ARS Wealth Advisors Group LLC

Item 5 – Fees and Compensation

In addition to the information provide in Item 4 – Advisory Business, this section provides details
regarding ARS Wealth’s services along with descriptions of each service’s fees and compensation
arrangements.

Portfolio Management Services

Most clients receiving this Disclosure Brochure will be signing up for our private wealth
management service which can best be defined as giving investment advice to a client and
making investments for the client based on the individual needs of the client. Through this service, we
offer a highly customized and individualized investment program for each client. A specific investment
strategy is crafted to focus on the specific client’s goals and objectives.

We provide our private wealth management service through accounts maintained at a qualified
custodian recommended by ARS Wealth (please refer to Item 15 – Custody for more information). As
a condition of this program, ARS Wealth will be granted discretionary trading authorization on the
client’s account. This enables us to move client funds among stocks, bonds, ETFs, mutual funds
or other investments at our discretion (please refer to Item 16 – Investment Discretion for more
information).

You are responsible for notifying us of any changes to your financial situation or investment objectives.
We are available to consult with you relative to the status of your accounts under our management. A
separate account is maintained for every client with the broker-dealer/custodian and you retain all
rights of ownership to your accounts (e.g. right to withdraw securities or cash, exercise or delegate
proxy voting, and receive transaction confirmations).

Administrative Services Provided by Envestnet | Tamarac

ARS Wealth has contracted with Envestnet | Tamarac (referred to as “Tamarac”) to utilize its
technology platforms to support data reconciliation, performance reporting, fee calculation and billing,
client database maintenance, quarterly performance evaluations, client portal (website) administration,
models, trading platforms, and other functions related to the administrative tasks of managing
client accounts. Due to this arrangement, Tamarac will have access to financial information in client
accounts, but Tamarac will not serve as an investment adviser to ARS Wealth clients. ARS Wealth
and Tamarac are non-affiliated companies.

ARS Wealth Advisors Group, LLC                      6                      Form ADV Part 2A Disclosure Brochure

Fees for Portfolio Management Services

ARS Wealth is a fiduciary, “fee only” investment adviser and generally charges its clients an
annual percentage-based fee for portfolio management services based on the following schedule:

            Assets under Management                Total Annualized Asset           Management Fee
                                                     Management Fee                 (Billed Quarterly)
                   First $2 Million                        1.00%                          0.2500%

    Amounts in excess of $2 Million & up to
                                                            0.75%                        0.1875%
                  $5 Million

         Amounts in excess of $5 Million                    0.50%                        0.1250%

    Minimum Relationship Size - $500,000
        Minimum Annual Fee - $5,000

ARS Wealth’s fees are potentially negotiable from the rates set forth above. Our fees vary depending
upon various objective and subjective factors, including, but not limited to, the amount of assets to
be managed, account composition, the scope and complexity of the engagement, the anticipated
number of meetings and servicing needs, related accounts, future earning capacity, anticipated future
additional assets, the professional(s) rendering the service(s), and the outcome of negotiations with
the client. As a result of these factors, similarly-situated clients could pay different fees.

The quarterly fee is based on the fair market or agreed upon value of the client’s account assets
determined as of the last business day of the previous calendar quarter and are payable in
advance.

Fees are generally deducted directly from the client’s account. When fees are deducted from your
account, you will need to provide the custodian with written authorization to have fees deducted from
the account and paid to ARS Wealth. The custodian will send client statements, at least quarterly,
showing all disbursements for the account including the amount of the advisory fee, if deducted directly
from the account (please refer to Item 13 – Review of Accounts for more information regarding client
statements).

In limited circumstances, at the client instruction, ARS Wealth will bill one account for management
services across all client accounts.

If management begins after the start of a quarter, fees will be prorated accordingly. If a client
terminates the investment management agreement with ARS Wealth in the middle of a billing
period ARS Wealth will promptly refund to the client any paid but unearned fees. The amount of
the refund will be pro-rated based on the number of days that the account was managed.

Brokerage fees and/or transaction ticket fees charged by the custodian will be billed directly to
each client’s account. We do not receive any portion of such commissions or fees from the custodian
or from clients. Management fees charged by ARS Wealth are separate and distinct from the
fees and expenses charged by mutual funds or exchange traded funds, that ARS Wealth recommends
to clients. A description of these fees and expenses are available in each investment company
security’s prospectus.

ARS Wealth Advisors Group, LLC                     7                    Form ADV Part 2A Disclosure Brochure

ARS Wealth calculates its management fee against all assets in the investment account, unless
...

Item 7 – Types of Clients

ARS Wealth primarily provides customized investment management services to individuals, high- net-
worth individuals and associated trusts, estates, pension and profit-sharing plans and other legal
entities. ARS Wealth offers tax preparation and consulting services to individuals, trusts and entities.

We generally require a minimum account asset level of $500,000 for portfolio management
services; however, in our sole discretion, we may reduce or waive this minimum account asset
level requirement or charge a different investment advisory fee based upon certain criteria, such
as anticipated future earning capacity, anticipated future additional assets, dollar amount of assets
to be managed, related accounts, account composition, or negotiations with the client.

As result of the foregoing, similarly-situated clients could pay different fees. In addition, similar advisory
services may be available from other investment advisers for similar or lower fees.