Peerless Wealth LLC

Item 5: Fees and Compensation

Peerless Wealth is a “Fee-Only” investment advisory firm and receives compensation based on the type of
advisory services performed. Peerless Wealth reserves the right to negotiate fees and compensation with its
clients. Negotiated fees between Peerless Wealth and the client will supersede Peerless Wealth’s existing fee
structure. The Peerless Wealth investment advisory contract can be terminated by the client within five (5)
business days of the signing of the investment advisory contract and the client will not be responsible for
advisory fees incurred during that time. Please review the fee and compensation information below.

Lower fees for comparable services may be available from other sources.

Financial Planning Fee Structure and Billing
Unless negotiated otherwise, Peerless Wealth offers financial planning on an hourly basis. Peerless wealth
charges $250.00 per hour. These fees are invoiced at delivery of the service and due 2 weeks after the delivery
of the invoice. Any fees collected in advance will be refunded if the agreement is terminated.

Investment Management Fee Structure
Unless negotiated otherwise, Peerless Wealth investment management fees are charged quarterly in advance
and based on the account balance at the end of the previous quarter. Any fees collected in advance will be
refunded if the agreement is terminated.

          Assets Under Management                                      Annual Advisory Fee
                 $0 - $500,000                                                 1.50%
             $500,001 - $1,000,000                                             1.25%
                Over $1,000,000                                                1.00%

Fees for Sub-advisory services to Investment Companies
For the sub-advisory portfolio management services offered to WEEL, Peerless wealth shall be paid an asset-
based fee from Tidal Investments, LLC. This fee shall not exceed the annual rate of 1.25% of the fund’s average
daily net asset value. This fee shall be calculated daily and paid monthly. As we have agreed to assume the
obligation of Tidal Investments to pay all expenses incurred by the fund, except excluded expenses, Tidal

Investments has agreed to pay us the profits, if any, generated by the fund’s management fee. See the fund’s
offering documents for additional information regarding the fees associated with the fund. The Fund’s offering
documents are available through Peerless Wealth.

Because the firm receives compensation from both SMA clients and the Fund’s adviser, the firm has an
incentive to allocate time and resources among these services in a manner that could benefit the firm. The
firm manages this conflict through its policies on trade allocation, best execution, oversight of personnel
assignments, and making sure all clients are aware of the conflict of interest in writing.

Investment Management Fee Billing
Peerless Wealth receives written authorization from the client to deduct advisory fees from an account held
by a qualified custodian. Peerless Wealth sends the qualified custodian an invoice of the amount of the fee to
be deducted from the client’s advisory account(s) at the end of each quarter. The qualified custodian sends
the client a statement, at least quarterly, that reflects the deduction of the investment advisory fee. Peerless
Wealth invoices the client to itemize the fee, including the formula used to calculate the fee, the time period
covered by the fee and the amount of assets under management on which the fee was based. Peerless Wealth
investment management fees are billed quarterly in advance and based on the account balance at the end of
the previous quarter.

Investment management fees may be negotiated, depending on the individual client(s) needs and
circumstances. Unless Adviser and Client agree otherwise, payment is due within 30 days of the end of the
quarter that is billed. Client may choose to have the custodian deduct the fees that are due directly from the
Client account and paid to the Adviser account. The custodian will only be able to deduct the Advisory fee
when the following requirements are met:

   •   Client provides Adviser with written authorization permitting and allowing the custodian to deduct fees
       due to Adviser directly from the Client account held by the custodian, and direct fees due to the
       Adviser.
   •   Adviser will send Client an invoice showing the amount of the fee due for services rendered, the value
       of the assets on which the fee is based, the period covered by the fee, and the specific manner in
       which the fee was calculated.
   •   The custodian agrees to send Client a statement indicating all amounts dispersed from the Client
       account to include the amount of the Advisory fee paid to the Adviser.

A Client has seven (7) calendar days from the execution date in which to terminate the investment
management agreement upon written notice to Adviser in which the Client will not be responsible for the
Advisory fee. After this seven (7) day grace period the Client will incur a pro-rata charge for services rendered
prior to the termination of the investment management agreement, which means Client will incur Advisory
fees only in proportion to the number of days in the quarter for which a client is a Client of the Adviser.

Qualified plan Consulting Fees
Peerless Wealth qualified plan/retirement plan consulting services are negotiated with the plan sponsor,
administrator, or named fiduciary on a case-by-case basis. Negotiated fees do vary and can range up to 1.00%
of plan assets on an annual basis. These fees are typically included within the funds available through the plan
and then distributed to Peerless Wealth via the plan custodian. Qualified/retirement plans may have
additional expenses charged by the plan administrator and/or the plan custodian which are separate from
Peerless Wealth’s fees.
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Item 7: Types of Clients

Peerless Wealth clients can include individuals, high net worth individuals, business entities, trusts, estates,
charitable organizations, and qualified plans. Peerless Wealth does not require an annual minimum fee or
asset level for investment advisory or investment planning services.