Interchange Capital Partners LLC

Item 5 Fees and Compensation
Investment Management and Wealth Management Fees
Interchange Capital Partners offers investment management services for an annual fee based on the
amount of assets under Interchange Capital Partners management. This management fee will not
exceed 2.75% or 275 basis points per annum. Wealth management fees are negotiable and depend
upon the size and composition of a client's portfolio and the type of services rendered.

The annual fee is prorated and charged quarterly, in advance, based upon the market value of the
assets being managed by Interchange Capital Partners on the last day of the previous billing period. If
assets in excess of $50,000 are deposited into or withdrawn from an account after the inception of a
billing period, the fee payable with respect to such assets is adjusted to reflect the interim change in
portfolio value. For the initial period of an engagement, the fee is calculated on a pro rata basis. In the
event the Account Agreement is terminated, the fee for the final billing period is prorated through the
effective date of the termination and the outstanding or unearned portion of the fee is charged or
refunded to the client, as appropriate.

Additionally, for asset management services Interchange Capital Partners provides with respect to
certain client holdings (e.g., held-away assets, accommodation accounts, alternative investments,
etc.), Interchange Capital Partners may negotiate a fee rate that differs from the range set forth above.

Financial Planning Fees
Interchange Capital Partners charges a fixed fee for financial planning services, which generally
ranges between $12,000 and $120,000. The fee is negotiable depending upon the complexity and
scope of the plan, your financial situation, and your objectives. At our discretion, we may offset our

financial planning fees to the extent you implement the financial plan through our Portfolio
Management Services.

You may terminate the financial planning agreement upon 30 days written notice to our firm. If you
have pre-paid financial planning fees that we have not yet earned, you will receive a prorated refund of
those fees. If financial planning fees are payable in arrears, you will be responsible for a prorated fee
based on services performed prior to termination of the financial planning.

Fees Related to the Use and Selection of Independent Managers
In instances where Interchange Capital Partners utilizes Dynasty's Platform services as part of the
management of the client's account, including the mutual fund and ETF asset allocation strategies, the
advisory fee deducted from your account will include the advisory fees charged by independent
managers on the platform.
Independent Manager fees are determined by the particular program(s) and manager(s) with which the
client assets are invested, and calculated based upon the percentage of the client's per household and
assets under management, as applicable. Independent fixed income manager fees generally range
from 0 - 0.20% annually, and independent equity manager fees generally range from 0 – 0.60%
annually. The Platform fee for the mutual fund and ETF asset allocation strategies / models will be up
to 0.04%. You should be aware that the underlying securities have internal expenses and/or
management fees associated with them, however, Interchange Capital Partners does not participate in
any of Dynasty's or other third-party fees.

Private Fund Management
Each Fund pays Interchange Capital Partners, as a sub-advisor manager and/or investment manager,
an investment management fee (the "Management Fee"). These fees are calculated in accordance
with the relevant governing documents and are typically a percentage of capital commitments or
capital contributions, or a percentage of net asset value. Management Fees are generally payable
quarterly in advance as a Fund expense.

Interchange Capital Partners is also entitled to receive performance-based fees as further described
under Item 6 below.

Use of Margin or Securities-Backed Lines of Credit
Interchange Capital Partners can recommend that certain clients utilize margin in the client's
investment portfolio or other borrowing such as non-purpose loans. Interchange Capital Partners can
accomplish this recommendation through two ways, either a securities-back line of credit or a margin
loan, both have specific risks to consider. Interchange Capital Partners only recommends such
borrowing for non-investment needs, such as bridge loans and other financing needs. The Firm's fees
are determined based upon the value of the assets being managed net of any margin or borrowing.
The Firm will not, however, charge fees to accounts that, as a result of outstanding margin or
borrowing, reflect a negative balance. Please refer to the Item 8 section of this brochure for additional
details on the use of margin and securities-backed lines of credit.

Account Additions and Withdrawals
Clients can make additions to and withdrawals from their account at any time, subject to Interchange
Capital Partners' right to terminate an account. Additions can be in cash or securities provided that the
Firm reserves the right to liquidate any transferred securities or declines to accept particular securities
into a client's account. Clients can withdraw account assets on notice to Interchange Capital Partners,
subject to the usual and customary securities settlement procedures. However, the Firm designs its
portfolios as long-term investments and the withdrawal of assets may impair the achievement of a
client's investment objectives. Interchange Capital Partners may consult with its clients about the
options and implications of transferring securities. Clients are advised that when transferred securities

are liquidated, they may be subject to transaction fees, short-term redemption fees, fees assessed at
the mutual fund level (e.g., contingent deferred sales charges) and/or tax ramifications.
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Item 7 Types of Clients
Interchange Capital offers investment advisory services to individuals (other than high net worth
individuals), high net worth individuals, pensions/profit sharing plans, 401(k) plans, charitable
organizations, pooled investment vehicles, and corporations or other business entities.

In general, Interchange Capital does not require a minimum dollar amount to open and maintain an
advisory account. However, we have the right to terminate your account if it falls below a minimum size
which, in our sole opinion, is too small to manage effectively.