CPWA LLC

ITEM 5 – FEES AND COMPENSATION
    5a, b, c & d: Fee Schedules, Payments & Options
    Investment Management

                        ASSETS UNDER MANAGEMENT                                          ANNUAL FEE (%)

                               First $2,000,000                                               1.00%

                        From $2,000,001 - $5,000,000                                           .80%

                        From $5,000,001 - $10,000,000                                          .60%

                             Above $10,000,000                                                 .50%

    Fees are negotiable. Fees may lower based on a number of factors:

         •   Size of the relationship – Larger accounts may receive more favorable pricing.
         •   Accounts within the same household will be combined under a signed householding form for a reduced
             fee unless the client instructs otherwise.
         •   Our employees and their family related accounts are charged a reduced fee for services.
         •   Less active accounts may receive more favorable pricing.

    For purposes of determining value, securities and other instruments traded on a market for which actual transaction
    prices are publicly reported are valued at the last reported sale price on the principal market in which they are traded.
    If the investments are not managed assets, they are not included in Crown Point Wealth Advisors’ fee calculation.

    Compensation for our services will be calculated in accordance with what is set in the client agreement. We may modify
    the terms of any agreement by written changes submitted to the client for signature. Changes will not become effective
    until after the client has agreed to the change inwriting. While we strive to maintain competitive fees, the same or
    similar services may be available from other firms at higher or lower fees.

    Crown Point Wealth Advisors requires written authorization from the client to deduct advisory fees from an account
    held by a qualified custodian. Crown Point Wealth Advisors fees are paid from your account by the custodian when we
    submit an invoice to them. At the same time Crown Point Wealth Advisors sends the qualified custodian written notice
    of the amount of the fee to be deducted from the client’s account, in all instances, Crown Point Wealth Advisors will
    send the client a written invoice including the fee, the formula used to calculate the fee, the fee calculation itself, the
    time period covered by the fee and, if applicable, the amount of assets under management on which the fee was based.
    The invoice will contain the name of the custodian on the invoice. We strongly urge you to compare our invoices with
ADV PART 2 A BROCHURE                                                                                                PAGE 7 OF 18

    the fees listed in the custodian account statements.

    Invoicing includes any fee arrangement with third-party investment advisers, if the third-party adviser sends invoice
    information, which includes Crown Point Wealth Advisors’ advisory fee, and if the third-party adviser sends the invoice
    information directly to the client on behalf of Crown Point Wealth Advisors. If any invoice information relating to Crown
    Point Wealth Advisors’ advisory fees is missing, Crown Point Wealth Advisors will provide the missing information.

    Crown Point Wealth Advisors fees are paid quarterly in arrears based on the value as of the last business day of the prior
    quarter, with payment due within 10 days from the date of the invoice. Our fee is determined by taking the percentage
    rate we charge, divided by four, times the market value of the account. The market value is the sum of the values of all
    managed assets in the account, not adjusted by any margin debit.

    In cases where there are partial fees at the commencement or termination of our agreement, they will be billed or
    refunded on a pro-rated basis contingent on the number of days the account was open. Quarterly fee adjustments for
    additional assets received into the account during a quarter or for partial withdrawals will also be provided on the above
    pro rata basis. If there is insufficient cash in your account to pay your fees, securities in your portfolio may be sold to
    pay our fee.

    In addition to our fees, there may be custodial, mutual fund, 12b‐1 fees or similar third-party management fees and
    charges. See 5c: Third Party Fees below.

    Sub-Advised Programs.
    As discussed in Item 4 above, there are occasions where an independent Third-Party Money Manager (“manager”) acts
    as a sub-adviser to our firm. In those circumstances, the manager manages the assets based upon the parameters
    provided by our firm. The client will not engage the subadvisor directly; the client’s advisory relationship remains with
    Crown Point Wealth Advisors as set forth in the client’s Investment Advisory Agreement. Sub Advisors charge separate
    fees for the services provided. A separate fee is charged by Crown Point Wealth Advisors for portfolio monitoring,
    oversight and ongoing due diligence on the manager. See Item 4 for other services provided by Crown Point Wealth
    Advisors when utilizing subadvisors.

    The total advisory fee may be collected from the custodian by our firm. Alternatively, the manager fee may be collected
    separately from the custodian. The total fee will include our firm’s portion of the investment advisory fee as well as
    the manager’s fee. Fee charged by the managers range from 0.35% to 1.00%. Clients may be able to go to the sub-
    adviser directly for advisory services.

    Crown Point Wealth Advisors may at any time terminate the relationship with a manager that manages your assets.
...

types of clients:

            High‐Net‐Worth Individuals
            Pension and Profit Sharing Plans
            Trusts
            Estates
            Charitable Organizations
            Churches
            Corporations
            Individuals

    Minimum Account Size: Crown Point Wealth Advisors does not have an account minimum.