Benchmark Wealth Management LLC

Item 5: Fees and Compensation

Wealth Management Fees – Wrap
We base our Wrap Program Wealth Management fees on a percentage of assets under
management. Our fee includes the cost of transaction charges and custodial fees that are
assessed by Schwab for transactions, clearing, and settlement of each client account. These
client transaction and account charges are paid for the client by us to Schwab out of a portion of
our advisory fees. Unless otherwise agreed, the client will not pay Schwab or us any transaction
or custodial services charges since those charges are generally included in the advisory fee
client pays to us.

Our Wealth Management fees, for new clients, are charged as a percentage of assets under
management, as follows:

             Household Assets                             Annual Fee
              $0 - $ 2,000,000                              1.00%
         $ 2,000,001 - $ 5,000,000                          0.75 %
        $ 5,000,001 - $ 10,000,000                          0.45 %
        $10,000,001 - $ 15,000,000                          0.25%
             Over $ 15,000,001            Custom Pricing based on situation and needs

Wealth Management Fees – Non - Wrap
We base our Wealth Management fees on a percentage of assets under management. Our fee
does not include the cost of transaction charges and custodial fees that are assessed by Schwab
for transactions, clearing, and settlement of each client account. These client transaction and
account charges are paid for by the client.

Our Wealth Management fees, for new clients, are charged as a percentage of assets under
management, as follows:

             Household Assets                             Annual Fee
              $0 - $ 2,000,000                              1.00%
         $ 2,000,001 - $ 5,000,000                          0.75 %
        $ 5,000,001 - $ 10,000,000                          0.45 %
        $10,000,001 - $ 15,000,000                          0.25%
             Over $ 15,000,001            Custom Pricing based on situation and needs

Fee Terms
For accounts held at Schwab, fees are billed on a quarterly basis, in advance, based upon the
market value of the average daily balance of the Household Assets, including cash, for the
preceding quarter as valued by the Custodian.

Fees are paid via automatic deduction from the client’s custodial account.
Fees are payable when the account is established, pro-rated for the first partial quarter, if
applicable. Thereafter, the fee will be payable on the first day of each calendar quarter based
on the asset value of the account as of the last business day of the prior quarter. Additional
deposits to the account are subject to the same fee procedures. If an account is closed, any fees
paid in advance will be refunded.

Fees for Security Recommendations
Our Investment Advisor Representatives, (“IARs”), in their individual capacities as registered
representatives of Private Client Services (“PCS”), an unaffiliated SEC registered broker-dealer
and FINRA member, are permitted to sell securities products to our wealth management
clients. A conflict of interest exists to the extent that the IARs may recommend the purchase of
securities where they receive commissions or other additional compensation as a result of such
recommendations. We have procedures in place to ensure that any recommendations made by
such IARs are in the best interest of clients regardless of any additional compensation earned.

Financial Planning and Consulting Fees
For financial planning and consulting services, we charge a quarterly or flat fee. Services may be
provided both on an ongoing or a one-time basis based on the client’s goals, needs and
objectives. The total estimated fee, as well as the actual fee, is based upon the scope and
complexity of the engagement. Our quarterly fees range between $300-$500 per quarter. Our
flat fee ranges between $1,500 to $10,000 annually. Fees are charged quarterly in advance.

Cash Balances
Some of your assets may be held as cash and remain uninvested. Holding a portion of your
assets in cash and cash alternatives, i.e., money market fund shares, may be based on your
desire to have an allocation to cash as an asset class, to support a phased market entrance
strategy, to facilitate transaction execution, to have available funds for withdrawal needs or to
pay fees or to provide for asset protection during periods of volatile market conditions. Your
cash and cash equivalents will be subject to our investment advisory fees unless otherwise
agreed upon. You may experience negative performance on the cash portion of your portfolio if
the investment advisory fees charged are higher than the returns you receive from your cash.

Retirement Plan Rollover Recommendations
As part of our investment advisory services to our clients, we may recommend that clients roll
assets from their employer’s retirement plan, such as a 401(k), 457, or ERISA 403(b) account
(collectively, a “Plan Account”), to an individual retirement account, such as a SIMPLE IRA, SEP
IRA, Traditional IRA, or Roth IRA (collectively, an “IRA Account”) that we will advise on the
client’s behalf. We may also recommend rollovers from IRA Accounts to Plan Accounts, from
Plan Accounts to Plan Accounts, and from IRA Accounts to IRA Accounts.

If the client elects to roll the assets to an IRA that is subject to our advisement, we will charge
the client an asset-based fee as set forth in the advisory agreement the client executed with our
firm. This creates a conflict of interest because it creates a financial incentive for our firm to

recommend the rollover to the client (i.e., receipt of additional fee-based compensation).
Clients are under no obligation, contractually or otherwise, to complete the rollover. Moreover,
if clients do complete the rollover, clients are under no obligation to have the assets in an IRA
advised on by our firm. Due to the foregoing conflict of interest, when we make rollover
...

Item 7: Types of Clients

We offer our Wealth Management services to various types of clients, including individuals,
high-net-worth individuals, related family members, trusts, pension and profit-sharing plans,
charitable organizations, partnerships, and other legal entities.

We require a minimum asset level of between $2,000,000 and $5,000,000 to establish a
relationship with us, depending on the services we will be providing you. However, in our sole
discretion, we may reduce the required minimum asset level or group certain related accounts
for purposes of achieving the minimum account size.