WT Wealth Management LLC

ITEM 5: FEES AND COMPENSATION

A. DESCRIPTION AND BILLING
In addition to the information provided in Item 4 (“Advisory Business”), this section provides details
regarding WTWM’s services along with a description of each service’s fees and compensation
arrangements. Lower fees for comparable services may be available from other sources.
Clients can purchase investment products that WTWM recommends through other brokers or agents
not affiliated with the Firm.

                                     INVESTMENT ADVISORY SERVICES

WTWM will charge clients an investment management fee for its investment advisory services. The
investment management fee is an annual fee based on a percentage of the value of the client’s assets
under management, including all cash and other assets in the account (valued at liquidation value)
(the “Account Value”), as follows:
WTWM charges clients a management fee ranging from 0% to 2% per annum, collected quarterly in
advance within the first week of each calendar quarter based on the fair market value of the assets in
the Account at the close of business on the last day of the previous quarter. The initial quarterly fee
will begin accruing at the time assets are allocated to the Account and will be based on the amount of
such assets. All fees are refundable if the relationship terminates before the end of the period for
which the fee is paid. Please see Section C for full Refund and Termination Policy. The Firm may, in its
sole discretion, waive or reduce a fee for providing investment management services to employees,
family members of employees, and employees of affiliates of the Firm.
The investment management fee charged is subject to negotiation with each client based on the client’s
characteristics and may differ from client to client. The IMA is valid until either the client or the Firm
provides thirty (30) days’ written notice of their intent to terminate the contract. If the client fails to pay
for services rendered, the Firm may immediately terminate the IMA after the amount due is delinquent
for thirty (30) or more days. Any changes, such as an increase or decrease to the investment management
fee, may be made to the IMA in writing upon mutual agreement of the parties.
Any management fees due to WTWM are deducted by WTWM directly from the client’s account(s)
and will be paid to WTWM from the amount on deposit in the client’s account(s). The client will provide
written authorization permitting the fees to be paid directly from the account. Both WTWM’s advisory
agreement and the custodial/clearing agreement may authorize the custodian to debit the account for
WTWM's management fees and to directly remit that fee to WTWM in compliance with regulatory
procedures. In the limited event that WTWM bills the client directly, payment in full is expected upon
receiving the invoice. WTWM reserves the right to waive or reduce fees at its discretion.
Retirement Rollovers – Potential for Conflict of Interest
A Client or prospective client leaving an employer typically has four options regarding an existing
retirement plan (and may engage in a combination of these options): (i) leave the money in the former
employer’s plan, if permitted; (ii) rollover the assets to the new employer’s plan, if one is available and
rollovers are permitted; (iii) roll over to an Individual Retirement Account (“IRA”); or (iv) cash out the
account value which could, depending on the Client’s age and other circumstances, result in adverse
tax consequences. If WTWM recommends that a Client roll over their retirement plan assets into an

account to be managed by WTWM, such recommendation creates a conflict of interest if WTWM will
earn a new or, increase its current, compensation as a result of the rollover. If WTWM provides a
recommendation as to whether a Client should engage in a rollover or not (whether it is from an
employer’s plan or an existing IRA), WTWM is acting as a fiduciary within the meaning of Title 1 of the
Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable. We follow
strict fiduciary standards as required by the SEC, putting our Clients’ interests before our own and
seeking to avoid conflicts of interest with our Clients. We are compensated only by our Clients.
Nonetheless, conflicts of interest do exist between our interests and our Clients’ interests. Thus, our
Clients are not obligated to act on our recommendations, or they can act on one or more of our
recommendations without transacting business directly with us. No Client is under any obligation to
roll over retirement plan assets to an account managed by WTWM, whether it is from an existing IRA
or from an employer’s plan. WTWM’s Chief Compliance Officer remains available to address any
questions that a Client or prospective client may have regarding the potential for conflicts of interest
provided by such rollover recommendations.

                                     FINANCIAL PLANNING SERVICES

WTWM's financial planning services are offered on an hourly fee basis or ongoing subscription basis.
Hourly fees range from $150 to $250 per hour for an initial plan or any update to an already
existing plan. The fees are payable upon delivery of the plan or any necessary updates. For ongoing
services, fees range from $250 to $1,000 per quarter, payable quarterly in advance.
The fees are negotiable on a case-by-case basis dependent on the amount of the assets and the
complexity of the services. Hourly fee-basis compensation will be invoices as incurred. On-going
subscription-based services are deducted from on-platform client accounts within the first week of
each quarter. All fees and refunds are subject to WTWM’s Refund and Termination Policy in Item 5(C).

B. OTHER FEES AND PAYMENTS
There may be additional fees or charges that result from the maintenance of or trading within a client’s
account. These are fees that are imposed by third parties in connection with investments made
...

ITEM 7: TYPES OF CLIENTS
 WTWM generally provides investment advisory services to individuals, high net- worth
 individuals, pension and profit-sharing plans, charitable organizations, and other businesses.
 WTWM does not require a minimum account balance. We believe that every investor, large or small,
 deserves unbiased, uninfluenced, professional asset management services.