Channel Wealth LLC

ITEM 5 - FEES AND COMPENSATION
Fee Schedule & Billing Method

Channel Wealth offers services on a fee basis, which may include fixed fees, as well as fees based upon
assets under management or advisement.

Investment Management Services Fees

The annual management fee for our Investment Management Services, including Financial Planning, is
based on the average daily balance of the assets maintained in your account during the previous quarter.
The fee assessed and/or charged is based on what is stipulated in the Investment Advisory Agreement
signed by each client. This may include a minimum quarterly fee.

Our annual fee ranges up to 2.0% annually and is assessed and/or charged quarterly in advance, based on
the daily average balance value. Fees can be structured in one of the following ways: a fixed flat percentage
fee on the average daily balance of the assets maintained in your account during the previous quarter , a tiered fee
schedule whereby the fee is calculated by applying different rates to different levels of assets or a linear
fee schedule where a breakpoint percentage fee is assessed to total assets in the account .

Financial Planning and Consulting Fees

In addition to the advisory fees paid, Adviser may provide financial planning and consulting to Client
regarding the management of Client’s financial resources, which is based upon an analysis of Client’s
current personal and financial situations, goals, and objectives. These services are based on the total dollar
asset value of the assets maintained in your account. The fee assessed and/or charged is based on what is
stipulated in the Investment Advisory Agreement signed by each client. This may include a minimum
quarterly fee. The Firm offers services on a fee basis, which may include fixed fees or hourly fees as well
as fees based upon assets under management or advisement.

Advisory Services to Brokerage Customers

Channel Wealth receives an advisory fee based on the Assets Under Management from Brokerage
Customers who have provided written consent to a broker-dealer to receive the investment advisory
service from Channel Wealth and have entered into a written advisory contract with Channel Wealth. The
advisory fee is calculated in advance based on the value of the Assets Under Management from Brokerage
Customers as of the end of the previous quarter. The maximum advisory fee will not exceed 1% annually.
This advisory fee is paid by the broker-dealer and is not charged to the client separately.

Other Fees and Expenses

In addition to the advisory fees paid to the Firm, clients may incur certain charges imposed by other third
parties, such as broker-dealers, custodians, trust companies, platform service providers, banks and other
financial institutions (collectively “Financial Institutions”). These additional charges may include securities
brokerage commissions, transaction fees, custodial fees, fees attributable to alternative assets, reporting
charges, margin costs, charges imposed directly by a mutual fund, a 529 plan or ETF in a client’s account,
as disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses), deferred sales
charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and

Channel Wealth, LLC Disclosure Brochure                                                          revised March 20, 2026 v2

taxes on brokerage accounts and securities transactions. In addition, fees charged by the Independent
Managers/Sub-Advisors are charged to the clients separately. In these relationships with third-party and/or
Sub-Advisors, these fees would be in addition to the fees charged by the Firm, paid directly to the third-
party and/or Sub-Advisor, and the Firm will not receive any portion of those fees or share in those fees.

Direct Fee Debit

Clients generally provide the Firm and/or the Independent Managers with the authority to directly debit
their accounts for payment of the investment advisory fees. The Financial Institutions that act as the
qualified custodian for client accounts, from which the Firm retains the authority to directly deduct fees,
have agreed to send statements to clients not less than quarterly detailing account transactions, including
any amounts paid to the Firm.

Account Additions and Withdrawals

As stated above, clients may make additions to and withdrawals from their account at any time, subject to
the Firm’s right to terminate an account. Additions may be in cash or securities provided that the Firm
reserves the’ right to liquidate any transferred securities or declines to accept particular securities into a
client’s account. Clients may withdraw account assets on notice to the Firm, subject to the usual and
customary securities settlement procedures. However, the Firm generally designs its portfolios as long-
term investments, and the withdrawal of assets may impair the achievement of a client’s investment
objectives. The Firm may consult with its clients about the options and implications of transferring
securities. Clients are advised that when transferred securities are liquidated, they may be subject to
transaction fees, short- term redemption fees, fees assessed at the mutual fund level (e.g., contingent
deferred sales charges) and/or tax ramifications.

Termination

Either party may terminate the advisory agreement at any time by providing written notice to the other
party. The client may terminate the agreement at any time by writing or phoning the Firm at our office. The
Firm will refund any prepaid, unearned advisory fees.

Terminations will not affect liabilities or obligations from transactions initiated in client accounts prior to
termination. In the event the client terminates the investment advisory agreement. The Firm will not
liquidate any securities in the account unless instructed by the client to do so. In the event of client’s death
...

ITEM 7 - TYPES OF CLIENTS
Channel Wealth provides asset management, financial consulting, ERISA plan advisory & consulting,
investment advisory consultation, broker/dealer, and selection of third-party money managers and/or Sub-
Advisor. Our services are provided on a discretionary and non-discretionary basis to a variety of clients,

Channel Wealth, LLC Disclosure Brochure                                                       revised March 20, 2026 v2

such as institutional investors, individuals, high-net-worth individuals, trusts and estates, qualified
purchasers, and individual participants of retirement plans. In addition, we may also provide advisory
services to entities such as pension and profit-sharing plans, businesses, and other investment advisers.

Account Requirements
Channel Wealth does not impose a stated minimum fee or minimum portfolio value for starting and
maintaining an investment management relationship. Certain Independent Managers may, however, impose
more restrictive account requirements and billing practices from the Firm. In these instances, the Firm may
alter its corresponding account requirements and/or billing practices to accommodate those of the
Independent Managers.