Brooklyn FI LLC

Item 5: Fees and Compensation
Our fees are negotiable. The intent of negotiable fees is to allow Brooklyn FI to provide services at a reduced
cost (including pro bono) to those in financial duress.

Fees for preparation of the client(s) personal tax returns, any amendments to prior returns, trust and estate,
gift, and business tax returns will be billed separately, as will other tax work such as audit representation. Fees
for those services are separate and in addition to advisory fees paid to Brooklyn FI.

Investment Management Services
The standard advisory fee is based on the market value of the account (including cash and cash equivalents,
accrued interest, and the value of securities held on margin) and is calculated as follows:
                                   Account Value                    Brooklyn FI’s Annual
                                                                       Advisory Fee
                                  First $2,000,000                          1.00%
                                  Next $3,000,000                           0.75%
                                  Next $5,000,000                           0.50%
                             Assets Above $10,000,000                       0.30%

The annual fees are negotiable and are pro-rated and paid in arrears on a quarterly basis. The amount of managed
held-away assets and outside managed assets are included in the total account value that the advisory fee is
calculated on. The advisory fee is a blended fee and is calculated by assessing the percentage rates using the
predefined levels of assets as shown in the above chart and applying the fee to the gross account value as of the
average daily balance* over the previous billing period, resulting in a combined weighted fee. For example, an

account valued at $3,000,000 would pay an effective fee of 0.92% with the annual fee of $27,500. The quarterly
fee is determined by the following calculation: (($2,000,000 x 1.00%) + ($1,000,000 x 0.75%)) ÷ 4 = $6,875. Advisor
will notify the Client electronically 30 days in advance of any other fee increase. If no objection is made by the
Client within thirty (30) days following delivery of such notice, Brooklyn FI will assume the Client’s inaction
constitutes consent.
*Outside Manager fees are applied to the account value as of the end of the previous billing period. When an
Outside Manager is used, both Brooklyn FI and the Outside Manager will debit the Client’s account for their own
portion of the fee.

Accounts initiated or terminated during a calendar quarter will be charged a pro-rated fee based on the amount
of time remaining in the billing period. An account may be terminated with written notice at any time. Since fees
are paid in arrears, no rebate will be needed upon termination of the account.
Comprehensive Financial Planning
Comprehensive Financial Planning consists of an annual fee that is paid in advance, at the rate of $500 - $2,000
per month based on complexity and needs of the client. We have a minimum annual fee typically ranging from
$6,000 to $24,000, based on client complexity. The minimum requirement and amount of the fee is negotiable at
the advisor’s discretion.

The annual fee shall be adjusted upwards every year on the anniversary of the Agreement in line with Consumer
Price Index for all Urban Consumers (CPI-U) to keep pace with inflation. The Client will receive an automatic,
electronic notice of this increase the month before it takes effect. Advisor will notify the Client electronically 30
days in advance of any other fee increase. If no objection is made by the Client within thirty (30) days following
delivery of such notice, Brooklyn FI will assume the Client’s inaction constitutes consent.
For clients with at least $500,000 in assets under management, Brooklyn FI offers discounted monthly planning
fees in some cases.
Fixed fees are pulled from the client's brokerage account(s), paid via credit card, or paid via ACH on a monthly
subscription basis. After the first 12 months, this service may be terminated at any time, with written notice,
effective immediately. Upon termination of any engagement, any prepaid, unearned fee will be refunded to the
client and any unpaid, earned fees will be billed to the client.
Educational Seminars/ Speaking engagements
Seminars are offered to organizations and the public on a variety of financial topics. Fees range from free to
$25,000 per seminar. Half of the fees are due prior to the engagement, and the other half are to be paid the day
of, no later than the conclusion of the event. The fee range is based on the content, amount of research
conducted, number of hours of preparation needed, and the number of attendees. In the event of inclement
weather or a flight cancellation, the Speaker shall make all reasonable attempts to make alternative travel
arrangements to arrive in time for the presentation. If travel proves impossible, or the event is otherwise
canceled, the Speaker’s fee is waived, but the Client will still be responsible for reimbursement of any non-
refundable travel expenses already incurred. In the event that the Client decides to cancel or change the date of
the event for any reason besides weather or similar unforeseen causes, the Client will still be responsible for
reimbursement of any non-refundable travel expenses already incurred, and will provide payment for 100% of
the Speaker’s fee if the cancellation occurs within 30 days of the event. In the event that the Speaker must

cancel due to health or similar unforeseen circumstances, the Speaker will make all attempts to find a
reasonable alternative engagement date and will absorb any incremental additional costs for obtaining
alternative travel arrangements. If an alternative date cannot be obtained, the Client will not be responsible for
any travel costs already incurred by the Speaker or any portion of the Speaker’s fee.
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Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals and high net-worth individuals.
We do not have a minimum account size requirement.