IMG Wealth Management Inc

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 IMG offers discretionary and non-discretionary direct asset management services to advisory
 clients. IMG charges an annual investment advisory fee based on the total assets under
 management as follows:
    Assets Under Management                Annual Fee                   Quarterly Fee
        Less than $250,000                   1.50%                         0.375%
       $250,000 - $500,000                   1.25%                        0.3125%
      $500,001 - $1,000,000                  1.00%                         0.25%
     $1,000,001 - $5,000,000                 1.00%                         0.25%

                                     IMG Wealth Management, Inc.

     Greater than $5,000,000      Negotiated flat fee, not to exceed an annual fee of 0.50%
IMG’s annual fee may be negotiable based on a number of factors, which include but are not
limited to “grandfathered” accounts, related accounts, and other structures that we may consider
in special situations. In limited situations, we may also manage accounts for family without
charge. Fees are billed quarterly in advance based on the amount of assets managed as of the last
business day of the previous quarter. If margin is utilized, the fees will be billed based on the net
asset value of the account. Initial fees for partial quarters are pro-rated. Quarterly advisory fees
deducted from the clients' account by the custodian will be reflected in a provided fee invoice as
fees are withdrawn. For clients that are referred by a third party, the fee will be split in half
between IMG and the third party. Lower fees for comparable services may be available from
other sources.
IMG may also utilize the services of a Sub-Advisor to manage Clients’ investment portfolios by
executing a Sub-Advisor agreement with other registered investment advisor firms. When using
Sub-Advisors, the Client will pay additional fees up to 0.75% annually. Sub-Advisor directly
deducts their portion of the fee separately from IMG.
Clients may terminate their account within five (5) business days of signing the Investment
Advisory Agreement with no obligation. Clients may terminate advisory services with thirty (30)
days written notice. The client will be entitled to a pro rata refund for the days service was not
provided in the final quarter. Client shall be given thirty (30) days prior written notice of any
increase in fees. Any increase in fees will be acknowledged in writing by both parties before any
increase in said fees occurs.
FINANCIAL PLANNING AND CONSULTING
IMG charges financial planning and consulting on a negotiable hourly rate of $150. An estimate of
the total time/cost will be determined at the start of the advisory relationship. In limited
circumstances, the cost/time could potentially exceed the initial estimate. In such cases, IMG will
notify you in advance and request that you approve the additional fee. If a client decides to place
assets with IMG, IMG reserves the right to lower or waive the planning/consulting fee.
The payment is due upon delivery of the completed plan. Client may cancel within five (5) days
of signing Agreement for a full refund. If the client cancels after five (5) days, IMG will charge a
pro rata fee for the time spent working on the plan.
SEMINARS AND EDUCATIONAL WORKSHOPS
IMG holds seminars and educational workshops to educate the public on different types of
investments and the different services they offer. The educational workshops will have a fee of
$100. Seminars that are held by IMG to give an overview of the services of IMG, are offered at no
cost.
Client Payment of Fees
Investment management fees are billed quarterly in advance, meaning we bill you within the
first or second week of the quarter. Fees are usually deducted from a designated client account to
facilitate billing. The client must consent in advance to direct debiting of their investment
account.
Fees for financial plans are due upon delivery of the plan. All plans are delivered inside of thirty
(30) days.

                                     IMG Wealth Management, Inc.

 Additional Client Fees Charged
 Custodians may charge transaction fees on purchases or sales of certain mutual funds, equities,
 and exchange-traded funds. These charges may include mutual fund transactions fees, postage
 and handling, margin interest, and miscellaneous fees (fee levied to recover costs associated with
 fees assessed by self-regulatory organizations).
 For more details on the brokerage practices, see Item 12 of this brochure.
 Prepayment of Client Fees
 Investment management fees are billed quarterly in advance.
 External Compensation for the Sale of Securities to Clients
 IMG does not receive any external compensation for the sale of securities to clients, but
 investment advisor representatives of IMG may receive commissions for the sale of securities as
 registered representatives of unaffiliated broker dealers.
 This represents a conflict of interest because it gives an incentive to recommend products based
 on the commission received. As registered representatives, investment advisor representatives
 of IMG do not charge advisory fees for the services offered through unaffiliated broker dealers.
 This conflict is mitigated by the fact that investment advisor representatives of IMG have a
 fiduciary responsibility to place the best interest of the client first and clients are not required to
 purchase any products or services. Clients have the option to purchase these products through
 another registered representative of their choosing.

Item 7: Types of Clients
 Description
 IMG provides investment advice to individuals and high net worth individuals. Client
 relationships vary in scope and length of service.
 Account Minimums
 IMG requires an account minimum of $250,000 to open an account, but reserves the right to
 waive the minimum at its discretion.

                                       IMG Wealth Management, Inc.