1015 Capital Partners LLC

Item 5           Fees and Compensation

   A.
                                      INVESTMENT MANAGEMENT
         Registrant provides investment advisory services on a discretionary fee-only basis.
         Registrant’s annual investment advisory fee shall be based upon blended tiered schedule,
         each tier calculated as a percentage (%) of the market value of the assets placed under the
         Registrant’s management, (generally, between negotiable and 0.95%) as follows:

                         Assets Under Management                    Annual Fee
                             First $3,000,000                         0.95%
                             Next $2,000,000                          0.75%
                             Next $5,000,000                          0.50%
                             Next $15,000,000                         0.30%
                             Over $25,000,000                         Negotiable

                         FINANCIAL PLANNING AND CONSULTING SERVICES
         Registrant’s planning and consulting services are offered on a fixed fee basis. The
         Registrant’s fixed fee shall be based upon the level and scope of the service(s) required and
         the professional(s) rendering the service(s). The Registrant may also be engaged by a client
         to complete a project separate and apart from the Registrant’s core services, in these
         instances the Registrant’s planning and consulting fee shall generally range from $5,000 to
         $25,000 on a negotiated fixed fee.

   B. Clients may elect to have the Registrant’s advisory fees deducted from their custodial
      account. Both Registrant's Investment Advisory Agreement and the custodial/clearing

         agreement may authorize the custodian to debit the account for the amount of the
         Registrant's investment advisory fee and to directly remit that management fee to the
         Registrant in compliance with regulatory procedures. In the limited event that the
         Registrant bills the client directly, payment is due upon receipt of the Registrant’s invoice.

   C. As discussed below, unless the client directs otherwise or an individual client’s
      circumstances require, the Registrant shall generally recommend that Charles Schwab &
      Co. Inc. (“Schwab”), serves as the broker-dealer/custodian for client investment
      management assets.

         Broker-dealers such as Schwab charge brokerage commissions, transaction, and/or other
         type fees for effecting certain types of securities transactions (i.e., including transaction
         fees for certain mutual funds, and mark-ups and mark-downs charged for fixed income
         transactions, etc.). The types of securities for which transaction fees, commissions, and/or
         other type fees (as well as the amount of those fees) shall differ depending upon the broker-
         dealer/custodian. While certain custodians, including Schwab, generally (with the potential
         exception for large orders) do not currently charge fees on individual equity transactions
         (including ETFs), others do.

         There can be no assurance that Schwab will not change their transaction fee pricing in the
         future.

         Schwab may also assess fees to clients who elect to receive trade confirmations and account
         statements by regular mail rather than electronically.

         Clients will incur, in addition to Registrant’s investment management fee, brokerage
         commissions and/or transaction fees, and, relative to all mutual fund and exchange traded
         fund purchases, charges imposed at the fund level (e.g., management fees and other fund
         expenses)

   D. Registrant’s annual investment advisory fee shall be prorated and paid monthly, in arrears,
      based upon the value of the client’s managed accounts as of the last business day of the
      previous month.

         The Investment Advisory Agreement between the Registrant and the client will continue in
         effect until terminated by either party by written notice in accordance with the terms of the
         Investment Advisory Agreement. Upon termination, the client shall be responsible for
         paying a prorated portion of the Registrant’s advisory fee, depending upon the number of
         days during the final billing month services were rendered.

   E. Neither the Registrant, nor its representatives accept compensation from the sale of
      securities or other investment products.

Item 7           Types of Clients

         The Registrant’s clients shall generally include individuals, business entities, trusts, estates,
         and charitable organizations. The Registrant generally requires clients maintain a minimum
         asset level of $3,000,000 for investment management services.