Steadtrust LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

        Total Assets Under Management          Annual Fees
        All Assets                             Up to 2.00%

The advisory fee is calculated using the value of the assets in the Account on the last
business day of the prior billing period.

These fees are generally negotiable and the final fee schedule will be memorialized in the
client’s advisory agreement. Clients may terminate the agreement without penalty for a
full refund of STE's fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract
immediately upon written notice.

Selection of Other Advisers Fees

Clients will pay STE its standard fee in addition to the standard fee for the advisers to
which it directs those clients. This relationship will be memorialized in each contract
between STE and each third-party adviser. The fees will not exceed any limit imposed by
any regulatory agency.

Pension Consulting Services Fees

Asset-Based Fees for Pension Consulting

        Total Assets Under Management          Annual Fee
        All Assets                             Up to 1.50%

The advisory fee is calculated using the value of the assets on the last business day of the
prior billing period

These fees are generally negotiable and the final fee schedule will be memorialized in the
client’s advisory agreement. Clients may terminate the agreement without penalty for a
full refund of STE's fees within five business days of signing the Investment Advisory

Contract. Thereafter, clients may terminate the pension consulting agreement
immediately upon written notice.

Fixed Fees

The rate for creating client pension consulting plans is between $250 and $50,000. The final
fee schedule will be memorialized in the client’s advisory agreement. This service may be
canceled immediately upon written notice.

Financial Planning Fees

Fixed Fees

The negotiated fixed rate for creating client financial plans is between $250 and $10,000.

Hourly Fees

The negotiated hourly fee for these services is between $250 and $500.

Clients may terminate the agreement without penalty, for full refund of STE’s fees, within
five business days of signing the Financial Planning Agreement. Thereafter, clients may
terminate the Financial Planning Agreement generally upon written notice.

B. Payment of Fees

Payment of Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a monthly or quarterly basis. Fees are paid in
advance or arrears.

Payment of Pension Consulting Fees

Asset-based pension consulting fees are withdrawn directly from the client's accounts
with client's written authorization, or may be invoiced and billed directly to the client.
Clients may select the method in which they are billed. Fees are paid monthly or quarterly.
Fees are paid in advance or arrears.

Fixed pension consulting fees are paid via check. These fees are paid 0-100% in advance,
but never more than six months in advance, with the remainder due upon presentation of
the plan. Fees can also be paid monthly, quarterly, or semiannually.

Payment of Selection of Other Advisers Fees

The timing, frequency, and method of paying fees for selection of third-party managers
will depend on the specific third-party adviser selected.

Payment of Financial Planning Fees

Financial planning fees are paid via check and wire.

Financial planning fees are paid 0-100% in advance, but never more than six months in
advance, with the remainder due upon presentation of the plan. Fees can also be paid
monthly, quarterly, or semiannually.

C. Client Responsibility For Third Party Fees

Clients are responsible for the payment of all third party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by STE. Please see Item 12 of this brochure
regarding broker-dealer/custodian.

D. Prepayment of Fees

STE collects fees in advance. Refunds for fees paid in advance but not yet earned will be
refunded on a prorated basis and returned within fourteen days to the client via check, or
return deposit back into the client’s account.

For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
the fees collected in advance minus the daily rate* times the number of days elapsed in
the billing period up to and including the day of termination. (*The daily rate is calculated
by dividing the annual asset-based fee rate by 365.)

Fixed fees that are collected in advance will be refunded based on the prorated amount of
work completed at the point of termination.

For hourly fees that are collected in advance, the fee refunded will be the balance of the
fees collected in advance minus the hourly rate times the number of hours of work that
has been completed up to and including the day of termination.

E. Outside Compensation For the Sale of Securities to Clients

Neither STE nor its supervised persons accept any compensation for the sale of securities
or other investment products, including asset-based sales charges or service fees from the
sale of mutual funds.

Item 7: Types of Clients

STE generally provides advisory services to the following types of clients:

       ❖       Individuals
       ❖       High-Net-Worth Individuals
       ❖       Pension and Profit Sharing Plans
       ❖       Corporations or Business Entities

There is no account minimum for any of STE’s services.