Alliance Partners LLC

ITEM 5: FEES AND COMPENSATION

A.     Fees and Compensation

Members do not pay any initial or ongoing membership fees to BancAlliance.

It is generally expected that each Member or Managed Account Client will pay fees to Alliance
Partners pursuant to the applicable Advisory and Services Agreement or Master Services
Agreement and accompanying Program Schedule.

Fees Under Commercial Loan Program

Members and Managed Account Clients participating in the Commercial Loan Program are
obligated to pay to Alliance Partners fees associated with the purchase by Members and Managed
Account Clients of specific Loan Participations (“Loan Participation Fees”).

It is generally expected that each Member or Managed Account Client participating in the
Commercial Loan Program will pay to Alliance Partners a Loan Participation Fee that is a
percentage (the applicable percentage, the “Loan Fee Rate”) of the average daily outstanding
principal amount of each Loan Participation held by such client. To the extent there are servicing
fees associated with the Loan that are payable by Alliance Partners, the Loan Participation Fee
typically will not include such fees.

The Loan Fee Rate applicable to a particular Loan Participation is based on various factors,
including the projected yield over a target base rate such as SOFR or an alternative benchmark rate
plus the associated credit spread adjustment (such excess, the “Spread Rate”) of that Loan
Participation, as determined by Alliance Partners at the time the underlying Loan is acquired by
Alliance Partners. The per annum Loan Fee Rates applicable to various ranges of Spread Rates,
the methodology used in determining a Spread Rate, and any applicable discounts and fees
associated with revolving lines of credit are set forth in the applicable and current Advisory and
Services Agreement.

The Loan Fee Rate applicable to Loan Participations for Members who have achieved certain
designated levels of participation in the Commercial Loan Program will be reduced as specified in
the Advisory and Services Agreement among BancAlliance, Alliance Partners and the Members
and as further described in Item 4 above.

It is generally expected that the Loan Fee Rate, once determined with respect to a particular Loan
Participation, will not be adjusted (except to reflect a correction to an error in the calculation of a
Loan Fee Rate). In certain circumstances, however, Alliance Partners may request that clients (or,
in the case of Members, BancAlliance) prospectively change the Loan Fee Rate. With respect to
Members, such change requires the consent of the Board of Directors of BancAlliance. Any

changes to the Loan Fee Rate only affect Loan Participations that are acquired after the date of the
change. If Alliance Partners has requested that the Loan Fee Rate be changed and Alliance Partners
and the client(s) fail to agree on a new Loan Fee Rate, then Alliance Partners is permitted to cease
identifying, syndicating, originating and/or acquiring potential new Loan opportunities and/or to
resign as the manager of the Commercial Loan Program (in which Alliance Partners commences
providing Loan-related services to the Members). In addition, Alliance Partners has discretion to
waive or reduce the applicable Loan Participation Fees payable to it under the applicable Advisory
and Services Agreement.

With respect to Members, it is generally expected that the Loan Participation Fees for Loan
Participations purchased at the same time will be the same for all Members (adjusted for client-
specific differences such as varying purchase prices and for volume discounts as described above).
However, as noted above, certain Members receive discounted fees depending on their class of
membership. Additionally, Loan Participation Fees at times vary for Members who purchase their
Loan Participations at different times. Otherwise, it is expected that Member-specific waivers or
modifications will be agreed to in extremely limited circumstances involving compelling reasons,
such as to address a Member’s compliance with regulatory requirements or in connection with the
referral of a Loan by a Member.

Fees Under Tech-Enabled Loan Programs

Members participating in a Tech-Enabled Loan Program are obligated to pay a program fee to
Alliance Partners, as well as a partner program fee to the Loan Partner under the particular Loan
Program. Both the program fee and the partner program fee are calculated based on a specified
percentage of the month-end balance of Loan Participations (or sub-participations) held by the
participating Member.

B.     Payment of Fees

In the Commercial Loan Program, Loan Participation Fees typically are payable by clients on a
current basis. In general, Alliance Partners is authorized to collect Loan Participation Fees and
other cost and expense obligations due from each client either by separate invoice or, for
operational convenience and as is typically the case, by withholding the required amount(s) from
principal, interest or other payments otherwise due to such client under the Loan Participations.

In the Tech-Enabled Loan Programs, program fees and partner program fees payable by
participating Members are generally netted against monthly disbursements of funds due to the such
Member under the Loan Participations they own.

C.     Additional Fees and Expenses

Subject to certain limitations, and unless otherwise agreed, Members and Managed Account
Clients are obligated to pay for all costs and expenses incurred by Alliance Partners in connection
with such client’s participation in the Commercial Loan Program. Such costs and expenses include
but are not limited to: (a) taxes, governmental fees and charges applicable to BancAlliance and
costs of insurance maintained by BancAlliance; (b) expenses with respect to any adviser, auditor,
accountant or legal counsel of BancAlliance; and (c) expenses relating to any litigation or other
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ITEM 7: TYPES OF CLIENTS

As discussed in Item 4 above, Alliance Partners’ clients consist of Members and Managed Account
Clients.

Each prospective client must be approved and accepted by Alliance Partners in its sole discretion.
With respect to Member clients, each prospective client is required to be a FDIC-insured

depository institutions (or affiliates or holding companies of such institutions) and must also satisfy
the BancAlliance membership criteria.

The terms of Alliance Partners’ provision of advisory services to clients at times varies depending
on the type of services provided or the type of client and are set forth in the applicable advisory
services contract and related agreements, to which Alliance Partners is a party.