Birchwood Financial Partners Inc

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
Birchwood bases its fees on a percentage of assets under management, hourly charges and fixed fees.
ASSET MANAGEMENT
Birchwood offers discretionary or non-discretionary direct asset management services to advisory clients. Fees for
these services will be based on a percentage of Assets Under Management as follows:
               Portfolio Value                    Maximum Annual Fee*            Maximum Quarterly Fee
 First $ Zero           $       250,000                   1.50%                            .3750%
 Next $ 250,001         $       500,000                   1.50%                            .3750%
 Next $ 500,001         $       1,000,000                 1.25%                            .3125%
 Next $ 1,000,001       $       5,000,000                 1.00%                            .2500%
 Next $ 5,000,001                Over                     0.75%                            .1875%
*The fee schedule is a blended schedule whereas when the portfolio value reaches the next threshold, the assets
above the threshold are charged the lower percentage.
The annual fee may be negotiable. Birchwood considers cash to be an asset class, and as such is included in fee
calculations. Also, to be noted, at times fees will exceed the money market yield. Accounts within the same
household may be combined for a reduced fee. Fees are billed quarterly in advance based on the amount of assets
managed as of the last day of the previous quarter. Accounts opened within a given quarter are charged at the
start of the first full quarter. For clients acquired through acquistion, the initial quarter will be pro-rated based on
the days services was provided in the quarter.
All quarterly fees are deducted from the account by the custodian unless other arrangements have been made in
writing. When the fee is deducted from the account, it will be reflected in the custodian statement. If a client elects
to pay Birchwood directly by check, Birchwood will provide the client with an invoice disclosing the fee and how it
was calculated. Lower fees for comparable services may be available from other sources. Clients may terminate
their account within five (5) business days of signing the Investment Advisory Agreement for a full refund. Clients
may terminate advisory services with written notice. In the event of termination of the household client will be
entitled to a pro-rata refund for the days service was not provided in the final quarter.
If any increase in fees occurs, the client will acknowledge the increase by signing an amended agreement.
Birchwood may pay for some tax preparation services for clients’ individual tax returns depending on the length of
relationship with Birchwood, complexity of tax preparation needs, Assets Under Management (AUM), and fee paid
to Birchwood. Clients engage the services of certain tax preparers that Birchwood works with, and sign an
authorization with the tax preparer that allows the tax preparer to share information with Birchwood. Birchwood
Birchwood Financial Partners                          BFP158 March 4, 2026                                Page 8 of 18

does not prepare tax returns. It is clear to the clients that any tax preparation services are governed by the
agreements the clients make with the tax preparer.
SUB-ADVISOR ARRANGEMENT
Birchwood will pay the sub-advisor a portion of the fees charged to the client for assets under management. The
client will pay no additional fees when a sub-advisor is used.
ASSETS HELD AWAY
Fees for these services will be based on a percentage of Assets Under Management as follows:
               Portfolio Value                    Maximum Annual Fee*            Maximum Quarterly Fee
 First $ Zero           $       250,000                  1.50%                             .3750%
 Next $ 250,001         $       500,000                  1.50%                             .3750%
 Next $ 500,001         $       1,000,000                1.25%                             .3125%
 Next $ 1,000,001       $       5,000,000                1.00%                             .2500%
 Next $ 5,000,001               Over                     0.75%                             .1875%
*The fee schedule is a blended schedule whereas when the portfolio value reaches the next threshold, the assets
above the threshold are charged the lower percentage.
The annual fee may be negotiable. Accounts within the same household may be combined for a reduced fee. Fees
will be paid in advance every quarter. Client will be provided an invoice at the beginning of the first full quarter
payable within ten (10) days of receipt. Clients may choose to pay Birchwood directly or have the amount deducted
from another account managed by Birchwood. Clients may terminate their account within five (5) business days for
a full refund and no obligation. For termination after five (5) business days, client will be entitled to a pro-rata
refund based on the number of days account was not managed.
FINANCIAL PLANNING FEES
Birchwood charges either a maximum hourly fee of $500 or fixed fee ranging between $1,000 and $10,000 for the
initial stand-alone financial plan. Ongoing financial plans/consultations will be offered for an annual fee of $1,000
to $25,000. Prior to the planning or consultation process the client will be provided an estimated fee. For stand-
alone financial plans client will pay the fee upon delivery of the completed plan. Services for these plans are
completed and delivered inside of one hundred and twenty (120) days. Ongoing financial planning/consultations
will be payable monthly or quarterly within ten (10) days of receipt of invoice. Client may cancel within five (5)
business days of signing Agreement with no obligation. If the client cancels after five (5) business days, any unpaid
earned fees will be due to Birchwood.
ERISA PLAN SERVICES
Fees for these services are charged as follows:
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Item 7: Types of Clients
Description
Birchwood provides investment advice primarily to individuals and high net worth individuals, but also provides
investment advice to pension and profit sharing plans, charitable organizations, and corporations or other
businesses. Client relationships vary in scope and length of service.

Account Minimums
Birchwood's Investment requires a minimum of $1,500,000 to open and maintain an account. In certain instances,
the minimum account size may be lowered or waived.