Boyum Wealth Architects LLC

Item 5 Fees and Compensation
A. & B. Method of Compensation and Fee Schedule/Client Payment of Fees

Asset Management Fees
Pursuant to an investment advisory contract signed by each client, the client will pay Boyum
Wealth a quarterly management fee, payable in advance, based on the fair market value of portfolio
assets of the account managed by the Advisor at the end of the preceding quarter; and prorated to
the end of the quarter upon inception of the account. The fee schedule is as follows:

      Assets Under Management                                         Annual Fee Percentage*

            $ 0                      $ 500,000                         1.50%
        $ 500,001                   $ 2,000,000                        1.00%
        $ 2,000,001                 $ 5,000,000                        0.75%
        $ 5,000,001                $ 10,000,000                        0.60%
       $ 10,000,001                  And above                         0.50%
*The complexity of the wealth design and services may adjust the percentage charged by as
much as 0.50%.

These fees may be negotiated by the Advisor based upon individual client circumstances, at the
sole discretion of the Advisor. Asset management fees will be automatically deducted from the
client account on a quarterly basis by the qualified custodian. The client will give written
authorization permitting the Advisor to be paid directly from their account held by the custodian.
The custodian will send a quarterly statement to the client.

Qualified Retirement Plan Consulting Fee
The Plan Sponsor will pay Boyum Wealth, as compensation for its services under this Agreement,
a consulting fee at an annual percentage rate as described above based on the assets in the Plan
including the value of any outstanding loans from the Plan to Participants. The consulting fee is
payable monthly or quarterly, in advance or arrears, based on the fair market value of assets in the
Plan at the end of each quarter. The consulting fee in the first month of the Agreement shall be
prorated from the inception date to the end of the quarter. The Advisor shall invoice the Plan
Sponsor for the consulting fee. The Plan Sponsor may, at its election, submit invoices for this
consulting fee to the custodian of the Plan's assets for payment. The Plan Sponsor agrees to
payment of these invoices, whether directly from the Plan Sponsor or from the Plan's custodian,
promptly, and, under normal circumstances, by the end of the quarter in which the invoice is
submitted.

Fees are negotiable and the Plan Sponsor and Advisor may agree to a minimum and/or a maximum
fee.

The Plan Sponsor and Boyum Wealth may agree, from time to time, that the Advisor be
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compensated for additional non-investment related duties outside the normal scope of this
Agreement on an hourly basis of $350 per hour. In such cases, the additional duties and hourly
rate of compensation shall be agreed to by both parties, in advance, by execution of a codicil to the
Agreement. Invoices and terms of payment, in such cases, will be as expressed in the previous
paragraph herein. It is expected that such additional duties and compensation will solely relate to
operational and compliance needs of the Plan and not relate to investment recommendations.

Hourly Fee
Some clients will contract to have investment advisory advice and/or financial planning advice or
plan participant consulting advice provided based on an hourly fee rather than based on the assets
under management. Clients may also request business consulting services also based upon an
hourly rate. The Advisors hourly fee will be billed at a rate of $350 per hour and will be negotiated
and agreed upon by the parties in advance. Hourly fee-based clients are billed quarterly, in advance
prorated to the end of the quarter upon inception of the engagement. If the final fee is not paid by
the client at the delivery of the financial plan or written report, the client is required to pay the fee
within 5 days of delivery of the financial plan or written report. The fee will be based upon the
anticipated number of hours it will take to complete the financial plan or project. If the client
terminates the Agreement with the Advisor prior to the Advisor's completion of the financial plan
or project, any fees due the Advisor will be invoiced to the client and payable within 5 days of
delivery of the invoice. Any pre-paid fees to the Advisor for work not yet completed will be pro-
rated and refunded to the client, within 5 days of termination of the Agreement. If the Advisor
completes the financial plan or project in less time than originally planned, the Advisor will refund
to the client a pro-rata share of the fee the client paid. The

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Advisor will refund the pro-rata fee to the client within 5 days of delivery of the financial plan or
written report. Any fee not paid after one month will accrue interest at a rate not to be greater than
the short-term applicable federal rate (AFR) as of the delivery of the financial plan, written report
or termination of agreement.

Fixed Fees
Some clients will contract to have financial planning, business consulting services or plan
participant consulting advice charged as a fixed fee in the range of $1,500 to $50,000 per plan or
project as contracted for with client in advance. The fixed fee will be based upon the scope and
complexity of the assets or services requested from the client or business consulting project. Fixed
fees may be negotiated in advance based at the discretion of the Advisor. Fixed fee-based clients
are billed quarterly, in advance, pro-rated to the end of the quarter upon inception of the
engagement. If the final fee is not paid by the client at the delivery of the financial plan or report,
the client is required to pay the fee within 5 days of delivery of the financial plan or report. If the
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Item 7 Types of Clients and Minimum Account Size

The Advisor will offer its services to individuals, high net worth individuals, pension and profit
sharing plans, trusts, estates, or charitable organizations, corporations or business entities.

We generally require an account minimum of $50,000 for advisory services clients but may, in our
sole discretion, accept accounts below this minimum. Additionally, certain investment
portfolios/strategies may require a higher minimum account size.