Blue Spark Capital Advisors LLC

Item 5 --- Fees and Compensation

Types of Fees

Asset-Based Fees
For our investment management engagements, our fees are based on a tiered, annualized percentage of
assets under management. Fees will be billed quarterly, in arrears, based on the average daily balance of the
accounts.
We have a minimum household account size of $1 million. Our fees are as follows:

    Assets Under Management             Annual Asset-Based Fee
$0,000 - $999,999                      1.25% or 125 Basis Points
$1,000,000 - $1,999,999                0.95% or 95 Basis Points
$2,000,000 - $4,999,999                0.89% or 89 Basis Points
$5,000,000 - $9,999,999                0.75% or 75 Basis Points
$10,000,000 and up                     0.50% or 50 Basis Points

For the benefit of discounting our fee, we may aggregate accounts for the same individual or two or more
accounts within the same family or household, or accounts where a family member has power of attorney
over another family member’s or incompetent person’s account. However, if investment objectives are
substantially different for any two or more household accounts, requiring different investment approaches
or operational requirements, we reserve the right to apply our fee schedule separately to each account.

For all forms of engagement noted in earlier paragraphs, the services we provide to you and the fee
charged will be detailed specifically in a written agreement with you. Those outlined in the agreement are

8        Blue Spark Capital Advisors

the only fees Blue Spark charges; we have no hidden or surprise fees. Our fees may be negotiable, solely at
the discretion of the firm principal.

Fee Billing

Asset-Based Fees
Our asset---based fees for investment management services are billed quarterly, in arrears, based on the
average daily balance in a client’s account in the previous quarter. A client’s first billing cycle will occur at the
end of the quarter in which the accounts are funded. Clients authorize us to deduct our fees automatically
from their accounts held at the third-party custodian. All fees deducted will be noted on the custodian’s
statements.

Other Fees
In addition to our investment management fees, clients may pay fees to third-party service providers, such
as custodians’ nominal brokerage fees, fees related to qualified retirement plan account terminations, or
for holding alternative assets. Those fees are typically disclosed in a separate fee schedule, which you will
receive from the service provider. Note that fees you pay to our firm for our services are separate from
transactional fees such as charges for trades by the custodian or expenses charged separately by funds.
Further information about our brokerage practices is noted in Item 12 of this document.

Prepayment of Fees
Our investment management fees are based on the previous quarter, so there is no prepayment of fees.

No Commissions
Our firm and its associates are compensated only by a fee for our wisdom, advice, and services. We do not
accept commissions for product sales nor charge mark---ups on securities transactions; our associates do not
accept any commissions on purchase of securities investments that we recommend.

As we describe above, you may pay fees to issuers of securities or mutual fund companies, which are
detailed in prospectuses or product descriptions for these investments. It is an important part of our
philosophy that we do not receive any other commissions or compensation, including “12b---1 fees,” from
any investments in issuers or mutual funds that we recommend. We believe this practice aligns our
interests with yours, as we are able to recommend and purchase investments that we believe are best
for you.

We offer what we think are the best mutual funds and other securities that have no or low sales fees. We
research to find investment vehicles with high-quality management and low expense ratios.

Item 7 --- Types of Clients
We provide our services to individuals, businesses, as well as foundations and charities; we assist them in
meeting their financial objectives in what we believe to be a cost---effective way. We have a particular
specialty in working with women facing life transitions. We reserve the right to decline services to any
prospective client for any non---discriminatory reason.