Yahara Wealth Management LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
YWM is strictly a fee-only financial planning and investment advisory firm. The firm does not
receive commissions for purchasing or selling annuities, insurance, stocks, bonds, mutual funds,
ETFs, limited partnerships, or other commissioned products.
The fee terms described below are current as of the date of this brochure. YWM reserves the right
to offer fee discounts and waivers in its sole discretion. In addition, some clients of YWM may have
legacy fee arrangements which differ from those noted below. Clients should refer to their advisory
agreement for information regarding their specific fee.

                                    Yahara Wealth Management LLC

INVESTMENT ADVISORY SERVICES
The annual fee for YWM’s Investment Advisory Services will be charged as a percentage of assets
under management, according to the schedule below:

                  Assets Under Management                        Annual Fee (%)
                    On the first $2,000,000                          1.00%
                    On the next $3,000,000                           0.80%
                    On the next $5,000,000                           0.40%
                      Above $10,000,000                              0.30%

Fees are computed and billed quarterly, in advance, and are based on the amount of assets
managed as of the last day of the month in the prior quarter. For purposes of calculating the
Investment Advisory Fee, “Assets Under Management” and the applicable “Annual Fee” applied will
include assets in Client’s Account for which YWM provides discretionary investment management,
and Linked Outside Assets for which YWM provides non-discretionary investment advisory
services.
YWM imposes a minimum fee of $2,500 per quarter. YWM, in its sole discretion, may waive or
reduce this minimum fee requirement based upon certain criteria (e.g., nature and scope of services
desired by the client, historical relationship, type of assets, anticipated future earning capacity,
anticipated future additional assets, dollar amounts of assets to be managed, related accounts,
account composition, negotiations with clients, etc.).
Fees for Investment Advisory Services are generally not negotiable; however, YWM reserves the
right, in its sole discretion, to waive or reduce fees in certain circumstances.
Individual accounts for immediate family members are aggregated, and the fee is charged based on
the total value of all family members’ accounts. Generally, other accounts are not aggregated for this
purpose; however, YWM may do so at its discretion.
Fees will be prorated, on a monthly basis, for new accounts opened during a quarter. For example,
an account funded in the first month of the quarter will have two months’ fees billed in advance
based on the amount of assets managed as of the last business day of the first month. Quarterly
advisory fees deducted from the clients' accounts by the custodian will be reflected in a provided
fee invoice as fees are withdrawn. Lower fees for comparable services may be available from other
sources. Clients may terminate their account within five (5) business days of signing the Investment
Advisory Agreement for a full refund. Investment Advisory Services clients may terminate advisory
services at any time by written notice. If a client terminates the Investment Advisory Agreement
mid-quarter, the client will be entitled to a pro rata refund for the days service was not provided in
the final quarter. Clients shall be given forty-five (45) days prior written notice of any amendment
to the fee schedule.
EMPLOYEE BENEFIT PLAN SERVICES
The annual fee for YWM’s employee benefit plan services will be charged as a percentage of assets
under management, according to the schedule below:

           Assets Under Management (not including                Annual Fee (%)
             Excluded Assets as defined in Item 4)
                    On the first $1,000,000                          0.70%
                    On the next $4,000,000                           0.45%
                    On the next $5,000,000                           0.25%
                      Above $10,000,000                              0.15%

                                    Yahara Wealth Management LLC

Employee benefit plans whose balance falls below $1,000,000 will be accepted only on a case-by-
case basis. YWM, in its sole discretion, may waive or reduce this minimum asset requirement. Fees
for Employee Benefit Plan Services may be negotiable in some circumstances, and YWM may charge
a lower or higher investment advisory fee, based upon certain criteria (e.g., nature and scope of
services desired by the client, plan demographics, plan investment options, historical relationship,
type of assets, anticipated future additional assets, dollar amounts of assets to be managed, related
accounts, account composition, negotiations with clients, etc.). YWM also reserves the right to
impose a minimum annual or quarterly fee. YWM has no maximum fee.
Asset-based fees are billed quarterly in advance. The initial fee will be based on the market value of
the plan assets (not including Excluded Assets as defined in Item 4) as calculated by the custodian
or recordkeeper on the first business day of the initial fee period. Initial fees for partial quarters are
pro-rated by month. Asset-based fees are typically paid by the plan, but may also be paid directly by
the plan sponsor. If direct payment by the plan sponsor is desired, plan sponsor may choose to have
the amount deducted from another account managed by YWM, or pay via debit from a bank
account. Client must provide written authorization in advance to allow debiting of their account.
Certain third-party administrators process bank account debits and remit fees to YWM. YWM is not
involved in the collection of written authorization for bank debits, nor does YWM ever have access
...

Item 7: Types of Clients
Description
YWM offers personalized confidential financial planning and investment advisory services to
individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations,
and other business entities. Client relationships vary in scope and length of service.

                                    Yahara Wealth Management LLC

Account Minimums
YWM imposes a minimum fee of up to $2,500 per quarter, depending on the services provided.
YWM, in its sole discretion, may waive or reduce this minimum fee requirement based upon certain
criteria (e.g., nature and scope of services desired by the client, historical relationship, type of
assets, anticipated future earning capacity, anticipated future additional assets, dollar amounts of
assets to be managed, related accounts, account composition, negotiations with clients, etc.).