Bemanaged Financial Services Inc

Item 5 – Fees and Compensation
management fees charged to individual participants who choose our service. We
do not receive compensation from the sale of individual securities in your portfolio
or from the sale of other investment products.

Our maximum charge is 0.15% quarterly, (0.60% annually) on that beginning
balance. The fee is charged in advance and calculated based on the beginning
account balance for the chargeable period. A plan sponsor may negotiate a lower
percentage fee based on average plan-wide balances, travel reimbursement, or
other factors. The sponsor may also arrange for fee processing on other than a
quarterly basis; some sponsors process fees twice a year or even annually. All fees
are deducted from your account balance.

Any fees charged in advance for more than one three-month period are
refundable on a pro-rata basis should the individual participant choose to
terminate the relationship prior to the end of the chargeable period. For example,
if your account is charged $500 for twelve months of management services, and
you choose to cancel after three months, you may request a refund of $375, either
to your account, if arrangements can be made with the platform provider, or
directly to you via check.

For BeManaged’s financial counseling services, individual clients will not be
charged any fees. Instead, the employer or plan sponsor will negotiate and pay for
any fees related to those services with BeManaged. We had no such revenue in
2025.

BeManaged also charges hourly fees for Financial Planning and Financial Coaching
services. Our fee for these services is $150/hour. As of the filing of this Brochure,
we have not had any Clients utilize our Financial Planning service.

                                                              BeManaged does not have any performance‐based fee arrangements and has no

Item 7 – Types of Clients
contribution accounts such as 401(k) plans and profit-sharing plans.

There is no minimum account size required to utilize our services. For example,
our smallest account balance is less than $1,000 and our largest account size
exceeds $1 million.

BeManaged offers financial counseling services for individuals relative to various
employee benefits offered by their employer. Our services are offered by the
contracting company as a company-paid employee benefit; individuals do not
provide us with any compensation for the delivery of these services.

                                                                       BeManaged and BeAdvised investment processes utilize returns‐based mutual