Intentional Retirement LLC

Item 5 – Fees and Compensation

In addition to the information provided in Item 4 – Advisory Business, this section provides additional
details regarding my firm’s services along with descriptions of each service’s fees and compensation
arrangements. It should be noted that lower fees for comparable service could be available from other
sources. The exact fees and other terms will be outlined in the agreement between you and Intentional
Retirement.

Asset Management Services

Fees charged for my traditional asset management services (held at Charles Schwab and Co. (Schwab))
are charged based on a percentage of assets under management, billed in advance (at the start of the

Intentional Retirement, LLC                       Page 10                       Form ADV Part 2A Firm Brochure

billing period) on a quarterly calendar basis and calculated based on the billable value (fair market value
minus any excluded positions) of your account as of the last business day of the previous billing period.
Fees are prorated (based on the number of days service is provided during the initial billing period) for
your account opened at any time other than the beginning of the billing period. If asset management
services are commenced in the middle of the billing period, then the prorated fee for that billing period is
based on the value of the Account when services commence and is due immediately and will be
deducted from Account when services commence. An example of the fee formula is below:

                               Billable Account Value x Fee Rate x Number of days in the quarter
     Fee Formula =
                                                  Number of days in the year

For our managed accounts held at Schwab, in the event that a deposit in excess of $25,000 occurs
during a billing period after the fee calculation, the fee for the billing period will be recalculated at the end
of the billing period and Intentional Retirement will bill a second fee pro-rata, in arrears, on the additional
deposits. In the event that a withdrawal in excess of $25,000 occurs during a billing period after the fee
calculation, the fee for that billing period will be recalculated at the end of the billing period and you will be
refunded the pro-rate fee that was attributable to the amount of the withdrawal.

The asset management services continue in effect until terminated by either party (i.e., Intentional
Retirement or you) by providing written notice of termination to the other party. Any prepaid, unearned
fees will be promptly refunded by Intentional Retirement to you. Fee refunds will be determined on a pro
rata basis using the number of days services are actually provided during the final period.

Fees charged for my asset management services are negotiable based on the type of client, the
complexity of the client's situation, the composition of the client's account (i.e., equities versus mutual
funds), the potential for additional account deposits, the relationship of the client with the investment
adviser representative, and the total amount of assets under management for the client.

For my asset management services, client will be charged the following annual fee based upon the
amount of assets under management:

                    Assets Under Management                                            Annual Fees
                   $25,000-$1,000,000                                                    1.00%
                   $1,000,001-$2,000,000                                                 0.90%
                   $2,000,001-$5,000,000                                                 0.80%
                   $5,000,001-$10,000,000                                                0.70%
                   $10,000,001 and above                                               Negotiable

         (This is not a “blended” annual fee schedule in which each tier of assets is charged a different
         rate under the annual fee schedule creating the effect of a blended fee rate used at the time of
         billing. Under this fee schedule described above, only one rate is charged against all of the
         Client’s assets under management in this program.)

There is a minimum account size of $25,000.

Intentional Retirement, LLC                          Page 11                         Form ADV Part 2A Firm Brochure

Intentional Retirement believes that its annual fee is reasonable in relation to: (1) services provided and
(2) the fees charged by other investment advisers offering similar services/programs. However, my
annual investment advisory fee can be higher than that charged by other investment advisers offering
similar services/programs. In addition to my compensation, you will also incur charges imposed at the
mutual fund level (e.g., advisory fees and other fund expenses).

The investment advisory fees will be deducted from your account and paid directly to my firm by the
qualified custodian(s) of your account. You will authorize the qualified custodian(s) of your account to
deduct fees from your account and pay such fees directly to my firm.

The fee deduction amount will be included on the statement you will receive from your qualified
custodian. You should review your account statements received from the qualified custodian(s) and verify
that appropriate investment advisory fees are being deducted. The qualified custodian(s) will not verify
the accuracy of the investment advisory fees deducted.

Brokerage expenses and/or transaction fees charged by Schwab are billed directly to you by the qualified
custodian. Intentional Retirement does not receive any portion of such commissions or fees from you or
the qualified custodian.

In addition, you will incur certain charges imposed by third parties other than Intentional Retirement in
connection with investments made through your account including, but not limited to annuity fees and
...

Item 7 – Types of Clients

Intentional Retirement generally provides investment advice to the following types of clients:

    •    Individuals
    •    High net worth individuals
    •    Pension and profit sharing plans
    •    Trusts, estates, or charitable organizations

You are required to execute a written agreement with Intentional Retirement specifying the particular
advisory services in order to establish a client arrangement with Intentional Retirement.

Minimum Investment Amounts Required

Intentional Retirement requires a minimum of $25,000 in order to open an account. To reach this account
minimum, clients can aggregate all household accounts. Exceptions can be granted to this minimum
based upon the type of client, the services requested, the complexity of the client's situation, the
composition of the client's account, other advisory services provided and the relationship of the client and
the investment adviser representative.

The minimum fee generally charged for financial planning services provided on an hourly basis is $200
per hour with a 2.5 hour minimum (i.e. $500).
The minimum fixed fee generally charged for financial planning services on a fixed fee basis is $2,500.
The minimum hourly fee generally charged for consulting services is $200 per hour with a 2.5 hour
minimum (i.e. $500).

Intentional Retirement, LLC                        Page 16                        Form ADV Part 2A Firm Brochure