ASCO Financial Group Inc

Item 5: Fees & Compensation

    How We Are Compensated for Our Advisory Services

    Pension Consulting:

                               Plan Assets                               Annual Percentage of Assets Charge
                          From $0 to $500,000                                                1.50%
                    Next $500,001 to $1,000,000                                              1.25%
                   Next $1,000,001 to $3,000,000                                             1.00%
                   Next $3,000,001 to $5,000,000                                             0.75%
                              Over $5,000,000                                             Negotiable

    1 Please note that our method for computing the amount of “client assets we manage” can be different from the method for computing
    “assets under management” required for Item 5.F in Part 1A of Form ADV. We have chosen to follow the method outlined for Item 5.F in
    Part 1A of Form ADV. If we decide to use a different method at a later date to compute “client assets we manage,” we must keep
    documentation describing the method we use and inform you of the change. The amount of assets we manage may be disclosed by rounding
    to the nearest $100,000. Our “as of” date must not be more than three months before the date we last updated our Brochure in response
    to Item 4.E of Form ADV Part 2A.

ADV Part 2A – Firm Brochure                                     Page 5                                              ASCO Financial Group, Inc.

    Our firm’s annualized fees are billed on a pro-rata basis monthly or quarterly in advance or in arears
    based on the value of your account on the last day of the (previous) month or quarter, as applicable.
    Fees are generally not negotiable, except as noted above. Our firm bills on cash unless otherwise
    indicated in writing. The fee-paying arrangements for pension consulting service will be determined
    on a case-by-case basis and will be detailed in the signed Pension Consulting Agreement. The client
    will be invoiced directly for the fees.

    Referrals to Third Party Money Managers:

    We are paid by third party money managers when we refer you to them and you decide to open a
    managed account. Third party money managers pay us a portion of the investment advisory fee that
    they charge you for managing your account. Fees paid to us by third party money managers are
    generally ongoing. All fees we receive from third party money managers and the written separate
    disclosures made to you regarding these fees comply with applicable state statutes and rules. The
    separate written disclosures you need to be provided include: a copy of the third-party money
    manager’s Form ADV Part 2, all relevant Brochures, a Solicitation Disclosure Statement detailing the
    exact fees we are paid and a copy of the third-party money manager’s privacy policy. The third-party
    money managers we recommend will not directly charge you a higher fee than they would have
    charged without us introducing you to them.

    The compensation paid to us by third party managers may vary, and thus, there may be a conflict of
    interest in recommending a manager who shares a larger portion of its advisory fees over another
    manager. Our firm’s fees are not higher than they would have been had our client obtained services
    directly from the third-party money manager. To minimize this conflict our firm will make our
    selections in the best interest of our clients. Prior to referring clients to third party advisors, we will
    ensure that third party advisors are properly licensed, or notice filed with the respective authorities.
    Third party money managers establish and maintain their own separate billing processes over which
    we have no control. In general, they will directly bill you and describe how this works in their
    separate written disclosure documents.

    Other Types of Fees & Expenses

    Clients will incur transaction charges for trades executed by their chosen custodian. These
    transaction fees are separate from our fees and will be disclosed by the chosen custodian. Schwab
    does not charge transaction fees for U.S. listed equities and exchange-traded funds.

    Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
    charges imposed directly by a mutual fund, index fund, or exchange traded fund which shall be
    disclosed in the fund’s prospectus (e.g., fund management fees, distribution fees, surrender charges,
    variable annuity fees, IRA and qualified retirement plan fees, mark-ups and mark-downs, spreads
    paid to market makers, fees for trades executed away from custodian, wire transfer fees and other
    fees and taxes on brokerage accounts and securities transactions). We do not receive a portion of
    these fees.

    Termination & Refunds

    We charge our advisory fees monthly or quarterly in advance or in arrears. If advisory fees have been
    paid in advance, our firm will process a pro-rata refund of the unearned portion of the advisory fees
    upon notice of termination. However, if fees have been paid in arrears, clients will be charged pro-

ADV Part 2A – Firm Brochure                         Page 6                                    ASCO Financial Group, Inc.

    rata advisory fees for services rendered to the point of termination. Our firm will send an invoice for
    due advisory fees to the client.
    Either party to a Pension Consulting Agreement may terminate at any time by providing written
    notice to the other party. Full refunds will only be made in cases where cancellation occurs within 5
    business days of signing an agreement. After 5 business days from initial signing, either party must
    provide the other party 30 days written notice to terminate billing. Billing will terminate 30 days
...

Item 7: Types of Clients & Account Requirements

    We have the following types of clients:
       • Pension and Profit-Sharing Plans; &
       • State and Municipal Government Entities.

    We do not impose requirements for opening and maintaining accounts or otherwise engaging us.

ADV Part 2A – Firm Brochure                        Page 7                                   ASCO Financial Group, Inc.