Buck Wealth Strategies LLC

ITEM 5 - FEES AND COMPENSATION

INVESTMENT MANAGEMENT FEES AND COMPENSATION
BWS charges a fee as compensation for providing Investment Management services on
your account. These services include advisory and consulting services, trade entry,
investment supervision, and other account-maintenance activities. Our recommended
custodian charges transaction costs, custodial fees, redemption fees, retirement plan and
administrative fees or commissions. See Additional Fees and Expenses below for
additional details.

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The fees for portfolio management are based on an annual percentage of assets under
management. Advisory fees are billed monthly in arrears and calculated based on the
average daily balance of the account(s) under management. Advisory relationships that
start after the first of the calendar month will be charged a pro-rated fee from the start
date of the relationship to the end of the calendar month.
Our maximum annual advisory fee is for accounts paying a percentage of assets under
management is 1.50%. The specific advisory fees are set forth in your Investment
Management Agreement. Fees may vary based on the size of the account, complexity of
the portfolio, extent of activity in the account or other reasons agreed upon by us and you
as the client. The market value will be determined as reported by the Custodian. Fees are
assessed on all assets under management. Cash and cash equivalents and any margin debt
balances are included in the calculation of advisory fees, unless otherwise noted and
agreed to in the executed Agreement.

In certain circumstances, our fees and the timing of the fee payments may be negotiated
at our sole discretion.
Our employees and their family-related accounts are charged a reduced fee for our
services.
Unless otherwise instructed by the client, in certain cases, we will aggregate asset
amounts in accounts from your same household together to determine the advisory fee
for all your accounts. For example, if we manage accounts from the individual, our Firm
will include joint accounts for a spouse, minor children and/or Trust accounts. This
consolidation practice is designed to allow you the benefit of an increased asset total,
which could cause your account(s) to be assessed a lower advisory fee.
The independent qualified custodian holding your funds and securities will debit your
account directly for the advisory fee and pay that fee to us. You will provide written
authorization permitting the fees to be paid directly from your account held by the
qualified custodian. Further, the qualified custodian agrees to deliver an account
statement at least quarterly directly to you, indicating all the amounts deducted from the
account including our advisory fees. At our discretion, our Firm will allow advisory fees to
be paid by check as indicated in the Agreement. You are encouraged to review your
account statements for accuracy.
Either BWS or you may terminate the management agreement immediately upon written
notice to the other party. The management fee will be pro-rated to the date of
termination, for the month in which the cancellation notice was given and refunded to
your account. Upon termination, you are responsible for monitoring the securities in your
account, and we will have no further obligation to act or advise with respect to those
assets. In the event of client’s death or disability, BWS will continue management of the

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account until we are notified of client’s death or disability and given alternative
instructions by an authorized party.
FINANCIAL PLANNING FEES
Our Firm offers financial planning services for a separate fee. In this circumstance, our Firm
will negotiate the planning fees with you. Fees may vary based on the extent and
complexity of your individual or family circumstances and the amount of your assets under
our management. Our fee will be agreed in advance of the services being performed. The
fee will be determined based on factors including the complexity of your financial
situation, agreed upon deliverables, and whether you intend to implement any
recommendations through BWS.
Your billing method is agreed to in advance of performing services and is agreed to and
acknowledged in the Financial Planning Agreement executed by you and our Firm. Fifty
percent (50%) of the Financial Planning Fee is collected upon signing the Financial Planning
agreement and the other fifty percent is due upon delivery of the Plan to you. Fees are
paid via check to BWS.
Typically, we complete a plan within a month and will present it to you within 90 days of
the contract date, if you have provided us with all the information needed to prepare the
financial plan.
If you choose to terminate the financial planning agreement by providing us with written
notice. Upon termination, fees will be prorated to the date of termination and any earned
portion of the fee will be billed to you based on the hours that our firm has spent on
creating your financial plan prior to termination. The hourly rate used for this purpose is
$400/hour. The hourly rate would be stated in your executed Financial Planning
Agreement.
We will not require prepayment of more than $1200 in fees per client, six (6) or more
months in advance of providing any services. In no case are our fees based on, or related
to, the performance of your funds or investments.
RETIREMENT PLAN SERVICES
For Retirement Plan Advisory Services compensation, we charge an advisory fee as
negotiated with the Plan Sponsor and as disclosed in the Employer Sponsored Retirement
Plans Consulting Agreement (“Plan Sponsor Agreement”).
Our flat fees range from $2,500 to $50,000. Fees based on a percentage of managed Plan
assets will not exceed 1.50%. Fees are billed monthly or quarterly in arrears and calculated
based on the average daily balance of the Plan’s assets under management. This fee is
...

ITEM 7 - TYPES OF CLIENTS

Our Firm works with the following types of clients: individuals, high net-worth individuals,
trusts, and employer sponsored retirement plans.
We impose a minimum account value of $25,000 to initiate our Firm’s advisory and money
management services. This minimum account value can be waived at our sole discretion.

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