Tax Efficient Asset Management Solution Inc

Item 5: Fees and Compensation
TEAMS professionals typically charge a different fee for each phase of the planning process. If a client has
clarity about goals and his or her current situation, Phase 1 may involve nothing more than producing a Value
Proposition Letter for a price of $500 to $3,000. The VPL recommends which plan and/or asset management
strategy would be right for the client. (Phase 1 may also involve development of a Family Wealth Statement
for $3,500 to $6,000 and a Financial Checkup for $2,500 to $5,000. These documents typically do not give
advice concerning securities.) The VPL also details the costs and benefits of entering into a Phase 2
engagement. After reviewing the VPL, the client engages the TEAMS Professional for a plan in Phase 2.
During Phase 2, the client receives a simple Tactical Plan illustrating just one planning tool, a
Comprehensive Plan illustrating all legal and portfolio tools needed to achieve the client’s goals, or a
Summary Plan that illustrates a selection of tools designed to focus on the client’s primary needs. Planning
fees typically start at $1,000 for tactical plans and begin at $12,000 for comprehensive plans. The total fee is
based on the complexity of the case and the time involved in planning.
During Phase 3, the planning team will implement the plan. The Phase 3 engagement typically involves a
licensed CPA, licensed lawyer, licensed stockbroker or money manager, licensed insurance agent, or other
licensed professionals. Implementation of portfolio strategies involves Certified Financial Planners™ and
Chartered Financial Analysts on the TEAMS staff. After implementation of portfolio strategies, the client
may enter into a Phase 4 engagement for on-going evaluation and enhancement of the plan. During Phase
4, the planning team adapts the plan to address changes in asset values, tax laws, or client goals.

Advisory fees are directly debited from client accounts, or the client may choose to pay by check.
In special circumstances financial planning may be offered on an hourly basis at a rate of $175.00 to $450.00
per hour, depending on the nature of the specified services. An estimated fee will be given before the start
of any work with 50% to 80% of the estimated fee due at the beginning of process and the remainder of the
total fee due at completion of work. The retainer term is generally for 120 days. TEAMS will not bill an
amount above $500.00 more than 6 months in advance.
The firm may recommend alternative investments to certain advisory clients without any broker/dealer
concession involved. In these situations, the firm shall charge up to 3% in the first year, and up to 1% in
subsequent years.
In addition to Advisor’s advisory fee, the Client may be charged transaction charges pursuant to a fixed
schedule for trade execution. These transaction charges are paid to the account custodian and are retained
by the account custodian for its clearance and execution services. Further, Client may pay fees for custodial
services, account maintenance fees, transaction fees, and other fees associated with maintaining the Account.
Advisor does not share in any portion of such fees. Additionally, mutual funds and exchange traded funds
charge internal management and administrative fees and incur expenses which are deducted from the assets
of the mutual fund of which Client will pay a proportionate share. Advisor is not being compensated on the
basis of a share of capital gains or capital appreciation of the funds or any other portion of the funds of the
Client.
Investment Management Services
From To               Annual Management Fee             From To           Annual Management Fee (standard)
(in working with CPA and other third party firms)
                                                        $0 - $2,000,000                         1.00%
$0 - $2,000,000                        1.50%
                                                        Over $2,000,000 $5,000,000              0.85%
Over $2,000,000 $5,000,000             1.30%
                                                        Over $5,000,000 $10,000,000             0.75%
Over $5,000,000 $10,000,000            1.15%
                                                        Over $10,000,000 $25,000,000            0.60%
Over $10,000,000 $25,000,000           1.00%
                                                        Greater than $25,000,000                0.55%
Greater than $25,000,000               0.85%

Alternative Investment Management
For this service, Clients are charged a fee up to 1% on real estate and other direct investments. This fee will
be charged by TEAMS as a fee on MWDP, Greenlake, Feenix Venture Partners, Paradigm BioCapital or
other similar investment managers for TEAMS’ advisory services. This fee charged by TEAMS is in addition
to the underlying management fees charged by the above fund sponsors. On accounts with less than $100,000
invested in first trust deeds, TEAMS may charge the client’s custodial account for an administrative charge
payable to Family Office Services, Inc. This administrative charge on accounts with less than $100,000 will
not exceed 1% per year on top of the annual fee of up to 1% (referenced above) paid to TEAMS. The
administrative expenses include payments for salary and overhead related to staff members who evaluate
loan investments, process loan paperwork, illustrate portfolios, update investment policy statements,
negotiate terms with lenders, generate client reports, educate client or their advisers, and conduct client calls
or meetings. Clients will authorize this fee deduction and will receive an itemized invoice when billed.
TEAMS also offers Pan Global Advisers Diversified Fund, LP (PGADF), a fund of funds, that focuses on
private investments including private credit, direct lending, and long short hedge funds. However, TEAMS
does not charge a fee for that investment, but has a revenue sharing arrangement with Pan Global, the general
...

Item 7: Types of Clients
Individuals, pension plans, profit sharing plans, trusts, estates, charitable organizations, private funds,
corporations and other business entities. Our minimum investment requirement is $25,000.00 for retirement
accounts and $250,000.00 for all other accounts.