Campbell Deegan Wealth Management LLC

Item 5. Fees and Compensation

       The Program is offered on a fee basis, meaning participants pay a single annualized fee based upon assets
       under management, including accrued interest and accrued dividends. This management fee, as set forth in
       our investment management agreement with the client, ranges up to 200 basis points (2.00%) depending
       upon the size and composition of a client’s portfolio and the type of services rendered.

       For the initial quarter, the fee is charged in arrears based upon the average daily account balance of the
       assets being managed by the Firm during the initial quarter. In subsequent quarters, the fee is charged in
       advance based upon the market value of the average daily account balance of the assets being managed by
       the Firm for the previous quarter. For the initial period of an engagement, the fee is calculated on a pro rata
       basis, while the fees for subsequent quarters are adjusted because the Firm uses the average daily account
       balance for the previous quarter. In the event the advisory agreement is terminated, the fee for the final
       billing period is prorated through the effective date of the termination and the outstanding or unearned
       portion of the fee is charged or refunded to the client, as appropriate.

       Fee Discretion
       Campbell Deegan may, in its sole discretion, negotiate with a client to charge a lesser fee than is charged to
       another client based upon certain criteria, such as anticipated future earning capacity, anticipated future
       additional assets, dollar amount of assets to be managed, related accounts, account composition, pre-
       existing/legacy client relationship, account retention and for certain non-profit groups or charitable
       organizations.

       Other Charges
       In addition to the advisory fees paid to Campbell Deegan, clients may also incur certain charges imposed
       by other third parties, such as broker-dealers, custodians, trust companies, banks and other financial
       institutions. These additional charges include fees charged by the Independent Managers, fees attributable
       to alternative assets, reporting charges, margin costs, charges imposed directly by a mutual fund or ETF in

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    Form ADV Part 2A Brochure                                                    Campbell Deegan
       a client’s account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund
       expenses), mark-ups or mark-downs priced in to fixed income products by the broker-dealer, fees and
       commission for assets not held with the Custodian (such as 401(k) or 529 plan assets), deferred sales charges,
       odd-lot differentials, transfer taxes, check reorder fees, wire transfer and electronic fund fees, and close-out
       fees from the custodian.

       Direct Fee Debit
       Clients generally provide Campbell Deegan and/or certain Independent Managers with the authority to
       directly debit their accounts for payment of the investment advisory fees. The Financial Institutions that
       act as the qualified custodian for client accounts, from which the Firm retains the authority to directly deduct
       fees, have agreed to send statements to clients not less than quarterly detailing all account transactions,
       including any amounts paid to Campbell Deegan. Clients should compare the account statements they receive
       from their custodian with any documents or reports they receive from Campbell Deegan or an outside
       service provider.

       Account Additions and Withdrawals
       Clients may make additions to and withdrawals from their account at any time, subject to Campbell Deegan’s
       right to terminate an account. Additions may be in cash or securities provided that the Firm reserves the
       right to liquidate any transferred securities or decline to accept particular securities into a client’s account.
       Clients may withdraw account assets on notice to Campbell Deegan, subject to the usual and customary
       securities settlement procedures. However, Campbell Deegan designs its portfolios as long-term investments
       and the withdrawal of assets may impair the achievement of a client’s investment objectives. Campbell
       Deegan may consult with its clients about the options and implications of transferring securities. Clients
       are advised that when transferred securities are liquidated, they may be subject to transaction fees, fees
       assessed at the mutual fund level (e.g., contingent deferred sales charge) and/or tax ramifications.

       Use of Margin
       Campbell Deegan may be authorized to use margin in the management of the client’s investment portfolio.
       In these cases, the fee payable will be assessed net of margin such that the market value of the client’s
       account and corresponding fee payable by the client to Campbell Deegan will not be increased. The Firm
       may, however, charge financial planning or consulting fixed fees based on structuring loans.

Item 7. Types of Clients
       Campbell Deegan seeks t o offer services to individuals, corporations and business entities, pension and
       profit sharing plans, and trusts and estates. Campbell Deegan does not impose a minimum portfolio
       value or fee as a condition for starting or maintaining an investment management relationship. Certain
       Independent Managers may, however, impose more restrictive account requirements and billing practices
       than the Firm. In these instances, Campbell Deegan may alter its corresponding account requirements and/or
       billing practices to accommodate those of the Independent Managers. This may result in the client paying
       a minimum fee to that Independent Manager or not have access to an Independent Manager if the client
       does not meet that firm’s minimum portfolio value.