Daybright Advisory Services Inc

Item 5 – Fees and Compensation

For the investment management services we provide, clients are charged a fee calculated based
on the value of their account. Fees are negotiable based on factors particular to the engagement
but typically range from .05% to 1.5%. In limited circumstances, Daybright may agree to a fixed
fee arrangement. Fees are billed monthly or quarterly and may be calculated in advance or arrears.

The specific fee and any related terms and conditions are set forth in the agreement between the
client and the firm, and is based on a number of factors such as:

   •   The amount of assets in the account.
   •   The nature and complexity of the services and reports provided.
   •   The number of plan participants.
   •   The type of retirement plan being serviced.
   •   Other factors.

Daybright Advisory Services, Inc.                                                            Page 8
Disclosure Brochure                                                                   March 27, 2026

Clients may, but are not required to, grant Daybright the authority to debit advisory fees directly
from the clients’ accounts. If the client authorizes Daybright to debit fees, Daybright is deemed to
have custody of the client’s funds. Clients will receive a statement, usually monthly but no less
than quarterly, directly from their account custodian. Daybright urges clients to review the
information on the statement for accuracy and compare the information to any reports received
directly from Daybright. It is client’s responsibility to verify the fee calculation. Neither the
account custodian, plan administrator, nor independent plan trustee verifies the advisory fee
calculation. Please refer to Item 15 of this document for additional disclosures relating to Custody.

Daybright may, from time to time, recommend third-party managers to manage all or a portion
of the client’s portfolio. Third-party managers charge a separate advisory fee which the client will
pay in addition to the fee paid to Daybright. These fees are disclosed to and agreed upon by the
client in advance of engaging the third-party manager.

The advisory fee covers only the portfolio management and advisory services provided by
Daybright and does not include plan administration fees, brokerage commissions, trade away
fees, prime broker fees, mark-up and mark-downs, exchange fees, dealer spreads or other costs
associated with the purchase and sale of securities, custodian fees, transfer fees, wire fees,
interest, taxes, or other account expenses. All fees paid to Daybright for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or in
conjunction with internal expenses associated with exchange-traded funds. The client will be
solely responsible, directly or indirectly, for these additional expenses. As discussed in Item 10,
Daybright or its affiliates, receive recordkeeping fees from the mutual funds held in some
retirement plans. These fees are used to offset the advisory fee paid by the client. Daybright does
not receive any benefit from these additional fees. Refer to Item 12 for a detailed discussion of

Item 7 – Types of Clients

Daybright offers non-discretionary and discretionary investment advisory services to individuals
& personal trusts, pension & profit sharing plans, government entities and other institutional
clients.

Advisory services for individuals require a $100,000 account minimum. However, Daybright may
waive this minimum at its sole discretion.

Daybright does not have a stated minimum fee for institutional clients but maintains the right to
terminate or decline to accept an account if the account is effectively too small to benefit from our
services.