Paradiem LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by
the Advisor. Each Client shall sign one or more agreements that detail the responsibilities of Paradiem
and the Client.
A. Fees for Advisory Services
Planning and Consulting Services
Planning engagements are typically offered on a fixed fee per engagement that is based on the complexity
and duration of the planning services provided. An estimate of the duration and work effort will be
determined prior to establishing the advisory relationship. Planning fees may be negotiable at the sole
discretion of the Advisor.

In certain instances, Clients may be offered an hourly fee for financial planning and consulting services at
a rate of up to $500 per hour.

The Advisor’s fee is exclusive of, and in addition to, transaction fees, and other related costs and
expenses, which may be incurred by the Client. However, the Advisor shall not receive any portion of
these commissions, fees, and costs. The hourly fees are determined after considering many factors, such
as the level and scope of the services.

Paradiem’s Planning and Consulting Services are completed and offered in two levels of service, based on
a fixed, negotiated retainer fee (as listed below). Fees are determined based on the complexity of the
Client’s situation and the anticipated effort and duration associated with the scope of work. All fees will
be presented to the client BEFORE engagement of the relationship to ensure that all parties are in
agreement to the scope of the work.

    Personal Financial Planning &                          Monthly Fee Rate               Annual Fee Rate
 Consulting Services (Family Capital
             Architecture)
 Family Capital Gap Analysis                  5 basis points (.05%) of net worth one             N/A
                                                                time
                                               (Minimum: $500 / Maximum: $6,500)
 Family Capital Blueprint - Year One         20 basis points (.20%) of total net worth         $78,000
                                             (Billed Monthly) (Minimum monthly fee:
                                              $500 / Maximum monthly fee: $6,500)

                                                   Paradiem, LLC
                                        510 N Jefferson, Covington, LA 70433
                                                Phone: (985) 727-0770

                                                www.paradiem.org

 Family Capital Blueprint - Year Two +        10 basis points (.10%) of total net worth        $54,000
                                              (Billed Monthly) (Minimum monthly fee:
                                               $350 / Maximum monthly fee: $4,500)

Fees are charged monthly, in advance, or in advance of the engagement, pursuant to the terms of the
agreement.

Investment Management Services
Investment advisory fees are paid in advance of each month, pursuant to the terms of the investment
advisory agreement. Investment advisory fees are based on the market value of assets under
management at the end of the last business day of the preceding month.

Investment advisory fees are based on investment program[s] in which the Client’s account[s] are
invested and are based on the following tiered schedule:

                 Assets Under Management                     Annual Rate (%)
              Up to $1,000,000                                      1.50%
              $1,000,001 to $5,000,000                              1.25%
              $5,000,001 to $10,000,000                             1.00%
              $10,000,001 to $30,000,000                            0.75%
              Over $30,000,000                                      0.50%

The investment advisory fee in the first month of service is prorated to the inception date of the account[s]
to the end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s
fees will take into consideration the aggregate assets under management with the Advisor. All securities
held in accounts managed by Paradiem will be independently valued by the Custodian. Paradiem will
conduct periodic reviews of the Custodian’s valuations to ensure accurate billing.

Depending on the unique and particular complexities of a Client’s financial situation, the Advisor may also
offer investment management services based on a fixed annual fee arrangement. The total annual fee is
determined on a case-by-case basis. Factors considered in setting the fixed-fee generally include the
complexity of the Client’s financial situation, level of investable assets, and estimated time involved.
Other factors considered include the number of household members, number and type of accounts, life
stage, business interests, real estate ownership, trust arrangements, etc. Fixed fees are intended to be
competitive with what the Client might expect to pay under an “assets under management” (AUM)
approach (assuming all investable assets were managed).

                                                    Paradiem, LLC
                                         510 N Jefferson, Covington, LA 70433
                                                 Phone: (985) 727-0770

                                                 www.paradiem.org

B. Fee Billing
Financial Planning and Consulting Services
Financial planning and consulting fees are invoiced by the Advisor and are due in advance of services
rendered. Clients are to pay these fees on a monthly basis. The Advisor will not collect fees that are
greater than $1,200 if the services will be provided six months or more in the future. For annual retainers,
the Advisor will bill in advance for services that will be completed in less than six months. Supplemental
billing may be required during the year pursuant to the terms of the financial planning and consulting
agreement.
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Item 7 – Types of Clients

Paradiem offers asset management and financial consulting services to individuals, high net worth
individuals, families, and charitable organizations. Paradiem generally does not impose a minimum
account size for establishing an asset management relationship.