Brave New Wealth LLC

Item 5: Fees and Compensation
We provide our services on a fee-only basis. Depending on the client’s engagement date and
service elections, fees may be structured as an annual flat fee, a percentage of assets under
management, an advisory/consulting fee, hourly charges, or a combination thereof. The specific
manner in which fees are charged by Brave New Wealth, LLC is established in the client’s
written Investment Advisory Agreement. We will generally bill our fees monthly in advance.

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                                                                Brave New Wealth, LLC — Form ADV Part 2A

Comprehensive Flat Annual Fee (New Clients)
For clients entering advisory agreements on or after February 15th, 2026.

Brave New Wealth offers a comprehensive flat annual fee that bundles investment management
services (discretionary or non-discretionary with trading authorization) with ongoing financial
planning. Services are delivered through three service tiers, each representing a progressively
deeper, more integrated advisory relationship. The appropriate tier is determined
collaboratively between the Adviser and client based on the client’s financial complexity, service
needs, and the scope of advisory services required.

Crafted — $18,000 per year
Generally appropriate for clients with investable assets of approximately $1.5 million to $4
million.
The Crafted tier provides values-aligned investment management and comprehensive financial
planning, including cashflow analysis, retirement planning, education planning, insurance
analysis, and customized tax strategy. Clients receive an annual portfolio and plan review with
strategic adjustments, and access to institutional-quality investment vehicles and platforms.
This tier is designed for clients seeking personalized guidance and efficient implementation
across foundational areas of their financial life.
Designed — $42,000 per year
Generally appropriate for clients with investable assets of approximately $4 million to $10
million.
The Designed tier includes all services in Crafted, plus bespoke estate planning and generational
wealth strategies (coordinated with the client’s estate attorney), strategic impact and
philanthropic planning, equity compensation planning for complex multi-grant or
multi-company situations, access to synthetic lending solutions (such as box spreads) and
private investment opportunities (private credit, private equity), and semi-annual portfolio and
plan reviews with dynamic adjustments. This tier is designed for clients with complex financial
needs who require a more integrated approach.
Curated — Custom
Generally appropriate for clients with investable assets of approximately $10 million or more,
or clients with cross-border, multi-entity, or other complex advisory needs.
The Curated tier includes all services in Designed, plus a fully bespoke advisory engagement
scoped to the client’s specific financial complexity. Curated clients receive quarterly portfolio
and plan reviews with proactive planning adjustments, dedicated coordination with the client’s
full professional team (CPA, estate attorney, business counsel, insurance adviser), integrated
support for complex family dynamics, multi-generational planning, and entity structuring,
access to rare and capacity-constrained investment opportunities, and priority response. The
Curated tier is available for domestic discretionary, non-discretionary, and cross-border
advisory/OCIO engagements. The annual fee for Curated engagements is custom-quoted based
on the scope of services, the complexity of the client’s financial situation, and the total market
value of investable assets under the Adviser’s management.

                                              8 | Page

                                                                Brave New Wealth, LLC — Form ADV Part 2A

Asset Range Guidelines: The asset ranges listed above are guidelines intended to help clients
identify the tier that is typically most appropriate for their situation. They are not rigid
boundaries. The appropriate tier is determined based on the overall scope and complexity of the
client’s financial situation. Clients may be assigned to a tier outside of the typical asset range
based on their specific circumstances. For example, a client with $2 million in investable assets
but significant equity compensation complexity, estate planning needs, and philanthropic
objectives may be best served by the Designed tier, while a client with $5 million in a
straightforward portfolio with minimal planning complexity may be well-served by the Crafted
tier.

The annual flat fee for all tiers is billed monthly in advance (1/12 of the annual fee per month).
The monthly fee is calculated and billed on the first business day of each month. The minimum
annual advisory fee for new clients is $18,000 (the Crafted tier).

Tier Assignment and Changes: If a client’s circumstances change such that a different tier
would be more appropriate (for example, following a liquidity event, inheritance, business sale,
or significant change in planning complexity), the Adviser will discuss the potential tier change
with the client. Any tier adjustment requires written agreement between the parties and takes
effect only upon execution of a revised fee exhibit. The Adviser provides thirty (30) days’ written
notice of any proposed tier change.

Conflict of Interest Disclosure: Under the flat annual fee structure, a conflict of interest
exists because the Adviser has an incentive to recommend that clients move to higher service
tiers, which results in higher fees. The Adviser may also have an incentive to recommend
consolidating assets, rolling over retirement accounts, or retaining invested assets when doing
so supports a tier upgrade. We address these conflicts through disclosure and by adhering to our
fiduciary duty to act in each client’s best interest. Tier assignments are determined
...

Item 7: Types of Clients
We provide advisory services to the following types of clients: individuals, high net worth
individuals, trusts, estates, and charitable organizations, corporations or business entities,
pension and profit-sharing plans, and foreign entities or individuals with a U.S. nexus.
Brave New Wealth, LLC does not require a minimum account size to open or maintain an
account. However, a minimum annual advisory fee may apply as disclosed in the client’s
Investment Advisory Agreement. We reserve the right to decline to manage an account if we
determine that the account size would not allow us to effectively implement our investment
strategy or if we believe we cannot provide a suitable level of service relative to the client’s
needs.