Bridgewealth Advisory Group LLC

Item 5 Fees and Compensation
Compensation for Our Advisory Services

Financial Planning and Consulting
Our firm charges on an hourly basis for financial planning and consulting services. The total estimated
fee, as well as the ultimate fee charged, is based on the scope and complexity of our engagement with
the client. The maximum hourly fee to be charged will not exceed $250. Our firm generally requires a
deposit of 50% of the expected amount payable upon execution of the financial planning agreement
with the balance due upon delivery of the financial plan or consultation. The agreement ends upon
delivery of the financial plan or consultation and no additional deliverables are provided unless the
client requests an updated financial plan in the future. A new agreement will be executed at that time
and the fees will be agreed upon at the time of execution of the new agreement. We do not require
prepayment of financial planning fees in excess of $1,200 more than six months in advance.

Financial planning is included with our wrap account program and is not charged separately. Details of
our fees and the payment requirements are outlined in your Agreement with Bridgewealth.

Retirement Plan Consulting
Our Retirement Plan Consulting services are billed on a fee based on the percentage of plan assets.
The total estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of
our engagement with the client. Fees will not exceed 1.75% of plan assets. The fee paying
arrangements will be determined on a case-by-case basis and will be detailed in the signed consulting
agreement. Details of our fees and the payment requirements are outlined in your Agreement with
Bridgewealth.

Fees are calculated based on the exact number of days in the quarter. For example a client with a fee
of 1% and an account value of $500,000 will pay fees for the second quarter (91 days) based on the
following calculation: ((500,000 X 1%) / 365) * 91 = $1246.58.

Additional Information
The fees charged are calculated as described above, and are not charged on the basis of a share of
capital gains upon, or capital appreciation of, the funds, or any portion of the funds of an advisory
Client (15 U.S.C.§80b-5(a)(1)). Our fees are negotiable at our discretion. Fees are based on such
things as the overall complexity of your financial situation and your financial planning, as well as the

account value and number of accounts. A portion of the fee received is paid to your financial
professional. The cost for financial planning is included in the Program Fee you pay to us on a
quarterly basis. The specific fee we agree on is outlined in your Portfolio Management Agreement.

Additional Fees and Expenses
Bridgewealth does not offer a non-wrap program where clients pay transaction fees for trades
executed by their chosen custodian via individual transaction charges.

Clients participating in our Wrap Fee Program, also pay holdings charges imposed by the chosen
custodian for certain investments, charges imposed directly by a mutual fund, index fund, or exchange-
traded fund, which are disclosed in the fund's prospectus and include fund management fees, initial or
deferred sales charges, mutual fund sales loads, 12b-1 fees, surrender charges, and other fund
expenses, mark-ups and mark-downs, spreads paid to market makers, fees for trades executed away
from custodian, wire transfer fees and other fees and taxes on brokerage accounts and securities
transactions. In addition, IRA and qualified retirement plan fees are imposed by account custodians.
Neither our firm nor our affiliated persons receive a portion of these fees. Securities for which you paid
a commission are not included in advisory accounts so you do not pay advisory fees in addition to
commissions on these securities.

Clients in the Wrap Fee Program will not incur transaction costs for trades by their chosen custodian.
More information about this can be found in our separate Wrap Fee Program Brochure.

Termination and Refunds
Financial Planning and Consulting clients are able to terminate their agreement at any time before the
delivery of a financial plan by providing written notice. For purposes of calculating refunds, all work
performed by us up to the point of termination shall be calculated at the hourly fee currently in effect.
Clients will receive a pro-rata refund of unearned fees based on the time and effort expended by our
firm. Incomplete financial plans will not be provided to the client upon termination of the agreement.

Either party to a Retirement Plan Consulting Agreement may terminate at any time by providing written
notice to the other party. Full refunds will only be made in cases where cancellation occurs within 5
business days of signing an agreement. After 5 business days from initial signing, either party must
provide the other party 30 days' written notice to terminate billing. Billing will terminate 30 days after
receipt of the written termination notice. Clients will be charged on a pro-rata basis, which takes into
account work completed by our firm on behalf of the client. Clients will incur charges for bona fide
advisory services rendered up to the point of termination (determined as 30 days from receipt of said
written notice) and such fees will be due and payable. If fees are prepaid, a pro rata refund will be
calculated for partial months and unearned, prepaid fees will be promptly refunded.

Compensation for the Sale of Securities or Other Investment Products
Representatives of our firm are registered representatives of APW Capital, Inc. ("APW"), member
FINRA/SIPC. In addition, these individuals may also be licensed insurance agents with a variety of
firms. As such they are able to accept compensation for the sale of securities, other investment
products, or insurance products, including distribution or service ("trail" or "12b-1") fees from the sale of
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Types of Clients
Our clients are comprised of individuals, high net worth individuals and their families, trusts, estates or
charitable organizations, retirement plans, and small businesses.

Investment Restrictions
Clients may set reasonable restrictions on the investment of the assets in their wrap accounts,
including the types of securities that should not be purchased, or if already held, securities that should
not be sold. Bridgewealth must agree to these restrictions.