BNA Wealth Inc

Item 5 – Fees and Compensation
All fees are subject to individual negotiation. Fees are negotiated at the beginning of the

arrangement and are usually payable, in advance, at the beginning of each quarter. Either the
client or BNA Wealth may cancel the agreement at any time with a thirty (30) day notice. Fees
are pro-rated and a refund check, if due, is mailed to the client.

The specific manner in which fees are charged by BNA Wealth is established in a client’s written
agreement with the firm. BNA Wealth bills its fees on a quarterly basis. Clients may elect to be
billed in advance or arrears each calendar quarter. Clients may also elect to be billed directly for
fees or to authorize BNA Wealth to directly debit fees from client accounts. Management fees
shall be prorated for each capital contribution and withdrawal made during the applicable
calendar quarter. Section 529 college savings plans may be included with a client's other managed
assets for purposes of calculating the advisory fee. Accounts initiated or terminated during a
calendar quarter will be charged a prorated fee. Upon termination of any account, any prepaid,
unearned fees will be promptly refunded, and any earned, unpaid fees will be due and payable.

Advisor’s fees are exclusive of brokerage commissions, transaction fees and other related costs
and expenses which shall be incurred by the client. Clients may incur certain charges imposed by
custodians, brokers, third party investment and other third-parties charges such as fees charged by
managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer
and electronic fund fees, and other fees and taxes on brokerage accounts and securities
transactions. Mutual funds and exchange traded funds also charge internal management fees,
which are disclosed in a fund’s prospectus. Such charges, fees and commissions are exclusive of
and in addition to BNA Wealth’ fee. BNA Wealth shall not receive any portion of these
commissions, fees and costs.

Item 12 in this Brochure further describes the factors that BNA Wealth considers in selecting or
recommending broker-dealers for client transactions and determining the reasonableness of their
compensation (e.g. commissions).

Estate Planning Fees

BNA Wealth charges a flat fee of $500 for estate planning. This is paid upon completion of the
services.

Item 7 - Types of Clients
BNA Wealth provides investment advice to individuals, corporate pension and profit-sharing
plans, trusts, and estates. The firm may impose a minimum portfolio size and/or minimum annual
fee.