Act Wealth Management LLC

Item 5           Fees and Compensation

   A. The client can determine to engage ACT Wealth to provide discretionary and/or non-
      discretionary investment advisory services on a negotiable fee-only basis.

         INVESTMENT ADVISORY SERVICES
         If a client determines to engage ACT Wealth to provide discretionary and/or non-
         discretionary investment advisory services on a fee-only basis, ACT Wealth’s negotiable
         annual investment advisory fee shall be generally based upon a percentage (%) of the
         market value and type of assets placed under ACT Wealth’s management (between
         negotiable and 1.50%), to be charged quarterly in advance, as follows:

         Portfolios of and over $1,000,000:

                 Market Value of Portfolio          Annual % of Assets
                 First $1,000,000                       1.00%
                 $1,000,001 - $3,000,000                0.80%
                 $3,000,001 - $5,000,000                0.60%
                 $5,000,001 - $10,000,000               0.40%
                 $10,000,001 and over                   0.25%

         Portfolios under $1,000,000:

                 Market Value of Portfolio          Annual % of Assets
                 First $250,000                         1.50%

                 $250,001 - $999,999                        1.00%

         ACT Wealth’s annual investment advisory fee shall include investment advisory services,
         and, to the extent specifically requested by the client, financial planning and consulting
         services. In the event that the client requires extraordinary planning and/or consultation
         services (to be determined in the sole discretion of ACT Wealth), ACT Wealth reserves the
         right to charge for such additional services, the dollar amount of which shall be set forth in
         a separate written notice to the client.

   B. Clients may elect to have ACT Wealth’s advisory fees deducted from their custodial
      account. In such cases, both ACT Wealth's Investment Advisory Agreement and the
      custodial/ clearing agreement will authorize the custodian to debit the account for the
      amount of ACT Wealth's investment advisory fee and to directly remit that management
      fee to ACT Wealth in compliance with regulatory procedures. In the limited event that
      ACT Wealth bills the client directly, payment is due upon receipt of ACT Wealth’s invoice.
      ACT Wealth shall deduct fees and/or bill clients quarterly in advance, based upon the
      market value of the assets on the last business day of the previous quarter.

   C. As discussed below, unless the client directs otherwise or an individual client’s
      circumstances require, ACT Wealth shall generally recommend a qualified custodian serve
      as the broker-dealer/custodian for client investment management assets. Please note that
      in most cases, qualified custodians charge brokerage commissions and/or transaction fees
      for effecting certain securities transactions (i.e. transaction fees are charged for certain no-
      load mutual funds, commissions are charged for individual equity and fixed income
      securities transactions). Clients will incur, in addition to ACT Wealth’s investment
      management fee, brokerage commissions and/or transaction fees, and, relative to all mutual
      fund and exchange traded fund purchases, charges imposed at the fund level (e.g.
      management fees and other fund expenses).

   D. ACT Wealth's annual investment advisory fee shall be prorated and paid quarterly, in
      advance, based upon the market value of the assets on the last business day of the previous
      quarter. The Investment Advisory Agreement between ACT Wealth and the client will
      continue in effect until terminated by either party by written notice in accordance with the
      terms of the Investment Advisory Agreement. Upon termination, ACT Wealth shall refund
      the pro-rated portion of the advanced advisory fee paid based upon the number of days
      remaining in the billing quarter.

   E. Neither ACT Wealth, nor its representatives accept compensation from the sale of
      securities or other investment products.

Item 7           Types of Clients

         ACT Wealth’s clients shall generally include individuals, high net worth individuals,
         business entities, trusts and estates. ACT Wealth generally requires a minimum asset level
         of $500,000 for investment advisory services. However, ACT Wealth, in its sole
         discretion, may charge a lesser investment management fee and/or waive or reduce its
         minimum asset requirement based upon certain criteria (i.e. anticipated future earning
         capacity, anticipated future additional assets, dollar amount of assets to be managed, related
         accounts, account composition, negotiations with client, etc.).