.
The annual fee is prorated and charged quarterly, in advance, based upon the market value of the
assets being managed by WW on the last day of the previous billing period. If assets are deposited
into or withdrawn from an account after the inception of a billing period, the fee payable with respect
to such assets is adjusted to reflect the interim change in portfolio value. For the initial period of an
engagement, the fee is calculated on a pro rata basis.
For accounts where LPL serves as the custodian of client assets, LPL is responsible for calculating
and deducting advisory fees from the account based upon written authorization of the client. For
accounts where Charles Schwab & Co, Inc. (“Schwab”) serves as the custodian of client assets, WW is
responsible for calculating advisory fees and Schwab will deduct the fees from the client’s account
upon direction from WW.

Investment Management Fees
WW offers investment management services for an annual fee based on the amount of assets under
the Firm’s management, including cash balances. This management fee varies between 30 and 200
basis points (0.30% – 2.00%), depending upon the size and composition of a client’s portfolio and the
type of services rendered.
The annual fee is prorated and charged quarterly, in advance, based upon the market value of the
assets being managed by WW on the last day of the previous billing period. If assets are deposited
into or withdrawn from an account after the inception of a billing period, the fee payable with respect
to such assets is adjusted to reflect the interim change in portfolio value. For the initial period of an
engagement, the fee is calculated on a pro rata basis.
For accounts where LPL serves as the custodian of client assets, LPL is responsible for calculating
and deducting advisory fees from the account based upon written authorization of the client. For
accounts where Charles Schwab & Co, Inc. (“Schwab”) serves as the custodian of client assets, WW is
responsible for calculating advisory fees and Schwab will deduct the fees from the client’s account
upon direction from WW.

Financial Planning and Consulting Fees
Financial Planning fees may be included with our Wealth Management Services, or can be provided
separately for an hourly or fixed fee. WW charges a fixed or hourly fee for providing financial planning
and consulting services under a stand-alone engagement. These fees are negotiable, but typically
range from $5,000 to $15,000, or $250 per hour, depending upon the scope and complexity of the
services and the professional rendering the financial planning and/or the consulting services. WW
may also choose to charge fees on a quarterly basis for clients receiving ongoing financial planning
and consulting services. If the client engages the Firm for additional investment advisory services,
WW may offset all or a portion of its fees for those services based upon the amount paid for the

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                                                                                         Winthrop Wealth
                                                                                             ADV Part 2A
                                                                                               June 2026

financial planning and/or consulting services.
The terms and conditions of the financial planning and/or consulting engagement are set forth in the
Advisory Agreement and WW requires one-half of the fee (estimated hourly or fixed) payable upon
execution of the Advisory Agreement. The outstanding balance is due upon delivery of the financial
plan or completion of the agreed upon services. The Firm does not, however, take receipt of $1,200
or more in prepaid fees in excess of six months in advance of services rendered.

Retirement Plan Consulting Fees
The annual fees are based on the market value of the Included Assets and shall not exceed 1%. Fees
may be charged quarterly or monthly in arrears or in advance based on the assets as calculated by
the custodian or record keeper of the Included Assets (without adjustments for anticipated
withdrawals by Plan participants or other anticipated or scheduled transfers or distribution of assets)
on the last business day of the previous quarter.
The fee schedule, which includes compensation of WW for the services is described in detail in the
ERISA Plan Agreement. The Plan is obligated to pay the fees, however the Plan Sponsor may elect to
pay the fees. Clients may elect to be billed directly or have fees deducted from Plan Assets. WW does
not reasonably expect to receive any additional compensation, directly or indirectly, for its services. If
additional compensation is received, WW will disclose this compensation, the services rendered, and
the payer of compensation.

PAYMENT OF FEES
Wealth Management Fees are deducted directly from the Client’s Account.
Investment Management Fees are deducted directly from the Client’s Account.
...

Item 7. Types of Clients
WW offers services to individuals, high-net-worth individuals, trusts, estates, pension and profit-
sharing plans, charitable organizations, corporations, and business entities.
WW does not currently have a minimum account requirement. Certain Independent Managers may,
however, impose more restrictive account requirements and billing practices from the Firm. In these
instances, WW may alter its corresponding account requirements and/or billing practices to
accommodate those of the Independent Managers.

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                                                                                        Winthrop Wealth
                                                                                            ADV Part 2A
                                                                                              June 2026