Atlantic Wealth Partners LLC

Item 5: Fees & Compensation
                                                                                                    Termination & Refunds
Compensation for Our Advisory Services                                                              In the event we fail to provide you with a copy of this brochure at least
                                                                                                    forty-eight (48) hours in advance of the full execution of a written advisory
We receive the following advisory fees in connection with our advisory
                                                                                                    agreement with our firm, you may terminate our advisory services within
services. All client fee arrangements are set forth in a written advisory
                                                                                                    five business (5) days of the engagement, without incurring any fees to
agreement.
                                                                                                    AWP.

Private Wealth Management (PWM) Services                                                            Thereafter, AWP or the client may terminate our PWM Services or Pension
                                                                                                    Consulting Services at any time, upon thirty (30) days’ advance written
PWM Services clients pay an annual asset-based advisory fee calculated and
                                                                                                    notice to the non-terminating party. We will close your account and process
charged based on a percentage of the market value of the client’s assets
                                                                                                    a pro-rata refund of any unearned advisory fees paid in advance. Any
under management in accordance with the below fee schedule:
                                                                                                    earned but unpaid fees due to us at the time of termination shall then
                                                                                                    become immediately due and payable to AWP on a pro-rata basis.
 Assets Under Management                        Annual % of Assets Charge
                                                                                                    Other Fees and Expenses
 $0 - $5,000,000                                1.50%
                                                                                                    Separate and in addition to the advisory fees payable to AWP, clients are
 $5,000,000 - $25,000,000                       1.25%                                               also responsible for payment of (i) any transaction fees, commissions,
                                                                                                    custodial fees and service charges, stock transfer fees, taxes, and other
                                                                                                    similar charges and expenses incurred in connection with AWP’s and/or any
 $25,000,000 - $100,000,000                     1.00%
                                                                                                    TPAM’s management of the client’s account; (ii) all internal management
                                                                                                    fees, surrender charges, and other expenses and costs associated with your
 Over $100,000,000                              0.75%                                               ownership, purchase, and sale of any mutual funds, ETFs, and/or other
                                                                                                    pooled investment vehicles; and (iii) advisory fees charged by any TPAMs.
Annualized fees for our Private Wealth Management services are billed                               The foregoing additional fees and expenses will typically be paid directly out
quarterly in advance based on the end of period market value of the client’s                        of the assets in the client’s account at the custodian or will be billed
accounts as of the close of the prior billing period. These fees are adjusted                       separately to the client by the requisite third party. AWP does not share in
on a pro-rata basis for partial billing periods (based on the number of days                        any of these additional fees and charges.
in the period) and for mid-period deposits and withdrawals of capital to or
from your accounts (based on the underlying transaction date). The fee for                          TPAM advisory fees shall be paid by the client in accordance with the TPAM’s
the initial period of services shall be pro-rated based upon the opening date                       account opening documentation. The TPAM’s separate advisory fees shall

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be charged at rates determined by the TPAM and paid in accordance with                               remuneration as a result of investment by any AWP client in the Affiliated
the payment procedures set forth in the underlying advisory agreement                                Funds or the sale of any other securities.
and/or custodial account opening documents governing the client’s TPAM
relationship(s). In most cases, the TPAM will directly deduct its advisory                           IRA Rollover Conflicts Disclosure
fees from the client’s account in same manner AWP does on either a monthly                           As part of our investment advisory services to you, we may recommend
...

Item 7: Types of Clients & Account Requirements
                                                                                                     investment mandate or strategy of the mutual fund or ETF, which could
Our firm concentrates its services on providing comprehensive advice to the                          make the holding(s) less suitable for the client’s portfolio.
following types of clients:
                                                                                                     Sector Analysis: Sector analysis involves identification and analysis of
      •    individuals and high net worth individuals;                                               various industries or economic sectors that are likely to exhibit superior
      •    trusts, estates, or charitable organizations;                                             performance. Academic studies indicate that the health of a stock's sector
      •    pension and profit-sharing plans; and                                                     is as important as the performance of the individual stock itself. In other
      •    corporations, limited liability companies and other businesses.                           words, even the best stock located in a weak sector will often perform poorly
                                                                                                     because that sector is out of favor.
We do not have any minimum account size or fee requirements.                                         Cyclical Analysis: Clinical analysis is the statistical analysis of specific
                                                                                                     events occurring at a sufficient number of relatively predictable intervals
Item 8: Methods of Analysis, Investment Strategies & Risk of                                         that they can be forecasted into the future. Cyclical analysis asserts that
                                                                                                     cyclical forces drive price movements in the financial markets. Risks include
Loss
                                                                                                     cycle inversion or disappearance. There is no expectation that this type of
                                                                                                     analysis will pinpoint turning points, instead it may be used in conjunction
Methods of Analysis                                                                                  with other methods of analysis.

We may use some or all of the following methods of analysis in formulating                           TPAM Analysis: This is the analysis of the experience, investment
our investment advice and/or managing client assets:                                                 philosophies, and past performance of TPAMs in an attempt to determine if
                                                                                                     the manager has demonstrated an ability to invest over a period of time
Fundamental Analysis: Fundamental analysis is the analysis of a business’s
                                                                                                     and in different economic conditions. Key factors we may consider when
financial statements (usually to analyze the business's assets, liabilities, and
                                                                                                     evaluating TPAMs are investment process, investment philosophy, risk
earnings), health, and its competitors and markets. Fundamental analysis
                                                                                                     management, historical performance, investment strategy and style, fees
is performed on historical and present data, but with the goal of making
                                                                                                     and operating expenses, fund size, and tax‐efficiencies. Our evaluation may
financial forecasts. Fundamental analysis maintains that markets may
                                                                                                     also incorporate both qualitative and quantitative fundamental analysis to
misprice a security in the short run but that the “correct” price will
                                                                                                     validate and confirm a manager’s investment style and skill, as well as
eventually be reached. Profits can be made by purchasing the mispriced
                                                                                                     compare them to other managers of similar style. We may utilize various
security and then waiting for the market to recognize its “mistake” and
                                                                                                     research databases, proprietary models, financial periodicals, prospectuses
reprice the security. This presents a potential risk, as the price of a security
                                                                                                     and filings with the SEC, industry contacts and manager data, among other
can move up or down along with the overall market regardless of the
                                                                                                     items, as part of the research process. Monitoring the TPAM’s underlying
economic and financial factors considered in evaluating the security.
                                                                                                     holdings, strategies, concentrations, and leverage as part of our overall
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