BCP Advisors LLC

Item 5 – Fees and Compensation

Xendia Wealth LLC charges clients for its investment management services an advisory
fee based on a percentage of the market value of the Assets Under Management
(“AUM”) in each account. Our tiered fee structure is shown below:

       •    For the first $100,000, the client pays an annual fee up to 1.85% of the
            AUM.
       •    Then, from $100,001 to $500,000, the client pays an annual fee up to
            1.65% of the AUM.
       •    Then, from $500,001 to $1,000,000, the client pays an annual fee up to
            1.25% of the AUM.
       •    And then, from $1,000,001 and up, the client pays an annual fee up to
            1.10% of the AUM.

Note that the calculation of the fees varies depending on the type of account that the
Client maintains at Interactive Brokers. Xendia Wealth encourages Clients to carefully
review the following section describing the calculation of the advisory fees:

     A. For clients with cash accounts, the advisory fee is automatically calculated by
        Interactive Brokers. The calculation is made daily based on the ending market
        value (“EMV”) of the assets managed by the Advisor the previous month. To
        make the daily calculation Interactive Brokers applies the annual tiered rate to

        the EMV and then divides it by 252 business days for the year. The fee charged
        is the sum of the daily fee calculation at the end of the month.

     B. For clients with margin accounts, the advisory fee is calculated manually by
        Xendia Wealth. The advisory fee calculation is based on the average of the
        market value (“AMV”) of the assets in the account on the first and last day of
        the previous month. To determine the fee rate that will be applied to the AMV,
        the annual tiered rate is divided by 252 business days and then multiplied by
        the number of business days in the month. The resulting fee rate is then
        applied to the AMV to determine the fee charged for the month.

Advisory fees are negotiable at our discretion. Any other arrangements with individual
clients will be documented accordingly. The client shall pay Xendia Wealth in arrears for
services provided under the contract during each calendar month.

Clients agree that all fees are deducted monthly from their accounts regardless of the
type of account (cash and/or margin) held by the custodian. When services provided
are for less than one calendar month, the fee will be prorated based upon the number
of business days services were provided within the month.

Clients are responsible for all commissions and fees for trade execution charged by the
custodian. You may grant us authority to receive our advisory fees from your account
at Interactive Brokers. If you prefer that our advisory fees are paid directly from your
account at Interactive Brokers, you must provide written limited authorization to Xendia
Wealth and Interactive Brokers for the contractually agreed upon fees. Interactive
Brokers will be advised in writing of this limitation on our access to your account.

The Investment Advisory Agreement may be terminated by either party at any time by
written notice. Termination of the Agreement will not affect (a) the validity of any
actions previously taken by us under the Agreement; (b) liabilities or obligations of the
parties from transactions initiated before termination of the Agreement; or (c) your
obligation to pay the advisory fees (pro-rated through the date of termination).

Item 7 – Types of Clients

We provide investment advisory services to a foreign investment adviser, and also offer

our services to individuals, high net worth individuals, trusts, estates, charitable
organizations, corporations, and other business entities.

For separately managed accounts, we do not impose a minimum account size, but we
encourage our clients to maintain a minimum account size of $20,000.