BCK Partners Inc

Item 5: Fees & Compensation
    How We Are Compensated for Our Advisory Services

                       Assets Under Management         Annual Percentage of Assets Charge
                              $0 to $500,000                        1.50%
                          $500,001 to $2,500,000                    1.35%
                         $2,500,001 to $5,000,000                   1.20%
                        $5,000,001 to $10,000,000                   0.80%
                             Over $10,000,001                       0.70%

    Our firm’s annualized fees are billed on a pro-rata basis quarterly in advance based on the value of
    your account on the time-weighted daily average of the previous quarter. Our firm bills on cash and
    cash equivalents unless indicated otherwise in writing. Fees are negotiable and will be deducted from
    your account. As part of this process, the client is made aware of the following:

         a) Your independent custodian sends statements at least quarterly to you showing the market
            values for each security included in the Assets and all disbursements in your account
            including the amount of the advisory fees paid to us;
         b) You provide authorization permitting us to be directly paid by these terms. We send our
            invoice directly to the custodian; and
         c) If we send a copy of our invoice to you, it will include a legend urging you to compare
            information provided in our statement with those from the qualified custodian.

    Our firm does not charge fees to its employees and their children for financial planning and
    investment management services.

    Other Types of Fees & Expenses

    Clients may incur transaction charges for trades executed in their accounts. These transaction fees
    are separate from our fees and, if charged, will be disclosed by the firm that the trades are
    executed through. However, Charles Schwab & Co., Inc. does not charge transaction fees for
    U.S. listed equities and exchange traded funds.

    Also, clients will pay the following separately incurred expenses, which we do not receive any part
    of: charges imposed directly by a mutual fund, index fund, or exchange traded fund which shall be
    disclosed in the fund’s prospectus (i.e., fund management fees and other fund expenses).

    Termination & Refunds

    We charge our advisory fees quarterly in advance. In the event that you wish to terminate our
    services, we will refund the unearned portion of our advisory fee to you. You need to contact us in
    writing and state that you wish to terminate our services. Upon receipt of your letter of termination,
    we will proceed to close out your account and process a pro-rata refund of unearned advisory fees.

    Commissionable Securities Sales

    We do not sell securities for a commission in our advisory accounts.

ADV Part 2A – Firm Brochure                         Page 5                                      BCK Partners, Inc.

Item 7: Types of Clients & Account Requirements

    We have the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Trusts, Estates or Charitable Organizations;
       • Corporations, Limited Liability Companies and/or Other Business Types.

    Our requirements for opening and maintaining accounts or otherwise engaging us:
       • Our firm has selected Charles Schwab & Co., Inc. ("Schwab") as primary
           custodian for our clients' accounts. Generally, this requirement is not negotiable and
           would be required throughout the course of the client’s relationship with our firm.