Balanced Wealth Management LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client shall sign one or more advisory agreements that detail the responsibilities of Balanced Wealth
and the Client.

A. Fees for Advisory Services
Wealth Management
Investment advisory fees are paid quarterly, in advance of each calendar quarter or monthly, in arrears, of each
calendar month, pursuant to the terms of the investment advisory agreement. For accounts billed quarterly in
advance, the investment advisory fees are based on the market value of assets under management at the end of
the prior calendar quarter. For accounts billed monthly in arrears, the investment advisory fee is calculated based
on the average daily balance of the account for the applicable month. Investment advisory fees are based on the
following schedule:
                                          Balanced Wealth Management, LLC.
                                    378 Main Street, Suite 105, East Greenwich, RI 02818
                                                   Phone: (401) 398-2000
                                              http://www.balancedwealth.com

                       Assets Under Management                    Annual Rate
                      Up to $500,000                                1.50%
                      $500,001 to $999,999                          1.15%
                      $1,000,000 to $1,999,999                      1.00%
                      $2,000,000 to $2,999,999                      0.85%
                      $3,000,000 to $3,999,999                      0.70%
                      $4,000,000 to $4,999,999                      0.55%
                      Over $5,000,000                               0.50%

The investment advisory fee in the first quarter or month of service is prorated from the inception date of the
account[s] to the end of the first quarter or month. Fees may be negotiable at the sole discretion of the Advisor.
Certain legacy relationships may have fees that differ from the schedule above. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by Balanced Wealth will be independently valued by the Custodian. Balanced Wealth will conduct periodic reviews
of the Custodian’s valuations to ensure accurate billing.

Selection of Other Advisors (Sub-Advisors)
For Client’s accounts that are managed by a Sub-Advisor, the Client’s fee will be deducted from the Client’s
account[s] with the Sub-Advisor or the Managed Accounts Program and a portion of the investment advisory fee will
be provided to Balanced Wealth consistent with the fee schedule above. Please see Item 14 – Client Referrals
and Other Compensation for additional details.

Investment Management Platform
Client accounts implemented through AMP will be charged fees based on the average daily market value of the
Client[s] account[s] for the month or quarter. Fees are based on the fee schedule above plus the AMP fee of 0.25%.
The Client authorizes this fee deduction through the investment platform agreement signed by the Client, the
Advisor and AMP.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

Retirement Plan Advisory Services
Plan advisory fees are generally billed as either a percentage of assets in the Plan, in advance, of each quarter,
based on the fee schedule above or based on a fixed quarterly fee.

B. Fee Billing
Wealth Management Services
Investment advisory fees will be calculated by the Advisor or its delegate and deducted from the Client’s account[s]
at the Custodian. The Advisor or its delegate shall send an invoice to the Custodian indicating the amount of the
fees to be deducted from the Client’s account[s] at the respective quarter or month-end date. The amount due is
calculated by either applying the quarterly rate (annual rate divided by 4), or the monthly rate (annual rate divided
by 12), to the total assets under management with Balanced Wealth at the end of the prior calendar quarter or end
of each calendar month, pursuant to the terms of the agreement. Clients will be provided with a statement, at least
quarterly, from the Custodian reflecting deduction of the investment advisory fee. It is the responsibility of the Client
to verify the accuracy of these fees as listed on the Custodian’s brokerage statement as the Custodian does not
assume this responsibility. Clients provide written authorization permitting advisory fees to be deducted by
Balanced Wealth to be paid directly from their accounts held by the Custodian as part of the investment advisory
agreement and separate account forms provided by the Custodian.

Selection of Other Advisors (Sub-Advisors)
Clients participating in a Managed Accounts Program will be billed in accordance to the investment advisory
agreement with the respective Program Sponsor or Sub-Advisor. The Program Sponsor will add Balanced Wealth’s

                                           Balanced Wealth Management, LLC.
                                     378 Main Street, Suite 105, East Greenwich, RI 02818
                                                    Phone: (401) 398-2000
                                               http://www.balancedwealth.com

investment advisory fee and deduct the overall fee from the Client’s account[s]. In situations where a Client is
referred to Sub-Advisor, the Sub-Advisor will collect an overall fee and compensate Balanced Wealth out of this
fee. Details are described in Item 14 below.

Investment Management Platform
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Item 7 – Types of Clients
Balanced Wealth offers investment advisory services to individuals, high net worth individuals, trusts, estates,
and retirement plans. The amount of each type of Client is available on the Advisor's Form ADV Part 1A. These
amounts may change over time and are updated at least annually by the Advisor. The Advisor does not have a
minimum relationship size in order to become a Client. Smaller accounts may be offered advisory services solely
through the AMP relationship as described in Item 4 above. Clients engaged under AMP are required to have a
minimum account size of $5,000, for the portfolio to be effectively managed.