Focus 401 K Group LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
QUALFIED PLAN SERVICES FEES
Clients will pay us a fee for advisory and/or consulting services. The fee may be based on a
percentage of the assets held in the Plan (not to exceed 2% annually), or on a flat fee basis,
as negotiated between us and the Plan. The fee will be payable in advance or in arrears and
either annually, quarterly or monthly as agreed upon in the agreement by both parties. If
asset-based fees are negotiated, the payment generally will be based on the value of the
Plan assets as of the close of business on the last business day of the period as valued by
the custodian. However, if the fee is paid by the Plan or the client through a third-party

                                     Focus 401(k) Group, LLC

service provider, the fee will be calculated as determined by the provider. If fees are paid
in advance, the Plan will be entitled to a prorated refund of any prepaid fees for services
not provided; if fees are paid in arrears, we will be entitled to a prorate fee for services
provided in the final period.
Additional Client Fees Charged
The Plan incurs fees and charges imposed by third parties other than us. These fees can
include fund or annuity subaccount management fees, 12b-1 fees and administrative
servicing fees, recordkeeping and other service provider fees.
If a client engages us to provide ongoing investment recommendations to the Plan
regarding the investment options (e.g., mutual funds, collective investment funds) to be
made available to Plan participants, clients should understand that there generally will be
two layers of fees with respect to such assets. The Plan will pay an advisory fee to the fund
manager and other expenses as a shareholder of the fund. The client also will pay us a fee
for the investment recommendation services.
If a Plan makes available a variable annuity as an investment option, there are mortality,
expense and administrative charges, fees for additional riders on the contract and charges
for excessive transfers within a calendar year imposed by the variable annuity sponsor. If a
Plan makes available a pooled guaranteed investment contract (GIC) fund, there are
investment management and administrative fees associated with the pooled GIC fund.
For more details on the brokerage practices, see Item 12 of this brochure.
Prepayment of Client Fees
401(k) Group, LLC does not require prepayment of fees of more than $1200 per client and
six months or more in advance.
External Compensation for the Sale of Securities to Clients
No external compensation for the sale of securities is received by Focus 401(k) Group, LLC
or any of its employees.

Item 7: Types of Clients
Description
Focus 401(k) Group, LLC provides services to trustees or other fiduciaries to Qualified
Plans.
Client relationships vary in scope and length of service.
Account Minimums
Focus 401(k) Group, LLC does not require a minimum to open an account.

                                    Focus 401(k) Group, LLC