Zermatt Wealth Partners LLC

ITEM 5-FEES AND COMPENSATION

INVESTMENT MANAGEMENT
The Adviser bases its fees on a percentage of assets under management, hourly charges, and fixed fees.
Although the Client Agreement is an ongoing agreement and constant adjustments are required, the length
of service to the Client is at the Client’s discretion. The Client or the Adviser may terminate an Agreement
by thirty (30) days written notice to the other party. At termination, fees will be reimbursed to the client on
a pro rata basis for the portion of the quarter completed. The portfolio value at the completion of the prior
full billing quarter is used as the basis for the fee computation, adjusted for the number of days during the
billing quarter prior to termination.

•       Between 0.80% to 2.5% on non-discretionary accounts*
•       Between 0.80% to 3.0% on discretionary accounts*

*This fee is inclusive of the separate technology platform fee of up to .25% charged which covers the firm's
technology platforms used for billing, reporting and accessing a wide field of money managers.

The investment management fee schedules are tiered. The management fee is calculated by applying
different rates to different values of the account. Total fees will be the sum of fees charged for AUM within
all applicable ranges.

The above stated fee schedule is not inclusive of any additional fees that would be charged by any affiliated
or unaffiliated sub-advisor.

Certain Clients pay fees according to a fee schedule previously used by the Adviser that may differ from
the above schedule.

ZWP may, at its discretion, make exceptions to the foregoing or negotiate special fee arrangements where
ZWP deems it appropriate under the circumstances. Each client’s specific fee schedule will be included in
their Advisory Management Agreement.

FLAT “FIXED” MANAGEMENT FEES
The Adviser charges a Flat Management Fee based on certain criteria which may include; the complexity of
the portfolio, the type of assets held, the activity in the portfolio, etc. The retainer fee will be reflected in
Schedule A of the “AMA” and will be billed quarterly, in advance. There is a minimum annual retainer fee of
$1,000.
401(K) SERVICES
The Adviser normally charges an annual fee for 401(k) consultation services as detailed in the “AMA”
agreement for the design, implementation, investment management, reporting and participant education.

FEE COLLECTION
ZWP's investment management fee is paid quarterly, in advance, based upon the market value of the
assets (subject to the scope of the AMA) on the last business day of the previous quarter. All fees are
rounded up or down to the nearest dollar. Fee adjustments will be prorated for flows into/out of the account
which are greater than $10,000 will be debited/credited in the next quarterly billing cycle.

BY CUSTODIAN
Client authorizes the custodian(s) of Client's account(s) to debit such account(s) for the amount of ZWP's
investment advisory fee and to directly remit those advisory fees to ZWP in accordance with required SEC
procedures as follows:
    (1) ZWP will send the Client and the custodian(s) a bill showing the amount of fees charged.
    (2) The custodian(s) will send the Client a statement, at least quarterly (Trust Clients may direct the
        trust company to provide statements less frequently), indicating all amounts disbursed from the
        account including the amount of advisory fees paid directly to ZWP.

HOURLY FEES
The Hourly Fee is applied occasionally for miscellaneous services. ZWP's hourly fees range from $100 to
$500 per hour depending on staff billing rates based on the nature and scope of services.

FEE COLLECTION
A Client's Flat Management Fee is detailed in Schedule A of the “AMA”. To the extent so engaged by Client
in Schedule A of the “AMA”, the Flat Management Fee will be billed quarterly in advance.

FLAT (FIXED) CONSULTATION FEES
The Flat (Fixed) Consultation Fee is determined by the scope of the project and may include but is not

limited to business planning, business succession planning, estate planning, financial planning, insurance
planning, and wealth management.

FEE COLLECTION
Flat (Fixed) Consultation Fees will be billed in advance as detailed in the “AMA”, from the date of signing
of the “AMA” by Client. The fee is fully earned upon signing of the “AMA” by Client. As ZWP's services may
not be proportionally delivered, if Client terminates the contract before the completion of the engagement
for any reason except fraud, all remaining balances will become immediately due and payable. Upon
termination of the “AMA”, ZWP will deliver any work in progress to Client with no further obligation to ZWP.

TERMINATION OF ADVISORY SERVICES
In the event of termination, fees will be pro-rated to the date of termination (30 days after the receipt of
notification of intent to terminate) and a refund from the account will be made to client.

CONFLICT OF INTEREST BETWEEN DIFFERENT FEE STRUCTURES
The Adviser offers several different investment management services detailed in this brochure that
compensate the Adviser differently depending on the service selected. There is a conflict of interest for the
Adviser and its associated personnel to recommend the services that offer a higher level of compensation
to the Firm through either/both higher management fees or reduced administrative expenses. The Adviser
mitigates this conflict through its procedures to review Client accounts relative to the Client or investors
personal financial situation to ensure the investment management service provided is appropriate. Further,
the Adviser is committed to its obligation to ensure associated persons adhere to the Firm’s Code of Ethics
and to ensure that the Firm and its associated persons fulfill their fiduciary duty to Clients or investors.
OTHER FEES
There are a number of other fees that can be associated with holding and investing in securities. In addition
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ITEM 7-TYPES OF CLIENTS
The Adviser generally provides investment advice to individuals, pension and profit sharing plans, trusts,
estates, charitable organizations, corporations or business entities. Client relationships vary in scope and
length of service.

ACCOUNT MINIMUMS

ZWP will, at its sole discretion, determine the minimum size account it will manage based upon the client
relationship, type of account, and other factors.