Archer Pointe Wealth Management LLC

Fees and Compensation

The firm’s fees can be (1) hourly charges, (2) fixed project fees, (3) retainer agreement fees or
(4) a combination of the above 3 options.

   A. Hourly planning and advising rates are between $100 and $500 per hour, in 10-minute
      increments, depending on which staff is doing the work.

   B. Financial plan fees are impacted by the degree of complexity associated with the client’s
      situation, the services requested and are agreed to at the onset of the engagement.
      Typically, the financial plan fee is between $3,500 and $10,000 but can be more or less
      depending on the client’s situation and is mutually agreed to at the onset of this service.

C. The Investment Management retainer is mutually agreed to at the onset of this service.
   The flat fee is typically based on the complexity of the client’s situation, number of
   accounts, amount of assets, allocation complexity, and the expected time required during
   the year. There is a minimum annual retainer fee of $3,500 at the discretion of the firm.
   The annual fee is paid quarterly in advance (25% per quarter). Material changes in a
   client’s situation may result in a change in the fee. Throughout the relationship, it is
   anticipated that Archer Pointe will periodically review the fixed-fee for each client and
   update it to remain commensurate with factors such as, the client’s financial situation,
   level of investable assets, and estimated time involved. The client will be notified of any
   fee changes in writing, and if the result is a fee increase it must be acknowledged by the
   client in writing before taking effect.

   Archer Pointe will deduct the fees directly from the client’s investment account through
   the qualified custodian holding the client’s funds and securities only after the client has
   given our firm written authorization permitting the fees to be paid directly from the
   accounts or the client may elect to pay the fee directly. Further, the qualified custodian
   will deliver an account statement to the client at least quarterly. These account
   statements will show all disbursements from the clients account. Clients should review
   all statements for accuracy. If mutually agreed upon, we may invoice the client directly
   for the payment of our fee.

D. The Wealth Management annual retainer is mutually agreed to at the onset of this service.
   The flat fee is individually determined for each client’s specific circumstances. The
   dollar amount is based on a number of factors including: the complexity of the client’s
   financial situation, income, net worth, and the particular services we will provide to
   address the client’s unique financial situation. This fee is designed to cover a wide range
   of current and projected financial needs. There is a minimum annual retainer fee of
   $7,500 at the discretion of the firm. Current client relationships may exist where the
   services and fees are different than the retainer stated above. The annual fee is paid
   quarterly in advance (25% per quarter). Throughout the relationship, it is anticipated that
   the Archer Pointe will periodically review the fixed fee for each client and update it to
   remain commensurate with factors such as, the client’s financial situation, level of
   investable assets, and estimated time involved. The client will be notified of any fee
   changes in writing, and if the result is a fee increase it must be acknowledged by the
   client in writing before taking effect.

   Archer Pointe will deduct the fees directly from the client’s investment account through
   the qualified custodian holding the client’s funds and securities only after the client has
   given our firm written authorization permitting the fees to be paid directly from the
   accounts or the client can elect to pay the fee directly. Further, the qualified custodian
   will deliver an account statement to the client at least quarterly. These account
   statements will show all disbursements from the clients account. Clients should review
   all statements for accuracy. If mutually agreed upon, we may invoice the client directly
   for the payment of our fee.

   E. Retirement Plan Services are billed on an hourly or flat fee basis depending on the
      services requested and agreed to by the client prior to the onset of the services.

Fee Billing

Hourly fees may be billed at the end of the month or when the planning is completed. Fees for
financial plans may be billed $500 in advance as a deposit, with the balance due upon delivery of
the financial plan. There will never be an instance where $1,200 or more is required or solicited,
6 or more months in advance.

Investment Management and Wealth Management clients’ retainer fees are typically billed
quarterly, in advance. The client must give written permission in advance to direct debiting of
their investment account(s). Fee information is available on the Quarterly statements provided
by the custodian (Shareholders Service Group, Altruist or Schwab Institutional).

In all instances, the client bears responsibility for verifying the accuracy of our fees in their
invoice/statement. The custodian cannot determine whether the fee is the calculated since there
is no fee calculation.

Archer Pointe strives to offer fees that are fair and reasonable in light of the experience of the
firm and the services to be rendered. Similar services may be made available from other
providers, and potentially at lower or higher rates.

