Arborfi Advisors LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Comprehensive Portfolio Management and Financial Planning:

Our fees for Comprehensive Portfolio Management and Financial Planning are based upon a
percentage of the market value of assets under management, subject to a minimum annual fee of
$10,000. Our fees will not exceed the following fee schedule, subject to the minimum fee. Exceptions
to the fee schedule can be made on an individual basis.

                 Assets Under Management         Annual Percentage of Assets Charge
                        $0 to $999,999.99                         1.00%
                 $1,000,000 to $4,999,999.99                      0.75%
                         Over $5,000,000                          0.50%

Fees to be assessed will be outlined in the advisory agreement to be signed by the Client. Annualized
fees are billed on a pro-rata basis quarterly in advance based on the value of the account(s) on the
last day of the previous quarter. Assets at $1,000,000 and above will be a blended fee calculated by
assessing the percentage rates using the predefined levels of assets as shown in the above chart,
resulting in a combined weighted fee. Fees are negotiable and will be deducted from client account(s).
In rare cases, our firm will agree to directly invoice. As part of this process, Clients understand the
following:

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    a) Clients must provide our firm with written authorization permitting direct payment of
       advisory fees from their account(s) maintained by a custodian who is independent of our
       firm;
    b) Our firm sends quarterly statements to the client showing the fee amount, the value of the
       assets upon which the fee is based, and the specific manner in which the fee is calculated as
       well as disclosing that it is the client’s responsibility to verify the accuracy of fee calculation,
       and that the custodian does not determine its accuracy; and
    c) The account custodian sends a statement to the client, at least quarterly, showing all account
       disbursements, including advisory fees.

Other Types of Fees & Expenses

Clients will incur transaction fees for trades executed by their chosen custodian, via individual
transaction charges. These transaction fees are separate from our firm’s advisory fees and will be
disclosed by the chosen custodian. Clients may also pay holdings charges imposed by the chosen
custodian for certain investments, charges imposed directly by a mutual fund, index fund, or
exchange traded fund, which shall be disclosed in the fund’s prospectus (i.e., fund management fees,
initial or deferred sales charges, mutual fund sales loads, 12b-1 fees, surrender charges, variable
annuity fees, IRA and qualified retirement plan fees, and other fund expenses), mark-ups and mark-
downs, spreads paid to market makers, fees for trades executed away from custodian, wire transfer
fees and other fees and taxes on brokerage accounts and securities transactions. Our firm does not
receive a portion of these fees.

Termination & Refunds

Either party may terminate the advisory agreement signed with our firm for Comprehensive
Portfolio Management & Financial Planning services in writing at any time. Upon notice of
termination, our firm will process a pro-rata refund of the unearned portion of the advisory fees
charged in advance.

Commissionable Securities Sales

Our firm and representatives do not sell securities for a commission in advisory accounts.

Item 7: Types of Clients & Account Requirements

We generally provide advisory services to individuals, banks, foundations, endowments, pension and
profit-sharing plans, trusts, estates, charitable organizations, corporations and other business
entities.

ADV Part 2A – Firm Brochure                     Page 7                                   ArborFi Advisors, LLC

We will generally suggest a minimum relationship size of $1,000,000 (with a minimum annual fee
of $10,000) for our Comprehensive Portfolio Management and Financial Planning service.