360 Financial Partners LLC

Item 5 – Fees and Compensation

In addition to the information provided in Item 4 – Advisory Business, this section provides additional
details regarding our firm’s services along with descriptions of each service’s fees and compensation

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arrangements. It should be noted that lower fees for comparable service might be available from other
sources. The exact fees and other terms will be outlined in the agreement between you and 360
Financial Partners.

                                    Asset Management Services

Fees charged for our asset management services are charged based on a percentage of assets under
management, billed in advance (at the start of the billing period) on a quarterly calendar basis and
calculated based on the fair market value of your account as of the last business day of the previous
billing period. Fees are prorated (based on the number of days service is provided during the initial billing
period) for your account opened at any time other than the beginning of the billing period. If asset
management services are commenced in the middle of the billing period, then the prorated fee for that
billing period is based on the value of the Account when services commence and is due immediately and
will be deducted from Account when services commence.

The asset management services continue in effect until terminated by either party (i.e., 360 Financial
Partners or you) by providing written notice of termination to the other party. 360 Financial Partners will
promptly refund any prepaid, unearned fees to you. Fee refunds will be determined on a pro rata basis
using the number of days services are actually provided during the final period.

Fees charged for our asset management services are negotiable based on the investment adviser
representative providing the services, the type of client, the complexity of the client's situation, the
composition of the client's account (e.g. equities versus mutual funds and/or the use option strategies),
the potential for additional account deposits, the relationship of the client with the investment adviser
representative, and the total amount of assets under management for the client. The particular
investment adviser representative working with the client negotiates fees, and consequently, similar
clients using different investment adviser representatives at 360 Financial Partners may pay a different
annual fee.

For our asset management services where tickets are charged separately by the qualified custodian, the
investment adviser representative may charge a client the following maximum annual fee based upon the
amount of assets under management:

                                        MAXIMUM FEE SCHEDULE

         Assets Under Management                                                     Annual Fees

         $0 – $250,000                                                               2.00%

         $250,001 – $500,000                                                         2.00%

         $500,001 – $750,000                                                         2.00%

         $750,001 – $1,000,000                                                       2.00%

         > $1,000,000                                                                2.00%

There is a minimum account size of $15,000.

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360 Financial Partners believes that its annual fee is reasonable in relation to: (1) services provided and
(2) the fees charged by other investment advisers offering similar services/programs. However, our
annual investment advisory fee may be higher than that charged by other investment advisers offering
similar services/programs. In addition to our compensation, you may also incur charges imposed at the
mutual fund level (e.g., advisory fees and other fund expenses).

The investment advisory fees will be deducted from your account and paid directly to our firm by the
qualified custodian(s) of your account. You will authorize the qualified custodian(s) of your account to
deduct fees from your account and pay such fees directly to our firm. The account statement will itemize
any such fee deductions. See Item 15 – Custody for more details.

You should review your account statements received from the qualified custodian(s) and verify that
appropriate investment advisory fees are being deducted. The qualified custodian(s) will not verify the
accuracy of the investment advisory fees deducted.

360 Financial Partners does not receive any portion of such commissions or fees from you or the qualified
custodian. In addition, you may incur certain charges imposed by third parties other than 360 Financial
Partners in connection with investments made through your account including, but not limited to, mutual
fund sales loads, 12(b)-1 fees and surrender charges, Turn Key Asset Management administrative fees
(TAMP), variable annuity fees and surrender charges, IRA and qualified retirement plan fees, and
charges imposed by the qualified custodian(s) of your account. To the extent that an investment adviser
representative of 360 Financial Partners receives a commission or trail for mutual fund purchased within
an investment advisory account managed by 360 Financial Partners under this program, 360 Financial
Partners will offset the amount of any commission or trail against the investment advisory fee.
Management fees charged by 360 Financial Partners are separate and distinct from the fees and
expenses charged by investment company securities that may be recommended to you. A description of
these fees and expenses are available in each investment company security’s prospectus.

                           Financial Planning & Consulting Services
...

Item 7 – Types of Clients

360 Financial Partners generally provides investment advice to the following types of clients:

    •   Individuals
    •   Pension and profit-sharing plans
    •   Trusts, estates, or charitable organizations
    •   Corporations or business entities other than those listed above

You are required to execute a written agreement with 360 Financial Partners specifying the particular
advisory services in order to establish a client arrangement with 360 Financial Partners.

                           Minimum Investment Amounts Required

360 Financial Partners requires a minimum of $15,000 in order to open an account. To reach this
account minimum, clients can aggregate all household accounts. Exceptions may be granted to this
minimum for family members of existing clients.

The minimum fixed fee charged for financial planning services on a fixed fee basis is $500.

The minimum fixed fee charged for consulting services is $500.

Third-party money managers may have minimum account and minimum fee requirements in order to
participate in their programs. Each-third party money manager will disclose its minimum account size and
fees in its Form ADV Part 2A Disclosure Brochure.

For sub-account management services, 360 Financial Partners generally require a variable annuity
and/or variable life contract with a minimum account value of $15,000.

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