Mutual of Omaha Investor Services Inc

Item	5	–	Fees	and	Compensation

    In addition to the information provided in Item	4	–	Advisory	Business, this section
    provides additional details regarding our firm’s services along with descriptions of
    each service’s fees and compensation arrangements. It should be noted that lower
    fees for comparable service may be available from other sources. The exact fees and
    other terms will be outlined in the agreement between you and MOIS.

    MOIS allows your Advisor to set fees within ranges provided by MOIS. As a result,
    your Advisor may charge more or less for the same service than another Advisor of
    MOIS.

                          MUTUALLY FOCUSED PROGRAM FEES

    Financial Planning Fees

    Financial planning fees are negotiable and vary depending on the type of planning
    service and the complexity of your planning needs. Typically, one-half of the fee is
    due when you sign the financial planning agreement. Any remaining amount owed is
    due when we deliver to you our financial planning recommendations for you. You
    may cancel your agreement by sending us a written request. If you cancel the
    agreement before we deliver the plan, we are entitled to be paid for the time we
    spent preparing the plan at your Advisor’s standard rate and will refund any excess
    fees to you.

    MOIS provides financial planning services under a fixed fee arrangement. A mutually
    agreed upon fixed fee is charged for financial planning services under this
    arrangement. The minimum fixed fee is generally $500, and the maximum fixed fee
    is generally no more than $25,000. The amount of the fixed fee for your engagement
    is specified in your financial planning agreement. At our sole discretion, you may be
    required to pay at the time you execute an agreement with MOIS; however, at no
    time will MOIS require you to pay fees exceeding the amount of $1,200 more than six
    months in advance. Upon completion and delivery of the financial plan, the fixed fee
    is considered earned by MOIS and any unpaid amount is immediately due.

MOIS also provides financial planning services under an hourly fee arrangement.
Depending on the complexity of your situation, an hourly fee in the range of $100 to
$500 per hour may be charged by MOIS for financial planning services provided
under this arrangement. You will pay in advance a mutually agreed upon retainer
that will be available for MOIS to bill hourly fees against for our financial planning
services; however, under no circumstances will MOIS require you to pay fees
exceeding the amount of $1,200 more than six months in advance. Any unpaid fees
are due immediately upon completion and delivery of the financial plan. MOIS may
refund unused portions of the fees to you.

MOIS offers ongoing financial planning support services under a monthly or
quarterly fee arrangement. Depending on the complexity of the ongoing services
provided, a monthly fee in the range of $25 to $300 per month or a quarterly fee in
the range of $75 to $900 per quarter is typically charged by MOIS for ongoing
financial planning support services provided to individuals. For ongoing financial
planning support services provided to businesses, the fee generally ranges from $25
to $2,000 per month or $75 to $6,000 per quarter. The monthly or quarterly fee will
be charged until the ongoing financial planning support services are terminated.

To the extent your Advisor provides you with specific investment recommendations
or strategies as part of the financial planning services and you implement such
investment recommendations through MOIS, we may offer in our agreement with
you to waive or reduce the fees for financial planning services.

If you do not select ongoing planning services, the financial planning services
terminate upon delivery of the written financial plan or upon either party providing
the other party with written notice of termination.

Financial Plan Review Fees

Financial Plan review fees are flat fees typically ranging from $250 to $5,000.

Financial Consulting Fees

MOIS provides financial consulting services under a fixed fee arrangement.
Consultation fees may be a flat fee with a minimum of $100, but generally not to
exceed $5,000. The amount of the fixed fee for your engagement is specified in your
financial planning agreement with MOIS. You may be required to pay in advance of
the fixed fee at the time you execute an agreement with MOIS. At no time will MOIS
require payment of more than $1,200 in fees more than six months in advance. If
you cancel the agreement before the financial consultation is concluded, we are
entitled to be paid for the time we spent working on the consultation at your
Advisor’s standard hourly rate. We may refund any excess to you at our discretion.
The fixed fee will be considered earned by MOIS and any unpaid amount
immediately due from you upon the completion of the consulting services.

MOIS also provides consulting services under an hourly fee arrangement. An hourly

fee in the range of $100 to $500 is charged by MOIS for consulting services provided
under this arrangement. You may be requested to pay in advance a mutually agreed
upon retainer that will be available for MOIS to bill hourly fees against for our
consulting services; however, under no circumstances will MOIS require you to pay
exceeding the amount of $1,200 more than six months in advance. Any unpaid
hourly fees will be due immediately upon completion of the consulting services.
MOIS may refund unused portions of the fees to you.

To the extent your Advisor provides you with general or specific investment
recommendations or strategies as part of our consulting services and you implement
such investment recommendations through us, MOIS at our discretion may offer to
waive or reduce the fee for certain consulting services.

To the extent you paid MOIS a fee for a written financial plan, MOIS at our discretion
...

Item	7	–	Types	of	Clients

    MOIS generally provides investment advice to the following types of clients:

         individuals
         retirement plans
         trusts, estates, or charitable organizations
         corporations or business entities other than those listed above

    You are required to execute a written agreement with MOIS specifying the particular
    advisory services in order to establish a client arrangement with MOIS.

        MINIMUM INVESTMENT AMOUNTS FOR THIRD-PARTY MONEY MANAGERS

    There are no minimum investment amounts or conditions required for establishing
    an account managed by MOIS. However, third-party money managers may have
    minimum account and minimum fee requirements in order to participate in their
    programs. Each third-party money manager will disclose its minimum account size
    and fees in its Form ADV Part 2A Disclosure Brochure. Third-party money managers
    may grant an exception to their minimum requirement at their discretion.

      MINIMUM INVESTMENT AMOUNTS FOR MOIS MANAGED ACCOUNT SERVICES

    FSPs, SMAs, UMAs, and APM Accounts typically have minimum account size
    requirements established by the Model Providers or Platform Manager. The Model
    Provider or Platform Manager will disclose minimum account size and additional
    information in its Form ADV Part 2A Disclosure Brochure, which you receive when
    you execute an Agreement for their specific asset management services. The Model
    Provider or Platform Manager may grant an exception to their minimum
    requirement at their discretion. You may contact your Advisor or MOIS for details
    regarding minimum investment amounts.

    MINIMUM INVESTMENT AMOUNTS FOR RETIREMENT PLAN ADVISORY SERVICES

    There are no minimum investment amounts or conditions required for establishing
    an account managed by MOIS. However, third-party money managers, group
    variable annuities, or other retirement plan providers may have minimum account
    and minimum fee requirements. Each third-party money manager will disclose its
    minimum account size and fees in its Form ADV Part 2A Disclosure Brochure. Group
    variable annuities or other retirement plan providers will disclose minimum account
    size and fees in their account documents or agreements. Third-party money
    managers, group variable annuities, or other retirement plan providers may grant an
    exception to their minimum requirement at their discretion.