Other Fees

As part of our investment advisory services, we may invest, or recommend that the client invest,
in mutual funds and Exchange Traded Funds ("ETFs"). The fees that the client pays to our firm
for investment advisory services are separate and distinct from the fees and expenses charged by
mutual funds or ETFs (described in each fund's prospectus) to their shareholders. These fees
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Types of Clients

Archer Pointe works with successful working or retired individuals, couples, families, retirement
plans, trusts, estates, corporations or business entities. Client ages range from the 20s to the 90s.
Clients net worth range from a negative amount to multimillions of dollars. Client income varies
to that of a student’s to more than a million a year. Client relationships vary in scope.
There is no account minimum for hourly financial planning clients. There is no minimum
account size for Investment Management or Wealth Management clients but there are minimum
retainer fees. Due to the retainer amount, in relation to the investment amounts, Investment
Management services may not be well suited to those clients with less than $200,000 of
investments. Wealth Management services may not be well suited to those with less than

$500,000 of investments. We have the discretion to waive the fee minimum. Other exceptions
to the minimums may apply to employees of the firm and their relatives, or relatives of existing
clients.

Form ADV, Part 2A, Item 8

       Methods of Analysis, Investment Strategies, and Risk of Loss

Archer Pointe’s methods of analysis and investment strategies incorporate the client’s needs and
investment objectives, time horizon, and risk tolerance. Archer Pointe is not bound to a specific
investment strategy for the management of investment portfolios but rather consider the risk
tolerance levels pre-determined gathered at the account opening, as well as on an on-going basis.
Examples of methodologies that our investment strategies may incorporate include:

Asset Allocation – Asset Allocation is a broad term used to define the process of selecting a mix
of asset classes and the efficient allocation of capital to those assets by matching rates of return
to a specified and quantifiable tolerance for risk.

Dollar-Cost Averaging – Dollar-cost averaging is the technique of buying a fixed dollar amount
of securities at regularly scheduled intervals, regardless of the price per share. This will
gradually, over time, decrease the average share price of the security. Dollar-cost averaging
lessens the risk of investing a large amount in a single investment at the wrong time.

Technical Analysis – involves studying past price patterns and trends in the financial markets to
predict the direction of both the overall market and specific stocks.

Long-Term Purchases – securities purchased with the expectation that the value of those
securities will grow over a relatively long period of time, generally greater than one year.

Rather than trying to analyze and select individual securities for inclusion in client portfolios, we
spend the majority of our time analyzing and studying the optimal allocation of a client's
investment portfolio among the various asset classes. Assets classes considered include, but are
not limited to, US equities, international equities, emerging market equities, real estate, US
bonds, Foreign bonds, and cash. We include those asset classes in a client's portfolio that we
believe, when combined, will offer the highest probability of a client achieving his or her goals at
an appropriate risk level for that client.

We evaluate a wide variety of both current and historical performance, macro-economic trends,
and valuation data of the various asset classes to set the portfolio policy as well as to adjust the
policy over time. Adjustments to the portfolio policy include overweighting, underweighting or
in some circumstances avoiding a particular asset class based on our analysis of the potential risk
reward profile.

In most instances, when executing a strategy for investing in a specific investment class, we
employ a passive strategy believing that a client is best served by a low-cost, low-income tax
impact investment strategy. When we believe a manager can bring either additional return or

added risk control to the return of an asset class, we will assess the managers which meet a set of
quantitative criteria, including risk-adjusted returns in comparison with peer managers, low-cost
structure, sensitivity to income tax impact when executing the strategy, and longevity of the
manager executing the strategy, among other factors.

We adhere to the following basic asset management tenets when managing a client's portfolio:
  • Diversify extensively across multiple asset classes for optimal risk-adjusted returns.
  • Base the majority of recommendations on secular or long-term asset class fundamentals.
  • Occasionally take advantage of short-term valuation divergences or unusual opportunities
      in the markets.
  • Execute and follow written investment policy guidelines.
  • Seek opportunities to globalize the portfolio holdings across all asset classes.
  • Employ low-cost investment products when possible as a strategy for increasing returns.
  • Manage the portfolio in a tax efficient manner.
  • Rebalance the portfolio methodically within the investment policy asset allocation
      targets.
  • Manage clients' decision-making behaviors for more successful portfolio outcomes.

Our investment strategies and advice may vary depending upon each client's specific financial
situation. As such, we determine investments and allocations based upon the client’s predefined
objectives, risk tolerance, time horizon, financial horizon, financial information, liquidity needs,
and other various suitability factors. The client’s restrictions and guidelines may affect the
composition of the client’s portfolio.

Our strategies and investments may have unique and significant tax implications. Regardless of
your account size or other factors, we strongly recommend that you continuously consult with a
tax professional prior to and throughout the investing of your assets.

Investing in securities involves risk of loss that clients should be prepared to bear. Although
Archer Pointe manages your portfolio with strategies and in a manner consistent with your risk
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