Ables Iannone Moore & Associates Inc

Item 5. Fees and Compensation
             AIM&A offers its services on a fee basis which may include hourly and/or fixed fees as well as fees based
             upon assets under management.

             Consulting Fees

             AIM&A may charge a fixed fee and/or hourly fee for limited consulting services. These fees are
             negotiable, but generally range from $100 to $200 on an hourly rate basis, depending upon the level and
             scope of the services and the professional rendering the consulting services.

             Prior to engaging AIM&A to provide consulting services, the client is required to enter into a written
             agreement with AIM&A setting forth the terms and conditions of the engagement.

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             Ables, Iannone, Moore & Associates, Inc. Disclosure Brochure

             Investment Management Fee

             In the event the client determines to engage AIM&A to provide investment management services, AIM&A
             does so on a fee basis. AIM&A charges an annual fee based upon a percentage of the market value of
             the assets being managed by AIM&A. AIM&A’s annual fee is exclusive of, and in addition to brokerage
             commissions, transaction fees, and other related costs and expenses which are incurred by the client.
             However, AIM&A does not receive any portion of these commissions, fees, and costs. AIM&A’s annual
             fee is prorated and charged quarterly, in advance, based upon the average month-end balance of the
             assets in the preceding three (3) months. The annual fee varies (between 0.75% and 2.00%) depending
             upon the market value of the assets under management and the type of investment management
             services to be rendered.

             AIM&A, in its sole discretion, may negotiate to charge a lesser management fee based upon certain
             criteria (i.e., anticipated future earning capacity, anticipated future additional assets, dollar amount of
             assets to be managed, related accounts, account composition, pre-existing client, account retention, pro
             bono activities, etc.).

             Fees Charged by Financial Institutions

             As further discussed in response to Item 12 (below), AIM&A recommends that clients utilize the brokerage
             and clearing services of Pershing, LLC through Pershing Advisor Solutions (“Pershing”) for investment
             management accounts.

             AIM&A may only implement its investment management recommendations after the client has arranged
             for and furnished AIM&A with all information and authorization regarding accounts with appropriate
             financial institutions. Financial institutions include, but are not limited to, Pershing, any other broker-
             dealer recommended by AIM&A, broker-dealer directed by the client, trust companies, banks, etc.
             (collectively referred to herein as the “Financial Institutions”).

             Clients may incur certain charges imposed by the Financial Institutions and other third parties such as
             custodial fees, charges imposed directly by a mutual fund or ETF in the account, which shall be disclosed
             in the fund’s prospectus (e.g., fund management fees and other fund expenses), deferred sales charges,
             odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
             brokerage accounts and securities transactions. Additionally, for assets outside of any wrap fee programs,
             clients may incur brokerage commissions and transaction fees. Such charges, fees and commissions
             are exclusive of and in addition to AIM&A’s fee.

             Fee Debit

             AIM&A’s Agreement and the separate agreement with any Financial Institutions may authorize AIM&A to
             debit the client’s account for the amount of AIM&A’s fee and to directly remit that management fee to
             AIM&A. Any Financial Institutions recommended by AIM&A have agreed to send a statement to the

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             Ables, Iannone, Moore & Associates, Inc. Disclosure Brochure

             client, at least quarterly, indicating all amounts disbursed from the account including the amount of
             management fees paid directly to AIM&A.

             Fees for Management During Partial Quarters of Service

             For the initial period of investment management services, the fees shall be calculated on a pro rata basis.

             The Agreement between AIM&A and the client will continue in effect until terminated by either party
             pursuant to the terms of the Agreement. AIM&A’s fees shall be prorated through the date of termination
             and any remaining balance shall be charged or refunded to the client, as appropriate.

             Additions may be in cash or securities provided that AIM&A reserves the right to liquidate any transferred
             securities or decline to accept particular securities into a client’s account. AIM&A may consult with its
             clients about the options and ramifications of transferring securities. However, clients are advised that
             when transferred securities are liquidated, they are subject to transaction fees, fees assessed at the
             mutual fund level (i.e. contingent deferred sales charge) and/or tax ramifications.

             If assets are deposited into or withdrawn from an account after the inception of a quarter, the fee payable
             with respect to such assets will not be adjusted or prorated based on the number of days remaining in the
             quarter.

Item 7. Types of Clients
             AIM&A provides its services to individuals, trusts, estates, corporations and business entities.