Buckman Advisory Group LLC

Item 5: Fees and Compensation

Buckman Wrap Fee Program

Asset-based fees are assessed and collected quarterly, in advance based upon the previous calendar quarter end account
balance. Many factors determine proposed fees rates, including size, complexity and composition of the services to be
provided. If Money Manager is selected for investment in a client’s account, the Money Manager’s fees are in addition to
BAG’s advisory fee. BAG’s typical advisory fee schedule is as follows:

                        Total Assets Under Management                    Annual Advisory Fee
                                 First $250,000                                1.75%
                                  Next $750,000                                 1.50%
                                 Over $1,000,000                                1.25%

For the above fee schedule, there is a trade threshold of 80 trades per year. A fee of $35.00 per trade will be assessed
after the threshold has been reached. These fees are negotiable depending upon the needs of the client and complexity
of the situation; the final fee schedule is disclosed in the Investment Advisory Contract (the “Contract”). There is a
minimum of $50,000 per account required to participate in the Program.

For accounts in which an actively traded strategy is pursued, a higher advisory fee will be assessed depending on the level
of activity. The typical advisory fee schedule for an account that is actively traded is as follows:

                        Total Assets Under Management                    Annual Advisory Fee
                                 First $250,000                                3.00%
                                  Next $750,000                                 2.50%
                                 Over $1,000,000                                2.00%

When participating in the Program, the advisory fee will be inclusive of custodian fees, brokerage fees, mutual fund fees,
transaction fees, and any other applicable fees. BAG will charge clients one fee and pay all transaction fees using the fee
collected from the client. Clients who do not participate in the Program are responsible for the payment of all third-party
fees (i.e. custodian fees, brokerage fees, mutual fund fees, transaction fees, third-party money manager’s fees, and any
other applicable fees). Those fees are separate and distinct from the advisory fees and expenses charged by BAG. Buckman,
Buckman & Reid, Inc. executes certain trades for a Buckman Advisory Group client including equities and options, there may
be be a payment in the form of a rebate paid to Buckman, Buckman & Reid for the order flow from an outside firm. The
client will always receive best execution and get the best price available but there is at times a payment for the order flow.

Advisory fees for clients who participate in the Program versus clients who do not participate will frequently use the same
fee schedule. When managing a client’s account on a wrap fee basis, we shall receive as payment the balance of the wrap
fee after transaction costs have been deducted.

Regarding margin, BAG will bill on the value of the securities in a client’s account, not on the account value. For example,
if a client deposits $100,000 in the account and buys $200,000 in securities on margin, BAG will bill the account based on
the value of the securities which is $200,000. In some cases, BAG will also receive from the clearing firm a percentage of
interest charged on the margin account.

BAG does not household client accounts for the purpose of billing. Each individual account’s value is billed at the agreed
rate at the end of each quarter, in advance as described above. If a client has multiple accounts managed by BAG, the
values of the accounts are not combined to reach breakpoints of lower fees.

Non-Wrap Fee Advisory Services

If the client determines to engage us on a non-wrap fee basis, the client will pay separately for investment advisory services
and will be responsible for paying for transaction fees for transactions conducted in the client’s account. For accounts that
hold a balance of $50,000 or less, there is a transaction fee charge of $27.99 on all trades. A portion of the transaction
fee will be shared between the custodian and BAG.

Termination of Contract

Clients may terminate the Contract without penalty, for a full refund, within five business days of signing the Contract.
Thereafter, clients may terminate the Contract with one day written notice. Refunds are given on a prorated basis, based
on the number of days remaining in a quarter at the point of termination. The fee refunded will be the balance of the fees
collected in advance minus the daily rate* times the number of days in the quarter, up to and including the day of
termination. (*The daily rate is calculated by dividing the quarterly AUM fee by the number of days in the termination
quarter). Fees will be returned to the client via check or will be deposited back into client’s account after the next billing
quarter i.e. if client cancels in January, the refund will occur at the beginning of April.

Third-Party Money Managers Fees

BAG may engage the services of Money Managers on behalf of its clients if it is deemed appropriate. The fee charged by
the Money Manager will be separate and distinct from the fees charged by BAG.

BAG currently recommends the services of the following Money Managers:

        Envestnet Asset Management Inc. (CRD# 111694)
        Morningstar Investment Management LLC (CRD# 108031)

        1919 INVESTMENT COUNSEL, LLC (CRD # 133370)
        SEI Investments Management Corp. (CRD# 105146)
        RBC Wealth Management (CRD# 31194)

Specific Money Manager fees vary by the product selected and are available upon request. Any such fees, if applicable,
are fully disclosed in writing prior to execution of the Contract. Some Money Managers may require that their fees be
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Item 7: Types of Clients

BAG generally provides investment advice and/or management supervisory services to individuals, high-net-worth
individuals, trusts, estates, charitable organizations, retirement plans or profit-sharing plans. There is an account minimum
of $10,000 for non-wrap fee services and $50,000 to participate in the Program. Either minimum may be waived by the
Investment Adviser Representative based on the needs of the client and the complexity of the situation.