Calamita Wealth Management Inc

Item 5 – Fees and Compensation

General Fee Information
Fees paid to CWM are exclusive of and distinct from the fees and expenses charged by mutual funds, ETFs
(exchange traded funds) or other investment pools to their shareholders (generally including a management fee
and fund expenses, as described in each fund’s prospectus or offering materials). CWM considers cash to be an
asset class subject to CWM’s management and as such, an important part of a client’s overall investment
allocation, especially when nearing or in retirement. CWM will include cash and cash equivalents in our fee
calculation, except when the client and the firm have negotiated not to do so. Additionally, where clients have
placed a restriction on some of their assets that prevents us from managing them, the firm will exclude those

positions from our fee calculation. CWM has legacy clients with existing engagements who have different fee
arrangements than those described below and that are no longer offered by the firm.

Fees for the comprehensive service CWM provides through its Investment Advisory Agreement that combines
Discretionary Investment Management and Comprehensive Financial Planning will be calculated quarterly,
based on the market value of the account at the end of the previous quarter. Fees are generally payable quarterly,
in advance, as agreed upon with each client, and are charged as follows:

        Assets Under Management                        Annual Advisory Fee
        Up to $1,000,000                               1.25% (0.31% per quarter)
        $1,000,001 to $3,000,000                       1.00% (0.25% per quarter)
        $3,000,001 to $5,000,000                       0.80% (0.20% per quarter)
        $5,000,001 to $10,000,000                      0.70% (0.175% per quarter)
        Over $10,000,000                               0.60% (0.15% per quarter)

Unless the client requests direct billing, advisory fees will be automatically deducted from the investment account
in advance. Fees will be prorated for capital contributions and withdrawals of $15,000 or more made during the
applicable calendar quarter. Accounts initiated during the calendar quarter will be charged a prorated fee.

The minimum quarterly fee for any account is $2,500. CWM may, at its discretion, make exceptions to the
foregoing or negotiate special fee arrangements where CWM deems appropriate under the circumstances.

Clients may terminate without penalty within five days of execution of the advisory contract. Otherwise, clients
may terminate their account at any time, in which case fees will be prorated up to and include the termination date
which is evidenced by receipt of written instructions from the client. If the daily proration results in an amount to
be rebated to the client, the client will be promptly refunded.

One-Time, Standalone Financial Planning fees are typically $5,000 to $15,000 for a written financial plan,
depending upon the complexity of the client’s financial circumstances. CWM collects one half of the fee upon
signing the agreement and the remainder upon completion of the services. The fee does not include
implementation or investment management. If the client wishes to engage CWM for investment management,
then the client would need to enter into a separate agreement with CWM for an additional fee.

The client may terminate the financial planning arrangement within five days of the date of execution of the
financial planning agreement without penalty. Thereafter, the client will incur a pro rata charge for bona fide
planning services rendered prior to termination. Upon termination, the Advisor will return promptly any advance
fee paid that remains unearned at CWM’s sole discretion. All amounts owed CWM become immediately due and
payable.

In certain instances, CWM may make exceptions to the above fees pursuant to a negotiated agreement with the
client.

Item 7 – Types of Clients

CWM provides investment management and financial planning services to individuals, high net worth
individuals, pension and profit-sharing plans, and businesses. CWM does not generally impose a minimum
portfolio value for conventional investment advisory services but does impose a minimum quarterly fee of $2,500
($10,000 annually).